Grupo Supervielle S.A., a financial services holding company, provides various banking products and services in Argentina. More Details
Excellent balance sheet and fair value.
Share Price & News
How has Grupo Supervielle's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: SUPV is more volatile than 90% of AR stocks over the past 3 months, typically moving +/- 7% a week.
Volatility Over Time: SUPV's weekly volatility (7%) has been stable over the past year, but is still higher than 75% of AR stocks.
7 Day Return
1 Year Return
Return vs Industry: SUPV exceeded the AR Banks industry which returned 4.3% over the past year.
Return vs Market: SUPV underperformed the AR Market which returned 21.8% over the past year.
Long-Term Price Volatility Vs. Market
How volatile is Grupo Supervielle's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Is Grupo Supervielle undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: SUPV (ARS52.7) is trading above our estimate of fair value (ARS13.29)
Significantly Below Fair Value: SUPV is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: SUPV is poor value based on its PE Ratio (6.9x) compared to the AR Banks industry average (6.7x).
PE vs Market: SUPV is good value based on its PE Ratio (6.9x) compared to the AR market (7.6x).
Price to Earnings Growth Ratio
PEG Ratio: SUPV is good value based on its PEG Ratio (0.2x)
Price to Book Ratio
PB vs Industry: SUPV is good value based on its PB Ratio (0.7x) compared to the AR Banks industry average (0.9x).
How is Grupo Supervielle forecast to perform in the next 1 to 3 years based on estimates from 7 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: SUPV's forecast earnings growth (44% per year) is above the savings rate (7.6%).
Earnings vs Market: SUPV's earnings (44% per year) are forecast to grow faster than the AR market (36.1% per year).
High Growth Earnings: earnings are expected to grow significantly over the next 3 years.
Revenue vs Market: SUPV's revenue (16.1% per year) is forecast to grow slower than the AR market (19.4% per year).
High Growth Revenue: SUPV's revenue (16.1% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: SUPV's Return on Equity is forecast to be low in 3 years time (9.1%).
How has Grupo Supervielle performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: SUPV has high quality earnings.
Growing Profit Margin: SUPV became profitable in the past.
Past Earnings Growth Analysis
Earnings Trend: SUPV has become profitable over the past 5 years, growing earnings by -24.3% per year.
Accelerating Growth: SUPV has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.
Earnings vs Industry: SUPV has become profitable in the last year, making it difficult to compare its past year earnings growth to the Banks industry (-10.9%).
Return on Equity
High ROE: SUPV's Return on Equity (9.8%) is considered low.
How is Grupo Supervielle's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: SUPV's Assets to Equity ratio (7x) is low.
Allowance for Bad Loans: SUPV has a sufficient allowance for bad loans (112%).
Low Risk Liabilities: 84% of SUPV's liabilities are made up of primarily low risk sources of funding.
Loan Level: SUPV has an appropriate level of Loans to Assets ratio (42%).
Low Risk Deposits: SUPV's Loans to Deposits ratio (59%) is appropriate.
Level of Bad Loans: SUPV has a high level of bad loans (6.5%).
What is Grupo Supervielle current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: SUPV's dividend (1.6%) is higher than the bottom 25% of dividend payers in the AR market (1.3%).
High Dividend: SUPV's dividend (1.6%) is low compared to the top 25% of dividend payers in the AR market (4.04%).
Stability and Growth of Payments
Stable Dividend: Whilst dividend payments have been stable, SUPV has been paying a dividend for less than 10 years.
Growing Dividend: SUPV's dividend payments have increased, but the company has only paid a dividend for 4 years.
Current Payout to Shareholders
Dividend Coverage: With its low payout ratio (11%), SUPV's dividend payments are thoroughly covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: SUPV's dividends in 3 years are forecast to be well covered by earnings (15.5% payout ratio).
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Julio Patricio Supervielle (64 yo)
Mr. Julio Patricio Supervielle serves as the Chairman of Grupo Supervielle S.A. and Banco Supervielle SA. He had been Chief Executive Officer of Grupo Supervielle S.A. since June 30, 2020. Mr. Supervielle ...
Experienced Management: SUPV's management team is not considered experienced ( 1.8 years average tenure), which suggests a new team.
Experienced Board: SUPV's board of directors are not considered experienced ( 2.1 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Grupo Supervielle S.A.'s company bio, employee growth, exchange listings and data sources
- Name: Grupo Supervielle S.A.
- Ticker: SUPV
- Exchange: BASE
- Founded: 1887
- Industry: Diversified Banks
- Sector: Banks
- Market Cap: AR$24.069b
- Shares outstanding: 456.72m
- Website: https://www.gruposupervielle.com
Number of Employees
- Grupo Supervielle S.A.
- Bartolomé Mitre 434
- 5th Floor
- Buenos Aires
- Capital Federal
Grupo Supervielle S.A., a financial services holding company, provides various banking products and services in Argentina. The company operates through Personal and Business Banking, Corporate Banking, Ban...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/05/14 09:11|
|End of Day Share Price||2021/05/13 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.