NYSE:ALLY
NYSE:ALLYConsumer Finance

Ally Financial (ALLY) One-Off $423 Million Loss Tests Profit Recovery Narrative

Ally Financial (ALLY) reported a net profit margin of 5.1%, down from last year's 9.2%, as a one-off loss of $423.0 million weighed heavily on the trailing twelve months through September 30, 2025. Over the last five years, earnings have dropped by 31.7% per year, with margin compression and another year of negative earnings growth now on record. Looking forward, investors have reason to watch closely as earnings are forecast to grow at 38.7% per year, well ahead of the US market's average...
NYSE:HR
NYSE:HRHealth Care REITs

Healthcare Realty Trust (HR): Persistent Losses Deepen, Challenging Bullish Valuation Narratives

Healthcare Realty Trust (HR) remains unprofitable, with net losses deepening at a rapid 70.2% annual rate over the past five years. Revenue is expected to rise just 0.4% per year, well below the broader US market’s 10.3% average. Despite these profitability constraints, the share price stands at $17.72 and trades at a discount to a calculated fair value of $23.74, leaving investors weighing modest growth against valuation upside. See our full analysis for Healthcare Realty Trust. Next up,...
NYSE:BLCO
NYSE:BLCOMedical Equipment

Bausch + Lomb (BLCO) Net Losses Deepen 53.3% Annually Despite Turnaround Hopes

Bausch + Lomb (BLCO) reported ongoing net losses that have accelerated at a rate of 53.3% per year over the past five years, reflecting continued unprofitability with no improvement in net profit margin during the period. Despite these challenges, earnings are forecast to grow sharply at 71.13% per year, with profitability expected within the next three years. This is considered an above-average outlook compared to the broader market. Revenue growth is set at 4.9% per year, slower than the US...
NYSE:FRT
NYSE:FRTRetail REITs

Federal Realty (FRT) Margin Beat Sharpens Debate on Quality of Earnings and Growth Outlook

Federal Realty Investment Trust (FRT) booked a net profit margin of 27.2%, up from last year's 24%. The company delivered earnings growth of 20.1% over the past year, comfortably beating its five-year average growth of 10.1%. The recent $79.4 million one-off gain inflates the latest results, but investors will note the backdrop of consistent annual profit growth at 10.1% and a stock that trades at a discount to its sector on key valuation metrics. See our full analysis for Federal Realty...
NasdaqGS:AEP
NasdaqGS:AEPElectric Utilities

AEP (AEP) Margin Gain to 17.2% Reinforces Bullish Narrative on Quality Earnings

American Electric Power Company (AEP) reported annual earnings growth of 38.8%, well above its five-year average of 8.2%, as net profit margins climbed to 17.2% from 13.5% the previous year. Looking ahead, AEP’s earnings are forecast to grow 7.03% per year, while revenue is expected to expand at 6.8% per year. Both rates trail behind the broader US market. Investors are weighing a strong run of profit and margin expansion against concerns about AEP’s financial position and the sustainability...
NasdaqGS:TFSL
NasdaqGS:TFSLBanks

TFS Financial (TFSL) Net Margin Tops 26.5%, Reinforcing Steady-Income Narrative Despite Valuation Concerns

TFS Financial (TFSL) posted a net profit margin of 26.5%, edging above last year's 26% and highlighting consistent profitability. Earnings grew 2.9% over the past year, outpacing the company's five-year annual average of 0.4%. With profit margins remaining stable and growth present, investors are likely weighing these positives against ongoing questions about high valuation and the sustainability of current dividends. See our full analysis for TFS Financial. Next, we will see how this latest...
NasdaqGS:HNVR
NasdaqGS:HNVRBanks

Hanover Bancorp (HNVR): Net Profit Margin Drops, Challenging Bullish Growth Narrative

Hanover Bancorp (HNVR) is forecasting revenue growth of 19.8% per year and EPS set to rise by a robust 60.6% annually, both figures outpacing the broader US market's expectations. Even so, the company's current net profit margin has edged down to 16.1% from last year's 19.2%, and over the past five years, earnings have grown at a rate of 4% per year. With shares trading below an estimated fair value and no major risks currently identified, investors are likely taking notice of the combined...
NYSE:PRM
NYSE:PRMChemicals

Perimeter Solutions (PRM) Profitability Milestone Reinforces Quality Narrative Despite Slower Revenue Prospects

Perimeter Solutions (PRM) has just reached profitability for the first time in the past year, making direct comparisons with its five-year average annual earnings growth of 36.7% less relevant. While the company’s revenue is projected to grow at just 1.4% per year, lagging behind the broader US market’s 10.3% growth rate, its earnings are currently considered high quality and there has been no substantial insider selling this past quarter. Investors face the choice of weighing the stock’s...
NasdaqGS:AMZN
NasdaqGS:AMZNMultiline Retail

Amazon (AMZN): Margin Expansion Reinforces Bullish Narratives, Quality of Earnings Under Scrutiny

Amazon.com (AMZN) delivered standout numbers over the past year, with earnings growth of 53.4% compared to its five-year average of 30.9% per year. Net profit margins hit 11.1%, up from 8% last year, and earnings are forecast to grow at an annual pace of 15.17%. The stock is currently trading at $244.22, below the estimated fair value of $275.88. The ongoing combination of strong historical growth, rising margins, and forward-looking earnings forecasts sets the tone for how investors might...
NYSE:RYAN
NYSE:RYANInsurance

Ryan Specialty Holdings (RYAN): $133.5M One-Off Loss Challenges Margin Recovery Narrative

Ryan Specialty Holdings (RYAN) posted robust earnings growth of 20% per year over the last five years, and now forecasts indicate an eye-catching acceleration to approximately 72% growth per year ahead, which is well ahead of the US market and industry averages. Despite lower net profit margins at 3.1% compared to last year’s 4.4% and a sizeable one-off loss of $133.5 million this period, revenue is projected to climb at 14.5% per year, handily beating the broader market’s 10.3% pace. The...
NYSE:OMF
NYSE:OMFConsumer Finance

OneMain Holdings (OMF): Expanding Profit Margins Reinforce Bullish Narrative, Dividend Stability Still Questioned

OneMain Holdings (OMF) posted a net profit margin of 24.1%, up from 23.2% last year, as earnings grew 13.7% over the past twelve months. This is well ahead of its five-year average decline of -15.8% per year. Looking ahead, analysts expect earnings to accelerate at 21.4% annually for the next three years, outpacing the broader US market forecast of 15.9% per year. However, revenue growth is projected to trail the market at 7.5% per annum versus 10.3%. With margins expanding and a...
NasdaqGS:EXTR
NasdaqGS:EXTRCommunications

Extreme Networks (EXTR) Turns Profitable, Challenging Bearish Narratives on Earnings Quality

Extreme Networks (EXTR) has turned the corner to profitability, with its net profit margin swinging into positive territory over the past year. Although the company averaged -8.1% annual earnings growth over the last five years, forecasts now see earnings surging by 41.4% per year, well outpacing the broader US market’s 15.9% expected growth rate. Revenue, meanwhile, is projected to grow at a more modest 7.7% per year, trailing the 10.3% market average. Shares currently trade at $19.02,...
NYSE:POR
NYSE:PORElectric Utilities

Portland General Electric (POR): Margin Compression Reinforces Questions on Profit Stability

Portland General Electric (POR) is expected to grow earnings by 10.07% annually, with revenue projected to increase 5.3% a year, just below the US market’s 10.3% pace. The company’s longer-term record shows earnings growth of 13% per year over the last five years, but its most recent net profit margin narrowed to 8.4% from 9.2%. Reported earnings have turned negative in the past year. Investors now have to weigh these results against a 17x price-to-earnings ratio and the company’s noted track...
ENXTPA:TTE
ENXTPA:TTEOil and Gas

TotalEnergies (ENXTPA:TTE) Margin Decline Challenges Bullish Value Narrative Despite Low P/E and Past Profitability

TotalEnergies (ENXTPA:TTE) posted a net profit margin of 7.7% for the most recent year, down from last year’s 8.3%, with earnings growth turning negative after several years of averaging 21.5% annually. While earnings are forecast to grow at 3.5% per year, which is well below the French market’s 12.4% average, the company’s relative value proposition remains in focus, trading at a price-to-earnings ratio of 9.5x and below its estimated fair value of €152.92 per share. For investors, the key...
NYSE:CHD
NYSE:CHDHousehold Products

Church & Dwight (CHD) Margin Drops to 8.7%, Challenging Bullish Profit Recovery Narratives

Church & Dwight (CHD) reported net profit margins of 8.7%, down from last year’s 13.4%, and earnings have averaged an 8.1% yearly decline over the past five years. The recent period was marked by a one-off loss totaling $408.1 million. While earnings are forecast to rise 6.7% per year, this growth is notably slower than US market averages. Shares are trading at a price-to-earnings ratio of 40.7, which is well above both industry and peer averages. The premium now hinges on the company’s...
HLSE:CTY1S
HLSE:CTY1SReal Estate

Citycon (HLSE:CTY1S): Losses Accelerate 45.5% Annually, Valuation Discount Draws Investor Scrutiny Ahead of Earnings

Citycon Oyj (HLSE:CTY1S) continues to report losses, with net losses accelerating at a 45.5% annual rate over the past five years. However, with earnings projected to grow by 8.03% per year and profitability expected within the next three years, investors are weighing this turnaround potential against a much slower 1.8% annual revenue growth forecast, which lags the Finnish market average of 4.2%. Despite these mixed trends, the company’s discounted share price and attractive valuation...
TSX:CGO
TSX:CGOTelecom

Can Cogeco’s Dividend Hike Reveal New Priorities in Its Transformation Strategy? (TSX:CGO)

Cogeco Inc. recently reported its full-year financial results for the period ended August 31, 2025, announcing revenue of C$3.01 billion and a 7% increase in its quarterly dividend to C$0.987 per share. The company is in the midst of a three-year transformation program focused on cost efficiencies and revenue generation, responding to industry competition and shifting customer demand toward internet-only services. We'll explore how Cogeco’s dividend increase and transformation program shape...
NasdaqCM:FXNC
NasdaqCM:FXNCBanks

First National (FXNC): One-Off $6.1M Loss Complicates Profit Growth Narrative

First National (FXNC) posted net profit margins of 13.9%, slightly below last year’s 14.5%, with a notable 59.8% earnings growth over the past year that stands in sharp contrast to its five-year average annual decline of -4.5%. Shares are trading at $22.52, which is above the company’s internal fair value estimate of $20.92. The P/E ratio of 17.8x sits well above both industry and peer averages. Despite the backdrop of a significant one-off $6.1 million loss impacting reported earnings,...
OM:TRUE B
OM:TRUE BSoftware

Can Truecaller's (OM:TRUE B) Shift to Subscriptions Offset Weaker Ad Revenue Over Time?

Truecaller AB (publ) recently announced its third quarter 2025 results, reporting sales of SEK 476.62 million and net income of SEK 108.51 million, reflecting higher overall revenue but lower profitability compared to the previous year. A unique highlight was the strong 55% increase in subscription revenues and 39% growth in Truecaller for Business revenue, which helped counter a 1% fall in ad income amid regulatory and economic pressures. We'll examine how the surge in subscription and...