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Banco BBVA Argentina S.A.BASE:BBAR Stock Report

Market Cap AR$4.4t
Share Price
AR$7.18k
AR$25.31k
71.6% undervalued intrinsic discount
1Y-10.3%
7D0.3%
Portfolio Value
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Banco BBVA Argentina S.A.

BASE:BBAR Stock Report

Market Cap: AR$4.4t

BBAR Community Fair Values

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Banco BBVA Argentina S.A. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Banco BBVA Argentina
Historical stock prices
Current Share PriceAR$7,180.00
52 Week HighAR$10,920.00
52 Week LowAR$3,995.00
Beta0.15
1 Month Change-9.57%
3 Month Change-29.40%
1 Year Change-10.25%
3 Year Change1,116.74%
5 Year Change5,256.21%
Change since IPO150,845.71%

Recent News & Updates

BBAR: Proposed Cash Or In Kind Dividend Will Support Future Upside Potential

Analysts have trimmed their price target on Banco BBVA Argentina to ARS 9,733 from ARS 10,033, citing updated assumptions around fair value, discount rate, revenue growth, profit margin and future P/E levels. What's in the News Banco BBVA Argentina reported a class action lawsuit filed by Asociación Civil por los Consumidores y el Medio Ambiente, focused on alleged lack of disclosure of exchange rates and potential overcharges or commissions on certain foreign currency credit card conversions to US dollars.

BBAR: Higher Profitability And Proposed Dividend Will Support Future Upside Potential

Analysts have maintained their ARS 10,033 price target for Banco BBVA Argentina, citing updated assumptions for the discount rate, revenue growth, profit margin and future P/E, which leave their overall valuation view unchanged. What's in the News Banco BBVA Argentina disclosed a class action lawsuit filed by Asociación Civil por los Consumidores y el Medio Ambiente (ACYMA), which alleges the bank did not properly disclose exchange rates and may have applied overcharges or commissions when converting certain foreign currency transactions into US dollars for credit card settlements.

BBAR: Higher Profitability And Planned Dividend Will Support Future Upside Potential

Analysts have held Banco BBVA Argentina's fair value estimate steady at ARS 10,033 per share, citing a combination of a slightly lower discount rate, more moderate revenue growth assumptions around 24.35%, a higher projected profit margin near 16.88%, and a small adjustment in the future P/E estimate as the key drivers behind the unchanged price target. What's in the News Board meeting scheduled for March 4, 2026, to consider calling the Annual Ordinary and Extraordinary General Shareholders' Meeting for April 28, 2026, at 3:00 p.m. in Buenos Aires, to be held exclusively in person at Av. Córdoba 111, 1st floor, which is not the registered office (Key Developments).

Recent updates

BBAR: Proposed Cash Or In Kind Dividend Will Support Future Upside Potential

Analysts have trimmed their price target on Banco BBVA Argentina to ARS 9,733 from ARS 10,033, citing updated assumptions around fair value, discount rate, revenue growth, profit margin and future P/E levels. What's in the News Banco BBVA Argentina reported a class action lawsuit filed by Asociación Civil por los Consumidores y el Medio Ambiente, focused on alleged lack of disclosure of exchange rates and potential overcharges or commissions on certain foreign currency credit card conversions to US dollars.

BBAR: Higher Profitability And Proposed Dividend Will Support Future Upside Potential

Analysts have maintained their ARS 10,033 price target for Banco BBVA Argentina, citing updated assumptions for the discount rate, revenue growth, profit margin and future P/E, which leave their overall valuation view unchanged. What's in the News Banco BBVA Argentina disclosed a class action lawsuit filed by Asociación Civil por los Consumidores y el Medio Ambiente (ACYMA), which alleges the bank did not properly disclose exchange rates and may have applied overcharges or commissions when converting certain foreign currency transactions into US dollars for credit card settlements.

BBAR: Higher Profitability And Planned Dividend Will Support Future Upside Potential

Analysts have held Banco BBVA Argentina's fair value estimate steady at ARS 10,033 per share, citing a combination of a slightly lower discount rate, more moderate revenue growth assumptions around 24.35%, a higher projected profit margin near 16.88%, and a small adjustment in the future P/E estimate as the key drivers behind the unchanged price target. What's in the News Board meeting scheduled for March 4, 2026, to consider calling the Annual Ordinary and Extraordinary General Shareholders' Meeting for April 28, 2026, at 3:00 p.m. in Buenos Aires, to be held exclusively in person at Av. Córdoba 111, 1st floor, which is not the registered office (Key Developments).

BBAR: Dividend Proposal And Lower Discount Rate Will Support Future Upside

Analysts have kept their ARS 25,308 price target for Banco BBVA Argentina unchanged, noting only small tweaks in assumptions for discount rate, revenue growth, profit margin and future P/E that did not materially shift their overall valuation view. What's in the News A board meeting is scheduled for March 4, 2026, with an agenda that includes calling the Annual Ordinary and Extraordinary General Shareholders Meeting for April 28, 2026, in Buenos Aires (Key Developments).

BBAR: Lower Discount Rate Will Support Higher Future Earnings Multiple

Analysts have maintained their ARS 25,308 price target for Banco BBVA Argentina, noting that changes to discount rate, revenue growth, profit margin, and future P/E assumptions in their updated models offset one another. Valuation Changes Fair Value: ARS 25,308 remains unchanged in the updated model, with offsetting shifts across key inputs.

BBAR: Lower Discount Rate And Conservative P/E Assumptions Will Support Upside Potential

Analysts have updated their view on Banco BBVA Argentina, lifting the ARS price target to ARS 10,033, supported by a lower discount rate, slightly higher revenue growth and profit margin assumptions, and a reduced forward P/E multiple. What's in the News U.S. banks including JPMorgan, Citi, and Bank of America have set aside a planned US$20b bailout package for Argentina and are instead focusing on a smaller, short term loan package for the government (Wall Street Journal) The original plan reportedly included a US$20b currency swap with the U.S. Treasury Department and a separate US$20b bank led debt facility aimed at supporting President Javier Milei's pro reform agenda (Wall Street Journal) Banco BBVA Argentina is mentioned alongside other publicly traded Argentine banks such as Grupo Financiero Galicia, Banco Macro, and Grupo Supervielle in connection with this funding shift (Wall Street Journal) Valuation Changes Fair Value: ARS 10,033 is unchanged, indicating the updated assumptions lead to the same overall valuation estimate as before.

BBAR: Weaker Capital Profile And Loan Exposure Will Temper Credit Repricing Potential

Analysts have trimmed their price target on Banco BBVA Argentina to US$15, citing a comparatively weaker profitability outlook, a lower Tier 1 ratio at 18% and higher loan exposure versus peers as key factors behind the shift. Analyst Commentary Recent research highlights a cautious stance on Banco BBVA Argentina, with the latest initiation at a Sell rating and a US$15 price target reinforcing the view that the shares carry meaningful execution and balance sheet risks relative to peers.

BBAR: Election Outcome Will Support Healthier Credit Cycle And Repricing Potential

Analysts have raised their fair value estimate for Banco BBVA Argentina from ARS 8,540 to ARS 10,033. This reflects mixed recent research, with some analysts seeing potential for improved credit growth, while others point to profitability constraints and capital ratios as key risks.

BBAR: Election Reset Will Support Healthier Credit Cycle Despite Capital Concerns

The analyst price target for Banco BBVA Argentina has moved from ARS 15,200 to ARS 25,308 as analysts weigh improved growth expectations, a higher assumed discount rate, and a richer future P/E multiple against concerns about profitability and capital strength. Analyst Commentary Recent Street research on Banco BBVA Argentina shows a split view, with some bullish analysts leaning into Argentina's political reset and potential for renewed credit growth, while others remain cautious on profitability and capital strength.

BBAR: Reduced Political Risk Will Support Virtuous Credit Cycle Into 2027

Analysts have modestly raised their price target on Banco BBVA Argentina, with fair value increasing from ARS 16,396 to ARS 16,805. They cite improved revenue growth expectations and a more supportive post election banking backdrop, despite ongoing concerns around profitability and capital ratios.

BBAR: Reduced Political Risk Will Drive Virtuous Credit Cycle Through 2027

Analysts have nudged their price target for Banco BBVA Argentina slightly higher to about $16,400 from roughly $16,300, reflecting expectations for stronger revenue growth and profitability, even as they factor in a higher discount rate amid mixed views on the bank's competitive position and capital strength. Analyst Commentary Analyst opinions on Banco BBVA Argentina remain divided, with recent recommendation changes reflecting shifting views on the country risk backdrop, the bank's capital position, and its ability to translate macro stabilization into sustainable earnings growth.

BBAR: Reduced Election Risk Will Drive Renewed Credit Cycle Through 2027

The analyst price target for Banco BBVA Argentina has been raised significantly from ARS 11,606 to ARS 16,295. Analysts cite improved economic conditions and stronger growth prospects as factors supporting a higher valuation.

BBAR: Shares Will Benefit From Reduced Political Risk After Recent Election

Analysts have raised their price target for Banco BBVA Argentina from ARS 7,817 to ARS 11,606. They cite renewed optimism in the bank's growth prospects following recent election results, which are expected to reduce risk and support a stronger credit cycle.

Analyst Commentary Highlights Lowered Price Target and Ongoing Challenges for Banco BBVA Argentina

Banco BBVA Argentina's analyst price target has been lowered from ARS 9,663 to ARS 7,817. Analysts cite recent macroeconomic challenges and expectations of softer bank fundamentals following a sector-wide downgrade to Neutral.

Argentina's Financial Normalization Will Fuel Digital Lending Growth

Analysts have lowered their price target for Banco BBVA Argentina to ARS9663, citing heightened macroeconomic and sector uncertainty—including elevated funding costs and suppressed credit demand—which has diminished confidence in the bank's near-term outlook. Analyst Commentary Lowered confidence in sector fundamentals due to adverse electoral outcomes driving greater macroeconomic uncertainty.

Argentina's Expected 55% GDP Growth Will Open Up Banking Opportunities

Upward revisions to both revenue growth forecasts and net profit margin expectations for Banco BBVA Argentina have driven a notable increase in its consensus analyst price target from ARS10020 to ARS11747. Valuation Changes Summary of Valuation Changes for Banco BBVA Argentina The Consensus Analyst Price Target has significantly risen from ARS10020 to ARS11747.
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Easing FX Restrictions And Lower PAIS Tax Will Boost Investment

Economic recovery signs and easing FX restrictions could drive revenue growth and improve net margins through increased investment.

Shareholder Returns

BBARAR BanksAR Market
7D0.3%-1.5%1.3%
1Y-10.3%-7.1%28.5%

Return vs Industry: BBAR underperformed the AR Banks industry which returned -5.9% over the past year.

Return vs Market: BBAR underperformed the AR Market which returned 28.4% over the past year.

Price Volatility

Is BBAR's price volatile compared to industry and market?
BBAR volatility
BBAR Average Weekly Movement8.5%
Banks Industry Average Movement8.4%
Market Average Movement6.0%
10% most volatile stocks in AR Market8.4%
10% least volatile stocks in AR Market4.1%

Stable Share Price: BBAR's share price has been volatile over the past 3 months compared to the AR market.

Volatility Over Time: BBAR's weekly volatility (8%) has been stable over the past year, but is still higher than 75% of AR stocks.

About the Company

FoundedEmployeesCEOWebsite
18866,399Jorge Bledelwww.bbva.com.ar

Banco BBVA Argentina S.A. provides banking products and services in Argentina. The company offers retail banking products and services, such as checking and savings accounts, time deposits, credit card financing, consumer and pledge loans, mortgages, insurance, and investment products to individuals; and financing products, factoring, checking accounts, time deposits, transactional and payroll services, insurance, and investment products to private-sector companies and small and medium-sized enterprises. It also provides corporate and investment banking products and services, including global transaction services; global markets solutions comprising risk management and securities brokerage; project finance and syndicated loans; and corporate finance services consisting of mergers and acquisitions and capital markets advisory services to corporations and multinational companies.

Banco BBVA Argentina S.A. Fundamentals Summary

How do Banco BBVA Argentina's earnings and revenue compare to its market cap?
BBAR fundamental statistics
Market capAR$4.36t
Earnings (TTM)AR$249.99b
Revenue (TTM)AR$3.14t
17.6x
P/E Ratio
1.3x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
BBAR income statement (TTM)
RevenueAR$3.14t
Cost of RevenueAR$62.56b
Gross ProfitAR$3.08t
Other ExpensesAR$2.83t
EarningsAR$249.99b

Last Reported Earnings

Dec 31, 2025

Next Earnings Date

May 26, 2026

Earnings per share (EPS)408.01
Gross Margin98.01%
Net Profit Margin7.96%
Debt/Equity Ratio77.4%

How did BBAR perform over the long term?

See historical performance and comparison

Dividends

2.0%
Current Dividend Yield
50%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/04/30 06:48
End of Day Share Price 2026/04/30 00:00
Earnings2025/12/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Banco BBVA Argentina S.A. is covered by 10 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Lucas RamirezBofA Global Research
Brian FloresCitigroup Inc
Brian FloresCitigroup Inc