Zip Co Past Earnings Performance

Past criteria checks 3/6

Zip Co's earnings have been declining at an average annual rate of -11.1%, while the Consumer Finance industry saw earnings growing at 5.7% annually. Revenues have been growing at an average rate of 36.1% per year. Zip Co's return on equity is 1.4%, and it has net margins of 0.7%.

Key information

-11.1%

Earnings growth rate

-4.3%

EPS growth rate

Consumer Finance Industry Growth8.3%
Revenue growth rate36.1%
Return on equity1.4%
Net Margin0.7%
Last Earnings Update30 Jun 2024

Recent past performance updates

Recent updates

What Zip Co Limited's (ASX:ZIP) 27% Share Price Gain Is Not Telling You

Sep 01
What Zip Co Limited's (ASX:ZIP) 27% Share Price Gain Is Not Telling You

Do Insiders Own Lots Of Shares In Zip Co Limited (ASX:Z1P)?

Mar 17
Do Insiders Own Lots Of Shares In Zip Co Limited (ASX:Z1P)?

Zip Co Limited's (ASX:Z1P) Path To Profitability

Feb 08
Zip Co Limited's (ASX:Z1P) Path To Profitability

Need To Know: Zip Co Limited (ASX:ZML) Insiders Have Been Selling Shares

Jan 11
Need To Know: Zip Co Limited (ASX:ZML) Insiders Have Been Selling Shares

Do Insiders Own Lots Of Shares In Zip Co Limited (ASX:Z1P)?

Dec 13
Do Insiders Own Lots Of Shares In Zip Co Limited (ASX:Z1P)?

Revenue & Expenses Breakdown

How Zip Co makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

ASX:ZIP Revenue, expenses and earnings (AUD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Jun 2486864140
31 Mar 24822-172090
31 Dec 23790-574230
30 Sep 23741-1974340
30 Jun 23677-3304300
31 Mar 23655-5824500
31 Dec 22635-8214760
30 Sep 22616-8155390
30 Jun 22597-8086020
31 Mar 22563-6136300
31 Dec 21530-4176570
30 Sep 21462-5485650
30 Jun 21394-6784720
31 Mar 21322-5613440
31 Dec 20251-4432160
30 Sep 20205-2321570
30 Jun 20160-20970
31 Mar 20139-27820
31 Dec 19118-35660
30 Sep 19100-23530
30 Jun 1982-11390
31 Mar 1970-13350
31 Dec 1857-15310
30 Sep 1848-19290
30 Jun 1839-23280
31 Mar 1832-26250
31 Dec 1726-29230
30 Sep 1721-25200
30 Jun 1716-20170
31 Mar 1712-15140
31 Dec 169-10110
30 Sep 166-980
30 Jun 163-950
31 Mar 162-730
31 Dec 151-520
30 Sep 151-310
30 Jun 150000
30 Jun 140000

Quality Earnings: ZIP has high quality earnings.

Growing Profit Margin: ZIP became profitable in the past.


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: ZIP has become profitable over the past 5 years, growing earnings by -11.1% per year.

Accelerating Growth: ZIP has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.

Earnings vs Industry: ZIP has become profitable in the last year, making it difficult to compare its past year earnings growth to the Consumer Finance industry (-43.5%).


Return on Equity

High ROE: ZIP's Return on Equity (1.4%) is considered low.


Return on Assets


Return on Capital Employed


Discover strong past performing companies

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/20 15:01
End of Day Share Price 2024/12/20 00:00
Earnings2024/06/30
Annual Earnings2024/06/30

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Zip Co Limited is covered by 12 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Lafitani SotiriouBell Potter
Ware KuoBofA Global Research
Siraj AhmedCitigroup Inc