Commonwealth Bank of Australia provides integrated financial services in Australia, New Zealand, Europe, Asia, North America, and internationally. More Details
Flawless balance sheet second-rate dividend payer.
Share Price & News
How has Commonwealth Bank of Australia's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: CBA is less volatile than 75% of Australian stocks over the past 3 months, typically moving +/- 3% a week.
Volatility Over Time: CBA's weekly volatility (3%) has been stable over the past year.
7 Day Return
1 Year Return
Return vs Industry: CBA underperformed the Australian Banks industry which returned 44.6% over the past year.
Return vs Market: CBA exceeded the Australian Market which returned 27.3% over the past year.
Long-Term Price Volatility Vs. Market
How volatile is Commonwealth Bank of Australia's share price compared to the market and industry in the last 5 years?
Simply Wall St News
3 months ago | Simply Wall StShould Commonwealth Bank of Australia (ASX:CBA) Be Part Of Your Income Portfolio?
4 months ago | Simply Wall StCommonwealth Bank of Australia (ASX:CBA) Shareholders Have Enjoyed A 12% Share Price Gain
9 months ago | Simply Wall StHow Much Is Commonwealth Bank of Australia (ASX:CBA) Paying Its CEO?
Is Commonwealth Bank of Australia undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: CBA (A$99.65) is trading above our estimate of fair value (A$78.43)
Significantly Below Fair Value: CBA is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: CBA is poor value based on its PE Ratio (26x) compared to the Australian Banks industry average (15.7x).
PE vs Market: CBA is poor value based on its PE Ratio (26x) compared to the Australian market (20.5x).
Price to Earnings Growth Ratio
PEG Ratio: CBA is poor value based on its PEG Ratio (11.8x)
Price to Book Ratio
PB vs Industry: CBA is overvalued based on its PB Ratio (2.4x) compared to the AU Banks industry average (0.9x).
How is Commonwealth Bank of Australia forecast to perform in the next 1 to 3 years based on estimates from 11 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: CBA's forecast earnings growth (2.2% per year) is above the savings rate (1.9%).
Earnings vs Market: CBA's earnings (2.2% per year) are forecast to grow slower than the Australian market (13.5% per year).
High Growth Earnings: CBA's earnings are forecast to grow, but not significantly.
Revenue vs Market: CBA's revenue (3.3% per year) is forecast to grow slower than the Australian market (5.4% per year).
High Growth Revenue: CBA's revenue (3.3% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: CBA's Return on Equity is forecast to be low in 3 years time (12.3%).
How has Commonwealth Bank of Australia performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: CBA has high quality earnings.
Growing Profit Margin: CBA's current net profit margins (32%) are lower than last year (36%).
Past Earnings Growth Analysis
Earnings Trend: CBA's earnings have declined by 5.4% per year over the past 5 years.
Accelerating Growth: CBA's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: CBA had negative earnings growth (-14.8%) over the past year, making it difficult to compare to the Banks industry average (-5.3%).
Return on Equity
High ROE: CBA's Return on Equity (9%) is considered low.
How is Commonwealth Bank of Australia's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: CBA's Assets to Equity ratio (14.1x) is moderate.
Allowance for Bad Loans: CBA has a sufficient allowance for bad loans (224%).
Low Risk Liabilities: 73% of CBA's liabilities are made up of primarily low risk sources of funding.
Loan Level: CBA has an appropriate level of Loans to Assets ratio (74%).
Low Risk Deposits: CBA's Loans to Deposits ratio (109%) is appropriate.
Level of Bad Loans: CBA has an appropriate level of bad loans (0.4%).
What is Commonwealth Bank of Australia current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: CBA's dividend (2.99%) is higher than the bottom 25% of dividend payers in the Australian market (1.99%).
High Dividend: CBA's dividend (2.99%) is low compared to the top 25% of dividend payers in the Australian market (4.98%).
Stability and Growth of Payments
Stable Dividend: CBA's dividend payments have been volatile in the past 10 years.
Growing Dividend: CBA's dividend payments have fallen over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its reasonable payout ratio (64.7%), CBA's dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: CBA's dividends in 3 years are forecast to be covered by earnings (73.9% payout ratio).
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Matt Comyn (45 yo)
Mr. Matthew Comyn, also known as Matt, has been Managing Director, Chief Executive Officer and Executive Director at Commonwealth Bank of Australia since April 9, 2018 and served as its Managing Director a...
CEO Compensation Analysis
Compensation vs Market: Matt's total compensation ($USD4.17M) is about average for companies of similar size in the Australian market ($USD3.27M).
Compensation vs Earnings: Matt's compensation has increased by more than 20% whilst company earnings have fallen more than 20% in the past year.
Experienced Management: CBA's management team is considered experienced (3.2 years average tenure).
Experienced Board: CBA's board of directors are considered experienced (3.3 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Commonwealth Bank of Australia's company bio, employee growth, exchange listings and data sources
- Name: Commonwealth Bank of Australia
- Ticker: CBA
- Exchange: ASX
- Founded: 1911
- Industry: Diversified Banks
- Sector: Banks
- Market Cap: AU$176.614b
- Shares outstanding: 1.77b
- Website: https://www.commbank.com.au
Number of Employees
- Commonwealth Bank of Australia
- Tower 1
- Ground Floor
- New South Wales
Commonwealth Bank of Australia provides integrated financial services in Australia, New Zealand, Europe, Asia, North America, and internationally. It offers retail, premium, business, and institutional ban...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/08/01 08:04|
|End of Day Share Price||2021/07/30 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.