Experian (EXPN) Stock Overview
Operates as a data and technology company in North America, Latin America, the United Kingdom, Ireland, Europe, the Middle East, Africa, and the Asia Pacific. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 3/6 |
| Past Performance | 6/6 |
| Financial Health | 3/6 |
| Dividends | 4/6 |
EXPN Community Fair Values
Create NarrativeSee what 58 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
Top Community Narratives
Experian
48.1% undervalued intrinsic discount
The New Oil: Experian will Weaponize Proprietary Data to Lead the AI Lending Revolution
View narrativeCR
Published 7 Mar
Experian plc Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | UK£27.82 |
| 52 Week High | UK£38.84 |
| 52 Week Low | UK£22.03 |
| Beta | 0.85 |
| 1 Month Change | -3.74% |
| 3 Month Change | 8.76% |
| 1 Year Change | -27.17% |
| 3 Year Change | 0.51% |
| 5 Year Change | -15.95% |
| Change since IPO | 4,850.04% |
Recent News & Updates
Narrative Update • Sep 08
EXPN: Fair Profile Balances AI Execution Progress With Richer Multiple Assumptions
Experian's updated analyst price target edges higher to £27.32 from £26.44, as analysts factor in slightly higher projected profit margins and a modestly richer future P/E multiple, while keeping revenue growth expectations broadly steady. Analyst Commentary Recent research on Experian points to generally constructive views on the business, with some pockets of caution around valuation and future growth execution.
Narrative Update • Aug 21
EXPN: Consistent Credit Bureau Execution Will Support Rerating Potential
Experian's analyst price targets have seen only modest adjustments, with recent changes around £3,500 to £3,812, supported by analysts pointing to consistent execution through 2026 and perceived upside across the credit bureau sector. Analyst Commentary Recent research on Experian points to a generally constructive tone, with bullish analysts focusing on consistent execution and perceived room for the valuation to better reflect that track record.Narrative Update • Aug 03
EXPN: Trimmed Expectations Will Shape Future Returns And AI Execution
Experian’s analyst price target has been trimmed slightly, with recent Street research pointing to modest downward revisions, such as cuts from £40.00 to £35.00 and from £38.24 to £38.12, as analysts factor in updated assumptions on growth, profitability and future P/E levels. Analyst Commentary Recent research around Experian points to a more cautious tone on the stock, even as analysts continue to publish formal ratings and price targets.Recent updates
Narrative Update • Sep 08
EXPN: Fair Profile Balances AI Execution Progress With Richer Multiple Assumptions
Experian's updated analyst price target edges higher to £27.32 from £26.44, as analysts factor in slightly higher projected profit margins and a modestly richer future P/E multiple, while keeping revenue growth expectations broadly steady. Analyst Commentary Recent research on Experian points to generally constructive views on the business, with some pockets of caution around valuation and future growth execution.Narrative Update • Aug 21
EXPN: Consistent Credit Bureau Execution Will Support Rerating Potential
Experian's analyst price targets have seen only modest adjustments, with recent changes around £3,500 to £3,812, supported by analysts pointing to consistent execution through 2026 and perceived upside across the credit bureau sector. Analyst Commentary Recent research on Experian points to a generally constructive tone, with bullish analysts focusing on consistent execution and perceived room for the valuation to better reflect that track record.Narrative Update • Aug 03
EXPN: Trimmed Expectations Will Shape Future Returns And AI Execution
Experian’s analyst price target has been trimmed slightly, with recent Street research pointing to modest downward revisions, such as cuts from £40.00 to £35.00 and from £38.24 to £38.12, as analysts factor in updated assumptions on growth, profitability and future P/E levels. Analyst Commentary Recent research around Experian points to a more cautious tone on the stock, even as analysts continue to publish formal ratings and price targets.
Narrative Update • Jul 20
EXPN: AI And Dividend Support Will Underpin Future Upside Despite Lower Multiple
Experian's fair value estimate has moved lower as analysts trim their price target from £4,550 to £3,500, citing slightly adjusted assumptions for the discount rate, revenue growth, profit margins and future P/E in their updated models. Analyst Commentary Recent research on Experian highlights a reset in expectations, with price targets revised to £3,500 from earlier levels.Narrative Update • Jul 06
EXPN: Lower Market Assumptions Will Shape Future Returns And AI Execution
Experian's analyst price target has been revised lower to about £3,500 from around £4,550, as analysts factor in more moderate revenue growth assumptions, a higher discount rate, and a lower future P/E multiple, partly offset by updated profit margin expectations. Analyst Commentary Recent research commentary on Experian points to a more cautious tone, with price targets stepping down in stages even as ratings remain supportive.Narrative Update • Jun 22
EXPN: AI Data Initiatives Will Support Future Upside Despite Lower Multiple
Experian's updated fair value estimate edges down to £38.98 from £39.11, reflecting analysts' slightly lower long term P/E assumptions and a modestly higher discount rate, following recent Street price target cuts from £45.50 to £40.00 and then to £35.00. Analyst Commentary Recent Street research on Experian points to a more cautious stance on valuation, with price targets moving from 4,550 GBp to 4,000 GBp and then to 3,500 GBp, even as positive ratings are maintained.Narrative Update • Jun 08
EXPN: AI And Data Expansion Will Support Future Upside Despite Lower Multiple
Analysts have trimmed their fair value estimate for Experian, reflecting a reduced price target from £4,550 to £4,000 as they factor in a slightly lower assumed P/E multiple, along with modest adjustments to growth and margin assumptions. What's in the News Experian launched the Experian Loans ChatGPT application, allowing consumers to explore personal loan options within ChatGPT using Experian’s lender network, marketplace infrastructure and real lender criteria.New Narrative • May 23
AI And Data Platforms Will Drive Future Market Leadership And Margin Expansion
Catalysts About Experian Experian supplies data, analytics, decisioning and consumer credit services to businesses and individuals worldwide. What are the underlying business or industry changes driving this perspective?Narrative Update • May 23
EXPN: Data And AI Investments Will Support Future Upside Despite Reset Expectations
Narrative Update on Experian Experian's updated fair value estimate has moved from £4,550 to £4,000, as analysts factor in slightly lower revenue growth, profit margin, and future P/E assumptions following recent target cuts from £4,700 to £4,100 and from £4,550 to £4,000. Analyst Commentary Recent target changes suggest analysts are recalibrating expectations for Experian while still seeing room for longer term value creation, reflected in the updated fair value estimate and revised price targets between £4,000 and £4,100.Narrative Update • Apr 22
EXPN: Data And AI Expansion Will Support Future Upside As Market Rerates Shares
Analysts have trimmed their average Experian price target by about £1.74 to reflect slightly lower fair value and revenue growth assumptions, along with a modestly lower future P/E multiple, as seen in recent target cuts from £4,700 to £4,100 and by £0.83 at major banks. Analyst Commentary Recent target reductions around Experian highlight a more measured stance on valuation, even as some analysts maintain a constructive view on the shares.Narrative Update • Apr 08
EXPN: Data And AI Expansion Will Support Future Upside Despite Higher Required Returns
Experian's updated analyst price target edges lower to £4,100 from £4,700 as analysts adjust their views in line with slightly softer growth assumptions, a modestly higher discount rate and a small reduction in expected future P/E multiples. Analyst Commentary Bullish Takeaways Bullish analysts are comfortable maintaining positive ratings even with the lower £4,100 target, which suggests they still see upside potential relative to current fundamentals and execution.Narrative Update • Mar 25
EXPN: Data And AI Capabilities Will Support Future Upside Despite Higher Required Returns
Narrative Update The analyst price target for Experian has been trimmed to £4,100. This modest fair value adjustment reflects analysts' updated assumptions on the discount rate and P/E, alongside recent target cuts from major firms.Narrative Update • Mar 10
EXPN: Data Partnerships And AI Integration Will Support Future Upside
Analysts have trimmed their average fair value estimate for Experian by a small amount to align with recent cuts in published price targets, including moves to around £4,100 and similar reductions from major banks. Analyst Commentary Recent price target cuts around £4,100 suggest analysts are recalibrating their expectations for Experian while still seeing room for execution to support the current valuation.
New Narrative • Mar 07
The New Oil: Experian will Weaponize Proprietary Data to Lead the AI Lending Revolution
Gemini said The bullish thesis for Experian (LSE: EXPN) is built on its evolution from a traditional credit bureau into a high-margin data-and-AI powerhouse. As of early 2026, the company is demonstrating that its massive data "moat" is becoming even more valuable in an economy hungry for automated, real-time decision-making.Narrative Update • Feb 24
EXPN: AI Mortgage And Data Partnerships Will Support Future Upside
Analysts have trimmed their price targets on Experian, with one major firm cutting its target by £0.83. The change reflects slightly adjusted assumptions on fair value, discount rate and forward P/E, rather than a change in the core growth or margin outlook.Analysis Article • Feb 10
Does Experian (LON:EXPN) Have A Healthy Balance Sheet?
Legendary fund manager Li Lu (who Charlie Munger backed) once said, 'The biggest investment risk is not the volatility...Narrative Update • Feb 09
EXPN: AI Mortgage Opportunities Will Support Future Upside In Credit Score Competition
Narrative update on Experian The analyst price target for Experian has been reduced by £0.18 per share. Analysts attribute this to slightly lower fair value estimates and updated assumptions for revenue growth, discount rate, margin profile, and future P/E following recent price target cuts and a recalibration of expectations around the company's artificial intelligence driven mortgage opportunities.Analysis Article • Jan 26
Experian's (LON:EXPN) Returns Have Hit A Wall
There are a few key trends to look for if we want to identify the next multi-bagger. Typically, we'll want to notice a...Narrative Update • Jan 26
EXPN: AI Mortgage Scoring Opportunities Will Support Upside In Credit Score Competition
Narrative Update on Experian Analysts have modestly reduced their fair value estimate for Experian to £42.35 from £42.57, as they factor in slightly higher discount rates, a small adjustment to profit margins, and ongoing interest in the company's artificial intelligence driven mortgage opportunities highlighted in recent Street research. Analyst Commentary Recent Street research reflects a mix of optimism around Experian's AI related mortgage initiatives and some caution around valuation and execution risks.New Narrative • Jan 22
AI And Data Adoption Will Shape Credit Services Margins Over The Coming Years
Catalysts About Experian Experian provides credit data, analytics and decisioning tools to businesses and offers credit and financial management services to consumers. What are the underlying business or industry changes driving this perspective?Analysis Article • Jan 14
Earnings Not Telling The Story For Experian plc (LON:EXPN)
Experian plc's ( LON:EXPN ) price-to-earnings (or "P/E") ratio of 30x might make it look like a strong sell right now...Narrative Update • Jan 09
EXPN: AI Mortgage Scoring Advances Will Support Upside In Ongoing Credit Score Battle
Analysts have trimmed their average price target for Experian by about £0.25 per share while maintaining a constructive view. They point to recent share price weakness and the potential for artificial intelligence driven mortgage opportunities to support the long term story.Narrative Update • Dec 26
EXPN: AI Mortgage Opportunity Will Drive Upside As Credit Score Battle Intensifies
Analysts have nudged their price target on Experian slightly higher, to approximately £42.82 from about £42.79, citing the recent share pullback and emerging artificial intelligence driven mortgage opportunities as support for a modestly higher valuation multiple and margin profile. Analyst Commentary Recent commentary reflects a predominantly constructive stance on Experian, with analysts pointing to both cyclical and structural drivers behind the upgraded outlook.Narrative Update • Dec 11
EXPN: AI Mortgage Shift Will Drive Upside As Credit Score War Escalates
Analysts have slightly reduced their fair value estimate for Experian to approximately $42.79 from about $43.92. This reflects marginally lower long term revenue growth and valuation multiples, even as they highlight emerging artificial intelligence driven mortgage opportunities as a key support for the updated price target.Analysis Article • Dec 08
Calculating The Intrinsic Value Of Experian plc (LON:EXPN)
Key Insights Experian's estimated fair value is UK£35.99 based on 2 Stage Free Cash Flow to Equity Current share price...Analysis Article • Nov 25
Is Now The Time To Put Experian (LON:EXPN) On Your Watchlist?
The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...Narrative Update • Nov 22
EXPN: Share Pullback Will Unlock AI Mortgage Opportunities in 2025
Narrative Update on Experian Analysts have slightly lowered their price target for Experian from £41.02 to £39.07. This adjustment reflects recent share price movements and optimism about new AI-driven mortgage opportunities.Analysis Article • Nov 13
Should You Investigate Experian plc (LON:EXPN) At UK£33.23?
Let's talk about the popular Experian plc ( LON:EXPN ). The company's shares received a lot of attention from a...Narrative Update • Nov 02
EXPN: Recent Partnerships And Product Expansion Will Support Further Upside
Analysts have raised their price target for Experian by approximately $0.76 to $44.64, citing incremental adjustments to discount rates and profitability assumptions in their valuation models. What's in the News AdRoll reported strong early adoption of Experian's syndicated audiences, with over 200 brands running more than 250 multi-channel campaigns.Narrative Update • Oct 18
Acquisitions Of Illion And ClearSale Will Strengthen Future Market Presence
Analysts have slightly lowered their price target for Experian to $43.89 from $43.94, citing modest adjustments in expected growth, profitability, and valuation metrics. What's in the News Experian introduced the Score Choice Bundle for the US mortgage market, offering lenders both VantageScore 4.0 and FICO 2 with a single fee.Analysis Article • Oct 11
Experian plc's (LON:EXPN) Popularity With Investors Is Clear
With a price-to-earnings (or "P/E") ratio of 36.9x Experian plc ( LON:EXPN ) may be sending very bearish signals at the...Narrative Update • Oct 04
Acquisitions Of Illion And ClearSale Will Strengthen Future Market Presence
Analysts have slightly increased their price target for Experian, raising it by £11 to £4,102. This adjustment reflects modest improvements in fair value, revenue growth, and profit margin expectations.
New Narrative • Mar 10
Acquisitions Of Illion And ClearSale Will Strengthen Future Market Presence
Strategic acquisitions and innovation in platforms like Ascend enhance Experian's market position, drive revenue growth, and improve net margins with new capabilities.Shareholder Returns
| EXPN | GB Professional Services | GB Market | |
|---|---|---|---|
| 7D | -0.9% | -2.3% | -1.8% |
| 1Y | -27.2% | -23.3% | 15.2% |
Return vs Industry: EXPN underperformed the UK Professional Services industry which returned -23.3% over the past year.
Return vs Market: EXPN underperformed the UK Market which returned 15.2% over the past year.
Price Volatility
| EXPN volatility | |
|---|---|
| EXPN Average Weekly Movement | 4.6% |
| Professional Services Industry Average Movement | 5.1% |
| Market Average Movement | 4.9% |
| 10% most volatile stocks in GB Market | 10.3% |
| 10% least volatile stocks in GB Market | 2.5% |
Stable Share Price: EXPN has not had significant price volatility in the past 3 months compared to the UK market.
Volatility Over Time: EXPN's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1826 | 25,200 | Brian Cassin | www.experianplc.com |
Experian plc, together with its subsidiaries, operates as a data and technology company in North America, Latin America, the United Kingdom, Ireland, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments: Business-to-Business and Consumer Services. The company provides data, software, and AI-enabled analytics integrate directly into client workflows to support decisioning, risk management, fraud prevention and customer engagement at scale; credit information, affordability insights, identity protection and personalized offers.
Experian plc Fundamentals Summary
| EXPN fundamental statistics | |
|---|---|
| Market cap | UK£24.61b |
| Earnings (TTM) | UK£1.11b |
| Revenue (TTM) | UK£6.24b |
22.2x
P/E Ratio3.9x
P/S RatioIs EXPN overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| EXPN income statement (TTM) | |
|---|---|
| Revenue | US$8.45b |
| Cost of Revenue | US$4.90b |
| Gross Profit | US$3.55b |
| Other Expenses | US$2.05b |
| Earnings | US$1.50b |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
Nov 18, 2026
| Earnings per share (EPS) | 1.70 |
| Gross Margin | 42.01% |
| Net Profit Margin | 17.79% |
| Debt/Equity Ratio | 97.9% |
How did EXPN perform over the long term?
See historical performance and comparisonDividends
1.8%
Current Dividend Yield42%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/09/14 03:53 |
| End of Day Share Price | 2026/09/11 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2026/03/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Experian plc is covered by 36 analysts. 17 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Daniel Leben | Baird |
| Paul Daniel Sullivan | Barclays |
| James Rosenthal | Barclays |