000001 Share Price Performance
CN¥0
-11.27 (-100.00%)
Price CN¥0
Fair ValueCN¥16.72
Share Pricen/a
Ping An Bank Co., Ltd. Stock Price
- 3 Narratives written by author
- 0 Comments on narratives written by author
- 7 Fair Values set on narratives written by author
000001 Community Narratives
AN
Fair Value CN¥16.72 33.3% undervalued intrinsic discount
China Urbanization And Digital Transformation Will Fuel Banking Growth
0users have liked this narrative
0users have commented on this narrative
1users have followed this narrative
AN
Fair Value CN¥13.36 16.6% undervalued intrinsic discount
Dividend Payouts And Tech Initiatives Will Drive Higher Efficiency Next Year
0users have liked this narrative
0users have commented on this narrative
3users have followed this narrative
AN
Fair Value CN¥11.3 1.3% undervalued intrinsic discount
China's Shrinking Credit Demand And Fintech Challenges Will Worsen Margins
0users have liked this narrative
0users have commented on this narrative
0users have followed this narrative
Dividend Payouts And Tech Initiatives Will Drive Higher Efficiency Next Year
Key Takeaways Digital transformation and fintech initiatives are expected to improve operational efficiency, service quality, and optimize costs, enhancing net margins. Emphasis on medium risk, yield products, and risk management strategies aims to stabilize revenue, improve asset quality, and shareholder value.Read more
39
users have viewed this narrative0users have liked this narrative
0users have commented on this narrative
3users have followed this narrative
AN
CN¥13.36
16.6% undervalued intrinsic discount
Fair Value
Revenue
16.02% p.a.
Profit Margin
31.86%
Future PE
8x
Price in 2029
CN¥18.66
China Urbanization And Digital Transformation Will Fuel Banking Growth
Key Takeaways Aggressive AI-driven digital transformation and group cross-selling are set to significantly boost efficiency, net margins, and fee-based income beyond industry peers. Strategic focus on retail and SME lending, plus alignment with government policies, positions the bank for structurally higher earnings growth and expanding market share.Read more
16
users have viewed this narrative0users have liked this narrative
0users have commented on this narrative
1users have followed this narrative
AN
CN¥16.72
33.3% undervalued intrinsic discount
Fair Value
Revenue
25% p.a.
Profit Margin
26.47%
Future PE
8.45x
Price in 2029
CN¥20.95
China's Shrinking Credit Demand And Fintech Challenges Will Worsen Margins
Key Takeaways Weak credit demand, demographic shifts, and property sector risks threaten revenue growth, asset quality, and future earnings. Rising competition and slow core deposit growth pressure profitability, while regulatory tightening escalates operational challenges.Read more
8
users have viewed this narrative0users have liked this narrative
0users have commented on this narrative
0users have followed this narrative
AN
CN¥11.3
1.3% undervalued intrinsic discount
Fair Value
Revenue
24.27% p.a.
Profit Margin
28.32%
Future PE
5.48x
Price in 2029
CN¥14.28
Trending Discussion
Recently Updated Narratives
AN
000001: Higher Required Returns Will Support Stronger Share Performance In 2025
Fair Value: CN¥13.36 16.6% undervalued intrinsic discount
3 followersusers have followed this narrative
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative
AN
000001: December Governance Meeting Will Support Rerating On Improved Earnings Assumptions
Fair Value: CN¥16.72 33.3% undervalued intrinsic discount
1 followerusers have followed this narrative
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative
AN
000001: Governance Revisions And Revised Assumptions Will Shape Balanced Outlook
Fair Value: CN¥11.3 1.3% undervalued intrinsic discount
0 followersusers have followed this narrative
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative
Snowflake Analysis
Ping An Bank Co., Ltd. Key Details
Last Reported Earnings
Dec 31, 2025
Next Reporting Earnings
Apr 25, 2026
- 2.07
- 100.00%
- 44.06%
- 168.7%
About 000001
- Founded
- 1987
- Employees
- 41698
- CEO
- WebsiteView website
Ping An Bank Co., Ltd. provides commercial banking products and services for individual and corporate customers, government agencies, institutions, and other small businesses in China and internationally. The company operates through three segments: Wholesale Financial Services, Retail Financial Services, and Other Businesses. It offers deposit products, including demand, time, call, negotiated, agreement, and margin deposits; foreign currency, corporate, and structured deposits. The company also provides loans, such as working capital, fixed asset, corporate fixed deposit certificate pledge, commercial property mortgage, syndicated, cross-border syndicated, real estate development, government platform, and cross-border working capital loans, as well as corporate client account overdraft, online banking revolving loans for small and medium-sized enterprises, offshore foreign exchange deposits, and offshore cross-border financing loans. In addition, it offers settlement, offshore, corporate finance, cash management, trade finance, custody, corporate e-banking, corporate intermediary, interbank, and wealth management services, as well as bank cards. Ping An Bank Co., Ltd. was founded in 1987 and is headquartered in Shenzhen, China.
