NasdaqCM:PGYSoftware
Is Pagaya’s New Achieve AI-Underwriting Deal Reshaping The Investment Case For Pagaya Technologies (PGY)?
In December 2025, Achieve announced a partnership with Pagaya Technologies to integrate Pagaya’s AI-powered underwriting and data network into Achieve’s personal loan platform, while Pagaya also closed PAID 2025-8, a US$500 million asset-backed securitization backed by consumer loans from its network.
The Achieve collaboration adds another fintech to Pagaya’s partner roster and highlights growing adoption of its AI underwriting as a core infrastructure layer.
We’ll now look at how this new...