PayPal Holdings, Inc. Stock Price

PayPal looks like a business the market thinks is fading, but the case here is that it only needs to stop getting worse for sentiment to swing back. The big twist is that heavy share buybacks can do a lot of the lifting if core checkout and profit per transaction hold steady—while new ways to pay through AI assistants could add upside if they start to matter.Read more

PayPal is trying to shake off years of disappointment by rebuilding its checkout experience and pushing into new ways to pay, from smarter shopping tools to its own digital dollar. The bigger question is whether these bets can reignite customer and merchant momentum fast enough in a crowded payments market.Read more

PayPal faces doubts as growth in its checkout product slows and bigger rivals squeeze prices, but it still throws off a lot of cash that could support a stronger long-term story. A possible buyout adds extra upside, yet the bigger question is whether management’s product and AI push can lift performance without sacrificing profitability.Read more

Read the two profit lines together. GAAP net income of $1,104 million was down 12% year over year.Read more

PayPal’s core checkout business faces tough competition and shrinking profit per transaction, but the market already seems to expect the worst. The upside comes if a new management push and tighter spending start to turn the story around, while the author argues there’s a way to limit how much you can lose if it doesn’t.Read more

️ Business Overview Key Metrics Total: 2/17 +1 ✅ Projected Operating Margin: 17.71% +0 ⚠️ Projected 5-Year Revenue CAGR: 5.47% +1 ✅ Last 5-Year ROIC: 12.00% +1 ✅ Estimated Cost of Capital: 5.95% (lower than ROIC) +1 ✅ Last 5-Year Shares Outstanding CAGR: -6.23% -1 ❌ Projected 5-Year EPS CAGR: 7.83% (given the easiness that companies can "manipulate" these values, below 10% represents still a negative) +0 ⚠️ Projected 5-Year Dividend CAGR: N/A +1 ✅ Moody's Rating: A3 -1 ❌ Morningstar Moat: Narrow -1 ❌ Morningstar Uncertainty: High Paypal shows that it still has some competitive advantages given its solid operating margin despite the Narrow Moat rating. The fact that it also presents a solid ROIC more than double its cost of capital , shows that it can still allocate and invest its capital efficiently.Read more

PayPal’s growth engine still runs on everyday habits like checkout and Venmo, and recent product changes aim to make paying smoother and more frequent. The bigger question is whether it can defend its spot as Apple, Google, and newer fintech apps crowd the same wallet space—while the market still treats it like its best days are behind it.Read more

December 28, 2025 For precisely 48 hours in mid-December 2025, it looked like the "Alex Chriss Turnaround" at PayPal was about to shift into overdrive. On December 15, the payments giant finally pulled the trigger on a strategy investors had whispered about for years: it filed to become a bank.Read more

PayPal at it's surface might not seem like fanciest option available; but as you take a deeper dive into the company it has a lot more to offer than just the app we use for transactions and sending money to others. Most of their revenue comes from transactions while they also source some revenue from other added value services like: Payment Gateway Subscriptions Interest and fees from consumer loans and merchant loans Other credit products referrals partnerships One other source that recently has begun to catch traction for them is Venmo; which is quite similar to the normal services of PayPal but has been very popular with younger populations.Read more