EML Payments Management

Management criteria checks 1/4

We currently do not have sufficient information about the CEO.

Key information

Ron Hynes

Chief executive officer

n/a

Total compensation

CEO salary percentage	n/a
CEO tenure	less than a year
CEO ownership	n/a
Management average tenure	3.2yrs
Board average tenure	less than a year

Recent management updates

Recent updates

EML Payments Limited (ASX:EML) Just Reported Earnings, And Analysts Cut Their Target Price

Aug 29

EML Payments Limited (ASX:EML) Half-Year Results Just Came Out: Here's What Analysts Are Forecasting For This Year

Feb 29

Is There An Opportunity With EML Payments Limited's (ASX:EML) 43% Undervaluation?

Aug 24

EML Payments Limited Reported A Surprise Loss, And Analysts Have Updated Their Forecasts

Feb 18

What Kind Of Investors Own Most Of EML Payments Limited (ASX:EML)?

Jan 30

Did EML Payments Limited (ASX:EML) Insiders Sell Shares?

Jan 12

Here's What We Learned About The CEO Pay At EML Payments Limited (ASX:EML)

Dec 25

Is EML Payments (ASX:EML) A Risky Investment?

Dec 10

The EML Payments (ASX:EML) Share Price Has Soared 315%, Delighting Many Shareholders

Nov 24

CEO

Ron Hynes (59 yo)

less than a year

Tenure

Mr. Ronald C. Hynes, also known as Ron, is Group CEO of EML Payments Limited from June 29, 2024 and served as its Director since June 29, 2024 until December 21, 2024. He served as the Chief Executive Offi...

Leadership Team

Name	Position	Tenure	Compensation	Ownership
James Georgeson	Group Chief Financial Officer	1.3yrs	AU$1.22m	no data
Peter Lang	Chief Corporate Development Officer	1.3yrs	AU$775.80k	0.23% A$ 719.3k
Ronald Hynes	Chief Executive Officer	less than a year	no data	no data
Paul Wenk	Group General Counsel	6.4yrs	no data	no data
Martin Ivanov	Group Chief Risk & Compliance Officer	no data	no data	no data
Rachelle Ledger	Chief Executive Officer of Australia	8.2yrs	AU$488.32k	no data
Sonya Tissera–Isaacs	Head of Corporate Governance & Company Secretary	5.1yrs	no data	no data
Brian Hanrahan	Chief Executive Officer of Nuapay	no data	no data	no data
Lorraine Buhagiar	Chief Executive Officer of Prepaid Financial Services (PFSL) UK	no data	no data	no data

3.2yrs

Average Tenure

Experienced Management: EML's management team is considered experienced (3.2 years average tenure).

Board Members

Name	Position	Tenure	Compensation	Ownership
Anthony Hynes	Independent Chairman	less than a year	no data	0.24% A$ 766.2k
Kyriakos Poutakidis	Independent Non-Executive Director	less than a year	no data	no data
Petrina Sue Coventry	Independent Non-Executive Director	less than a year	no data	no data
Manoj Kheerbat	Independent Non-Executive Director	2yrs	AU$267.64k	no data

0.4yrs

Average Tenure

Experienced Board: EML's board of directors are not considered experienced ( 0.4 years average tenure), which suggests a new board.

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/31 09:56
End of Day Share Price	2024/12/31 00:00
Earnings	2024/06/30
Annual Earnings	2024/06/30

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

EML Payments Limited is covered by 10 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Owen Humphries	Canaccord Genuity
Edmund Anthony Henning	CLSA
Katherine Thompson	Edison Investment Research

EML Payments Management

Management criteria checks 1/4

Key information

Recent management updates

Independent Chairman recently bought AU$518k worth of stock

EML Payments Limited, Annual General Meeting, Nov 26, 2024

EML Payments Limited Announces Board Changes

High number of new and inexperienced directors

EML Payments Limited, Annual General Meeting, Nov 29, 2023

EML Payments Limited Appoints Mr. Peter Lang as Chief Corporate Development Officer, Effective on September 1, 2023

Recent updates

New minor risk - Share price stability

Price target increased by 9.5% to AU$1.15

Independent Chairman recently bought AU$518k worth of stock

EML Payments Limited, Annual General Meeting, Nov 26, 2024

GoCardless Ltd. completed the acquisition of Sentenial Ltd from EML Payments Limited (ASX:EML) for an enterprise value of €32.8 million.

EML Payments Limited (ASX:EML) Just Reported Earnings, And Analysts Cut Their Target Price

Full year 2024 earnings released: AU$0.026 loss per share (vs AU$0.76 loss in FY 2023)

EML Payments Limited Announces Board Changes

EML Payments Limited to Report Fiscal Year 2024 Results on Aug 28, 2024

High number of new and inexperienced directors

Price target increased by 12% to AU$1.16

GoCardless Ltd. has signed an agreement to acquire Sentenial Ltd from EML Payments Limited (ASX:EML) for €32.8 million.

Now 26% overvalued after recent price rise

First half 2024 earnings released: AU$0.033 loss per share (vs AU$0.35 loss in 1H 2023)

Forecast breakeven date pushed back to 2025

EML Payments Limited (ASX:EML) Half-Year Results Just Came Out: Here's What Analysts Are Forecasting For This Year

Forecast breakeven date pushed back to 2025

New minor risk - Share price stability

Price target increased by 13% to AU$1.07

EML Payments Limited, Annual General Meeting, Nov 29, 2023

Forecast to breakeven in 2024

EML Payments Limited Appoints Mr. Peter Lang as Chief Corporate Development Officer, Effective on September 1, 2023

EML Payments Limited Announces CFO Changes, Effective on September 1, 2023

EML Payments Limited to Report Fiscal Year 2023 Results on Aug 29, 2023

New minor risk - Profitability

No longer forecast to breakeven

Consensus EPS estimates fall by 64%

Price target decreased by 18% to AU$0.82

Less than half of directors are independent

First half 2023 earnings released: AU$0.35 loss per share (vs AU$0.033 loss in 1H 2022)

Consensus EPS estimates upgraded to AU$0.0093 loss

EML Payments Limited Announces Board Resignations

EML Payments Limited to Report First Half, 2023 Results on Feb 22, 2023

EML Payments Limited Announces Executive Changes, Effective 16 April 2023

Price target decreased to AU$1.07

Consensus forecasts updated

EML Payments Limited Appoints Manoj Kheerbat as an Independent Non-Executive Director, Effective 5 December 2022

EML Payments Limited Elects Brent Cubis as Director

Price target decreased to AU$1.24

Is There An Opportunity With EML Payments Limited's (ASX:EML) 43% Undervaluation?

Price target decreased to AU$1.61

EML Payments Limited (ASX:EML) announces an Equity Buyback for AUD 20 million worth of its shares.

Investor sentiment improved over the past week

Consensus forecasts updated

Price target decreased to AU$2.04

EML Payments Limited to Report Fiscal Year 2022 Results on Aug 22, 2022

Investor sentiment improved over the past week

Price target decreased to AU$2.36

EML Payments Limited Announces Managing Director Changes

Investor sentiment deteriorated over the past week

These 4 Measures Indicate That EML Payments (ASX:EML) Is Using Debt Extensively

EML Commissioned Research Finds 1 in 4 U.K. Merchants Predict Open Banking Payments Will Become the Most Popular Payment Method in the Next 5 Years

Consensus EPS estimates fall by 42%

Investor sentiment deteriorated over the past week

When Should You Buy EML Payments Limited (ASX:EML)?

Price target decreased to AU$3.30

Consensus forecasts updated

Independent Non-Executive Chairman recently sold AU$548k worth of stock

EML Payments (ASX:EML) Use Of Debt Could Be Considered Risky

Consensus forecasts updated

EML Payments Limited Launches Radically Simple Digital Payout Platform Seamless

First half 2022 earnings: EPS exceeds analyst expectations while revenues lag behind

EML Payments to Launch A Cryptocurrency-to-GBP Debit Mastercard

EML Payments Limited Reaffirms Earnings Guidance for the Fiscal Year 2022

EML Payments Limited to Report First Half, 2022 Results on Feb 16, 2022

Is EML Payments Limited (ASX:EML) Potentially Undervalued?

A Look At The Fair Value Of EML Payments Limited (ASX:EML)

Full year 2021 earnings released: AU$0.08 loss per share (vs AU$0.019 loss in FY 2020)

EML Payments Limited Updates Earnings Guidance for the Year 2022