National General Insurance (P.J.S.C.) (NGI) Stock Overview
Engages in underwriting various classes of life and general insurance, and reinsurance businesses in the United Arab Emirates. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 0/6 |
| Past Performance | 2/6 |
| Financial Health | 5/6 |
| Dividends | 5/6 |
NGI Community Fair Values
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National General Insurance Co. (P.J.S.C.) Competitors
Al Wathba National Insurance Company PJSC
Al Buhaira National Insurance Company P.S.C
Al Dhafra Insurance Company P.S.C
Abu Dhabi National Takaful Company PSC
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | د.إ5.81 |
| 52 Week High | د.إ6.79 |
| 52 Week Low | د.إ5.30 |
| Beta | 0.24 |
| 1 Month Change | -2.35% |
| 3 Month Change | -7.04% |
| 1 Year Change | -5.22% |
| 3 Year Change | n/a |
| 5 Year Change | 106.16% |
| Change since IPO | 391.62% |
Recent News & Updates
Recent updates
Shareholder Returns
| NGI | AE Insurance | AE Market | |
|---|---|---|---|
| 7D | -0.2% | 0.9% | -0.5% |
| 1Y | -5.2% | 10.0% | -1.2% |
Return vs Industry: NGI underperformed the AE Insurance industry which returned 10% over the past year.
Return vs Market: NGI underperformed the AE Market which returned -1.2% over the past year.
Price Volatility
| NGI volatility | |
|---|---|
| NGI Average Weekly Movement | 6.1% |
| Insurance Industry Average Movement | 4.9% |
| Market Average Movement | 5.6% |
| 10% most volatile stocks in AE Market | 8.4% |
| 10% least volatile stocks in AE Market | 3.6% |
Stable Share Price: NGI has not had significant price volatility in the past 3 months compared to the AE market.
Volatility Over Time: NGI's weekly volatility (6%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1980 | n/a | Abdul Zahra Ali Al Turki | ngi.ae |
National General Insurance Co. (P.J.S.C.) engages in underwriting various classes of life and general insurance, and reinsurance businesses in the United Arab Emirates. The company operates through two segments, Insurance and Investments. It offers medical, motor, travel, personal accident, home, life, and yachts insurance products for individuals.
National General Insurance Co. (P.J.S.C.) Fundamentals Summary
| NGI fundamental statistics | |
|---|---|
| Market cap | د.إ960.01m |
| Earnings (TTM) | د.إ119.19m |
| Revenue (TTM) | د.إ665.76m |
Is NGI overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| NGI income statement (TTM) | |
|---|---|
| Revenue | د.إ665.76m |
| Cost of Revenue | د.إ498.46m |
| Gross Profit | د.إ167.30m |
| Other Expenses | د.إ48.11m |
| Earnings | د.إ119.19m |
Last Reported Earnings
Dec 31, 2025
Next Earnings Date
May 14, 2026
| Earnings per share (EPS) | 0.72 |
| Gross Margin | 25.13% |
| Net Profit Margin | 17.90% |
| Debt/Equity Ratio | 0% |
How did NGI perform over the long term?
See historical performance and comparisonDividends
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/05/13 12:13 |
| End of Day Share Price | 2026/05/13 00:00 |
| Earnings | 2025/12/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
National General Insurance Co. (P.J.S.C.) is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.