National General Insurance Co. (P.J.S.C.)

DFM:NGI Stock Report

Market Cap: د.إ742.3m

National General Insurance (P.J.S.C.) Past Earnings Performance

Past criteria checks 4/6

National General Insurance (P.J.S.C.) has been growing earnings at an average annual rate of 30.4%, while the Insurance industry saw earnings declining at 6.5% annually. Revenues have been growing at an average rate of 11.7% per year. National General Insurance (P.J.S.C.)'s return on equity is 19%, and it has net margins of 20.8%.

Key information

30.4%

Earnings growth rate

30.4%

EPS growth rate

Insurance Industry Growth3.0%
Revenue growth rate11.7%
Return on equity19.0%
Net Margin20.8%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

National General Insurance Co. (P.J.S.C.)'s (DFM:NGI) Shares Not Telling The Full Story

Dec 23
National General Insurance Co. (P.J.S.C.)'s (DFM:NGI) Shares Not Telling The Full Story

National General Insurance Co. (P.J.S.C.) (DFM:NGI) Stock Catapults 30% Though Its Price And Business Still Lag The Market

Apr 26
National General Insurance Co. (P.J.S.C.) (DFM:NGI) Stock Catapults 30% Though Its Price And Business Still Lag The Market

Does National General Insurance Co. (P.J.S.C.) (DFM:NGI) Have A Place In Your Dividend Stock Portfolio?

Feb 04
Does National General Insurance Co. (P.J.S.C.) (DFM:NGI) Have A Place In Your Dividend Stock Portfolio?

Revenue & Expenses Breakdown

How National General Insurance (P.J.S.C.) makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

DFM:NGI Revenue, expenses and earnings (AED Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2458312100
30 Jun 2455713300
31 Mar 2447710100
31 Dec 234367500
30 Sep 234117000
30 Jun 233725300
31 Mar 233403700
31 Dec 223456100
30 Sep 2236169220
30 Jun 2236667410
31 Mar 2239076590
31 Dec 2138671740
30 Sep 2138273720
30 Jun 2138778670
31 Mar 2138085690
31 Dec 2033746750
30 Sep 2028315760
30 Jun 20264-4790
31 Mar 20265-10760
31 Dec 1930017760
30 Sep 1931323730
30 Jun 1932237720
31 Mar 1930834750
31 Dec 1829431710
30 Sep 1831451710
30 Jun 1831837690
31 Mar 1831937630
31 Dec 1733137630
30 Sep 1732933620
30 Jun 1732834620
31 Mar 1733631620
31 Dec 1634928640
30 Sep 1636724640
30 Jun 163451630
31 Mar 1635611620
31 Dec 1534024580
30 Sep 152990580
30 Jun 1536855570
31 Mar 1536336560
31 Dec 1440962550
30 Sep 14472121520
30 Jun 1442699500
31 Mar 14461138490

Quality Earnings: NGI has a high level of non-cash earnings.

Growing Profit Margin: NGI's current net profit margins (20.8%) are higher than last year (17%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: NGI's earnings have grown significantly by 30.4% per year over the past 5 years.

Accelerating Growth: NGI's earnings growth over the past year (73.7%) exceeds its 5-year average (30.4% per year).

Earnings vs Industry: NGI earnings growth over the past year (73.7%) exceeded the Insurance industry 3.4%.


Return on Equity

High ROE: NGI's Return on Equity (19%) is considered low.


Return on Assets


Return on Capital Employed


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/31 02:59
End of Day Share Price 2025/01/29 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

National General Insurance Co. (P.J.S.C.) is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution