ZIP Stock Overview
Engages in the provision of digital retail finance and payments solutions to consumers, and small and medium sized merchants (SMEs) in Australia, New Zealand, Canada, and the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 1/6 |
| Future Growth | 3/6 |
| Past Performance | 3/6 |
| Financial Health | 3/6 |
| Dividends | 0/6 |
My Notes
Capture your thoughts, links and company narrative
Zip Co Limited Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | AU$2.83 |
| 52 Week High | AU$3.56 |
| 52 Week Low | AU$0.47 |
| Beta | 3.34 |
| 1 Month Change | -11.01% |
| 3 Month Change | 5.99% |
| 1 Year Change | 400.89% |
| 3 Year Change | -35.54% |
| 5 Year Change | -23.51% |
| Change since IPO | 892.98% |
Recent News & Updates
Recent updates
What Zip Co Limited's (ASX:ZIP) 27% Share Price Gain Is Not Telling You
Sep 01
Do Insiders Own Lots Of Shares In Zip Co Limited (ASX:Z1P)?
Mar 17Zip Co Limited's (ASX:Z1P) Path To Profitability
Feb 08
Need To Know: Zip Co Limited (ASX:ZML) Insiders Have Been Selling Shares
Jan 11Do Insiders Own Lots Of Shares In Zip Co Limited (ASX:Z1P)?
Dec 13Shareholder Returns
| ZIP | AU Consumer Finance | AU Market | |
|---|---|---|---|
| 7D | -1.0% | -1.6% | -2.0% |
| 1Y | 400.9% | 72.0% | 7.8% |
Return vs Industry: ZIP exceeded the Australian Consumer Finance industry which returned 72% over the past year.
Return vs Market: ZIP exceeded the Australian Market which returned 7.8% over the past year.
Price Volatility
| ZIP volatility | |
|---|---|
| ZIP Average Weekly Movement | 7.8% |
| Consumer Finance Industry Average Movement | 6.0% |
| Market Average Movement | 8.0% |
| 10% most volatile stocks in AU Market | 16.8% |
| 10% least volatile stocks in AU Market | 3.1% |
Stable Share Price: ZIP has not had significant price volatility in the past 3 months compared to the Australian market.
Volatility Over Time: ZIP's weekly volatility (8%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2009 | 985 | Cynthia Scott | zip.co/au |
Zip Co Limited engages in the provision of digital retail finance and payments solutions to consumers, and small and medium sized merchants (SMEs) in Australia, New Zealand, Canada, and the United States. The company offers Buy Now Pay Later services, which offer line of credit and installment products to consumers through online and in-store. It also provides unsecured loans and lines of credit to SMEs; and access to point-of-sale credit; and digital payment services.
Zip Co Limited Fundamentals Summary
| ZIP fundamental statistics | |
|---|---|
| Market cap | AU$3.69b |
| Earnings (TTM) | AU$5.66m |
| Revenue (TTM) | AU$867.98m |
653.0x
P/E Ratio4.3x
P/S RatioIs ZIP overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| ZIP income statement (TTM) | |
|---|---|
| Revenue | AU$867.98m |
| Cost of Revenue | AU$0 |
| Gross Profit | AU$867.98m |
| Other Expenses | AU$862.32m |
| Earnings | AU$5.66m |
Last Reported Earnings
Jun 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.0043 |
| Gross Margin | 100.00% |
| Net Profit Margin | 0.65% |
| Debt/Equity Ratio | 603.0% |
How did ZIP perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/20 22:22 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/06/30 |
| Annual Earnings | 2024/06/30 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Zip Co Limited is covered by 12 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Lafitani Sotiriou | Bell Potter |
| Ware Kuo | BofA Global Research |
| Siraj Ahmed | Citigroup Inc |