EML Share Price Performance
AU$0.81
-0.17 (-16.84%)
25.9% undervalued intrinsic discount
AU$1.10
Fair Value
Price AU$0.81
AnalystLowTarget AU$1.10
AnalystHighTarget AU$1.80
AnalystConsensusTarget AU$1.39
Fair ValueAU$1.10
Share Pricen/a
EML Payments Limited Stock Price
- 3 Narratives written by author
- 0 Comments on narratives written by author
- 13 Fair Values set on narratives written by author
EML Community Narratives
AN
Fair Value AU$1.1 25.9% undervalued intrinsic discount
European Regulation And Digital Shifts Will Disrupt Legacy Payments
0users have liked this narrative
0users have commented on this narrative
1users have followed this narrative
AN
Fair Value AU$1.8 54.7% undervalued intrinsic discount
Digital Payments And Open Banking Will Unlock New Opportunities
0users have liked this narrative
0users have commented on this narrative
0users have followed this narrative
AN
Fair Value AU$1.42 42.6% undervalued intrinsic discount
Project Arlo Will Drive Global Cashless Payments Transformation
0users have liked this narrative
0users have commented on this narrative
11users have followed this narrative
Digital Payments And Open Banking Will Unlock New Opportunities
Key Takeaways Accelerated platform consolidation, improved sales teams, and strong financial flexibility position EML for faster-than-expected revenue growth and enhanced margins. Regulatory and technological shifts in digital payments allow EML to swiftly capture high-margin verticals, enter new markets, and drive sustained earnings growth.Read more
0users have liked this narrative
0users have commented on this narrative
0users have followed this narrative
AN
AU$1.8
54.7% undervalued intrinsic discount
AnalystHighTarget Fair Value
Revenue
6.04% p.a.
Profit Margin
16.83%
Future PE
19.01x
Price in 2028
AU$2.23
Project Arlo Will Drive Global Cashless Payments Transformation
Key Takeaways Transition to a unified global platform and strategic partnerships will enhance scalability, innovation, and long-term profitability. Strengthened leadership, regulatory clean-up, and focus on digital payments position the company for sustained growth and improved financial stability.Read more
0users have liked this narrative
0users have commented on this narrative
11users have followed this narrative
AN
AU$1.42
42.6% undervalued intrinsic discount
AnalystConsensusTarget Fair Value
Revenue
4.51% p.a.
Profit Margin
10.59%
Future PE
24.87x
Price in 2028
AU$1.76
European Regulation And Digital Shifts Will Disrupt Legacy Payments
Key Takeaways Regulatory pressures, legal costs, and security risks threaten to compress margins and constrain earnings growth for EML Payments over time. Evolving digital payments, aggressive competition, and adoption of central bank digital currencies could erode EML's market share and undermine its revenue base.Read more
0users have liked this narrative
0users have commented on this narrative
1users have followed this narrative
AN
AU$1.1
25.9% undervalued intrinsic discount
AnalystLowTarget Fair Value
Revenue
0.62% p.a.
Profit Margin
6.15%
Future PE
37.15x
Price in 2028
AU$1.36
Trending Discussion
Recently Updated Narratives
AN
European Regulation And Digital Shifts Will Disrupt Legacy Payments
Fair Value: AU$1.1 25.9% undervalued intrinsic discount
1 followerusers have followed this narrative
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative
AN
Digital Payments And Open Banking Will Unlock New Opportunities
Fair Value: AU$1.8 54.7% undervalued intrinsic discount
0 followersusers have followed this narrative
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative
AN
Project Arlo Will Drive Global Cashless Payments Transformation
Fair Value: AU$1.42 42.6% undervalued intrinsic discount
11 followersusers have followed this narrative
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative
Snowflake Analysis
EML Payments Limited Key Details
Last Reported Earnings
Jun 30, 2025
Next Reporting Earnings
n/a
- -0.14
- 91.84%
- -23.28%
- 34.4%
About EML
- Founded
- 2003
- Employees
- 458
- CEO
- WebsiteView website
EML Payments Limited provides payment solutions platform in Australia, Europe, and North America. It offers reloadable and non-reloadable prepaid payment solutions; prepaid payment solutions services; and undertakes provision of prepaid payment services predominantly with single load card solutions. The company also provides credit payments, open banking, digital account payments solutions. The company was formerly known as Emerchants Limited. EML Payments Limited was incorporated in 2003 and is based in Melbourne, Australia.
