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National Australia Bank LimitedASX:NAB Stock Report

Market Cap AU$133.3b
Share Price
AU$43.62
My Fair Value
AU$29
50.4% overvalued intrinsic discount
1Y14.2%
7D0.9%
Portfolio Value
View

National Australia Bank Limited

ASX:NAB Stock Report

Market Cap: AU$133.3b

National Australia Bank (NAB) Stock Overview

Provides financial services to individuals and businesses in Australia, New Zealand, Europe, Asia, the United States, and internationally. More details

NAB fundamental analysis
Snowflake Score
Valuation1/6
Future Growth1/6
Past Performance2/6
Financial Health5/6
Dividends3/6

NAB Community Fair Values

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See what 100 others think this stock is worth. Follow their fair value or set your own to get alerts.

AU$36.58
FV
19.2% overvalued intrinsic discount
5.56%
Revenue growth p.a.
1users have liked this narrative
0users have commented on this narrative
57users have followed this narrative

National Australia Bank Limited Competitors

Price History & Performance

Summary of share price highs, lows and changes for National Australia Bank
Historical stock prices
Current Share PriceAU$43.62
52 Week HighAU$44.88
52 Week LowAU$31.13
Beta0.76
1 Month Change-1.80%
3 Month Change13.48%
1 Year Change14.16%
3 Year Change35.80%
5 Year Change122.89%
Change since IPO447.99%

Recent News & Updates

Recent updates

Digital Payments And Urban Expansion Will Unlock Opportunities

Key Takeaways Investments in digital banking and payments position NAB to grow revenue and attract customers as cashless adoption rises. Urban growth and business banking leadership create long-term opportunities in housing finance, SME lending, and diversified fee income.

National Australia Bank's (ASX:NAB) Shareholders Will Receive A Bigger Dividend Than Last Year

Nov 09
National Australia Bank's (ASX:NAB) Shareholders Will Receive A Bigger Dividend Than Last Year
User avatar

Banking Transformation Faces Margin Squeeze But Tech Modernization Offers A Glimpse Of Growth

Increased investment in customer advocacy and technology could strain net margins short term, delaying benefit realization.

Shareholder Returns

NABAU BanksAU Market
7D0.9%0.4%-1.5%
1Y14.2%18.6%9.4%

Return vs Industry: NAB underperformed the Australian Banks industry which returned 18.6% over the past year.

Return vs Market: NAB exceeded the Australian Market which returned 9.4% over the past year.

Price Volatility

Is NAB's price volatile compared to industry and market?
NAB volatility
NAB Average Weekly Movement2.8%
Banks Industry Average Movement3.2%
Market Average Movement9.5%
10% most volatile stocks in AU Market20.2%
10% least volatile stocks in AU Market3.5%

Stable Share Price: NAB has not had significant price volatility in the past 3 months compared to the Australian market.

Volatility Over Time: NAB's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
183439,976Andrew Irvinewww.nab.com.au

National Australia Bank Limited provides financial services to individuals and businesses in Australia, New Zealand, Europe, Asia, the United States, and internationally. The company operates through Business and Private Banking; Personal Banking; Corporate and Institutional Banking; New Zealand Banking; and Corporate Functions and Other segments. It accepts transaction accounts, savings accounts, debit cards, and term deposits; and specialized accounts, such as foreign currency, business interest, cash maximiser, farm management, community free saver, statutory trust, and project bank accounts, as well as farm management deposits.

National Australia Bank Limited Fundamentals Summary

How do National Australia Bank's earnings and revenue compare to its market cap?
NAB fundamental statistics
Market capAU$133.28b
Earnings (TTM)AU$6.99b
Revenue (TTM)AU$19.89b
19.1x
P/E Ratio
2.1x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
NAB income statement (TTM)
RevenueAU$19.89b
Cost of RevenueAU$0
Gross ProfitAU$19.89b
Other ExpensesAU$12.90b
EarningsAU$6.99b

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

Nov 05, 2025

Earnings per share (EPS)2.29
Gross Margin100.00%
Net Profit Margin35.15%
Debt/Equity Ratio461.4%

How did NAB perform over the long term?

See historical performance and comparison

Dividends

3.9%
Current Dividend Yield
19%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/11/01 18:52
End of Day Share Price 2025/10/31 00:00
Earnings2025/06/30
Annual Earnings2024/09/30

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

National Australia Bank Limited is covered by 26 analysts. 13 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Craig StaffordBarrenjoey Markets Pty Limited
Jonathan MottBarrenjoey Markets Pty Limited
Nicholas McGarrigleBarrenjoey Markets Pty Limited