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Banco BBVA Argentina

Market Cap

AR$91.3b

Last Updated

2021/05/14 09:03 UTC

Data Sources

Company Financials +

Executive Summary

Banco BBVA Argentina S.A. provides various banking products and services to individuals and companies in Argentina. More Details


Snowflake Analysis

Flawless balance sheet established dividend payer.


Similar Companies

Share Price & News

How has Banco BBVA Argentina's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: BBAR is more volatile than 75% of AR stocks over the past 3 months, typically moving +/- 6% a week.

Volatility Over Time: BBAR's weekly volatility (6%) has been stable over the past year, but is still higher than 75% of AR stocks.


Market Performance


7 Day Return

4.3%

BBAR

4.4%

AR Banks

5.3%

AR Market


1 Year Return

6.6%

BBAR

4.3%

AR Banks

21.8%

AR Market

Return vs Industry: BBAR exceeded the AR Banks industry which returned 4.3% over the past year.

Return vs Market: BBAR underperformed the AR Market which returned 21.8% over the past year.


Shareholder returns

BBARIndustryMarket
7 Day4.3%4.4%5.3%
30 Day16.7%8.9%7.5%
90 Day0.2%-3.3%-2.6%
1 Year6.6%6.6%5.0%4.3%22.8%21.8%
3 Year8.7%5.3%-1.3%-5.6%41.6%33.3%
5 Year87.9%70.4%137.6%118.3%230.3%189.7%

Long-Term Price Volatility Vs. Market

How volatile is Banco BBVA Argentina's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Banco BBVA Argentina undervalued compared to its fair value and its price relative to the market?

7.58x

Price to Earnings (PE) ratio


Share Price vs. Fair Value

Below Fair Value: BBAR (ARS149) is trading above our estimate of fair value (ARS21.05)

Significantly Below Fair Value: BBAR is trading above our estimate of fair value.


Price To Earnings Ratio

PE vs Industry: BBAR is poor value based on its PE Ratio (7.6x) compared to the AR Banks industry average (6.7x).

PE vs Market: BBAR's PE Ratio (7.6x) is in line with the AR market.


Price to Earnings Growth Ratio

PEG Ratio: BBAR is good value based on its PEG Ratio (0.2x)


Price to Book Ratio

PB vs Industry: BBAR's PB Ratio (0.9x) is in line with the AR Banks industry average.


Future Growth

How is Banco BBVA Argentina forecast to perform in the next 1 to 3 years based on estimates from 4 analysts?

37.8%

Forecasted annual earnings growth


Earnings and Revenue Growth Forecasts


Analyst Future Growth Forecasts

Earnings vs Savings Rate: BBAR's forecast earnings growth (37.8% per year) is above the savings rate (7.6%).

Earnings vs Market: BBAR's earnings (37.8% per year) are forecast to grow faster than the AR market (36.1% per year).

High Growth Earnings: earnings are expected to grow significantly over the next 3 years.

Revenue vs Market: BBAR's revenue (16.4% per year) is forecast to grow slower than the AR market (19.4% per year).

High Growth Revenue: BBAR's revenue (16.4% per year) is forecast to grow slower than 20% per year.


Earnings per Share Growth Forecasts


Future Return on Equity

Future ROE: BBAR's Return on Equity is forecast to be low in 3 years time (16.2%).


Past Performance

How has Banco BBVA Argentina performed over the past 5 years?

27.5%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: BBAR has a high level of non-cash earnings.

Growing Profit Margin: BBAR's current net profit margins (12.1%) are lower than last year (15.4%).


Past Earnings Growth Analysis

Earnings Trend: BBAR's earnings have grown significantly by 27.5% per year over the past 5 years.

Accelerating Growth: BBAR's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: BBAR had negative earnings growth (-38.7%) over the past year, making it difficult to compare to the Banks industry average (-10.9%).


Return on Equity

High ROE: BBAR's Return on Equity (11.5%) is considered low.


Financial Health

How is Banco BBVA Argentina's financial position? (This company is analysed differently as a bank or financial institution)


Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: BBAR's Assets to Equity ratio (6.6x) is low.

Allowance for Bad Loans: BBAR has a sufficient allowance for bad loans (312%).

Low Risk Liabilities: 82% of BBAR's liabilities are made up of primarily low risk sources of funding.

Loan Level: BBAR has an appropriate level of Loans to Assets ratio (41%).

Low Risk Deposits: BBAR's Loans to Deposits ratio (58%) is appropriate.

Level of Bad Loans: BBAR has an appropriate level of bad loans (1.4%).


Dividend

What is Banco BBVA Argentina current dividend yield, its reliability and sustainability?

7.67%

Current Dividend Yield


Dividend Yield vs Market

Notable Dividend: BBAR's dividend (7.67%) is higher than the bottom 25% of dividend payers in the AR market (1.3%).

High Dividend: BBAR's dividend (7.67%) is in the top 25% of dividend payers in the AR market (4.04%)


Stability and Growth of Payments

Stable Dividend: BBAR's dividend payments have been volatile in the past 10 years.

Growing Dividend: BBAR's dividend payments have increased over the past 10 years.


Current Payout to Shareholders

Dividend Coverage: With its reasonable payout ratio (58.1%), BBAR's dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: BBAR's dividends in 3 years are forecast to be well covered by earnings (16.9% payout ratio).


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

6.0yrs

Average management tenure


CEO

Martin Ezequiel Zarich (56 yo)

6yrs

Tenure

Mr. Martin Ezequiel Zarich serves as CEO at Banco BBVA Argentina SA (formerly, BBVA Banco Francés S.A). He served as Chief Executive Officer and General Manager at Banco BBVA Argentina SA. since January 11...


Leadership Team

Experienced Management: BBAR's management team is seasoned and experienced (6 years average tenure).


Board Members

Experienced Board: BBAR's board of directors are not considered experienced ( 2.1 years average tenure), which suggests a new board.


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

Banco BBVA Argentina S.A.'s company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Banco BBVA Argentina S.A.
  • Ticker: BBAR
  • Exchange: BASE
  • Founded: 1886
  • Industry: Diversified Banks
  • Sector: Banks
  • Market Cap: AR$91.294b
  • Shares outstanding: 612.71m
  • Website: https://www.bbva.com.ar

Number of Employees


Location

  • Banco BBVA Argentina S.A.
  • Avenida Córdoba 111
  • 31st floor
  • Buenos Aires
  • Capital Federal
  • C1054AAA
  • Argentina

Listings


Biography

Banco BBVA Argentina S.A. provides various banking products and services to individuals and companies in Argentina. It provides retail banking products and services, such as checking and savings accounts, ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2021/05/14 09:03
End of Day Share Price2021/05/13 00:00
Earnings2020/12/31
Annual Earnings2020/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.