Market Cap
UK£26.1b
Last Updated
2020/02/19 21:20 UTC
Data Sources
Company Financials +
Executive Summary
Experian plc, together with its subsidiaries, operates as a technology company.
Rewards
Risk Analysis
Snowflake Analysis
Reasonable growth potential average dividend payer.
Similar Companies
Share Price & News
How has Experian's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: EXPN has not had significant price volatility in the past 3 months.
Market Performance
7 Day Return
4.4%
EXPN
0.4%
GB Professional Services
-0.9%
GB Market
1 Year Return
43.7%
EXPN
26.6%
GB Professional Services
6.2%
GB Market
Return vs Industry: EXPN exceeded the UK Professional Services industry which returned 25.3% over the past year.
Return vs Market: EXPN exceeded the UK Market which returned 6.6% over the past year.
Shareholder returns
| EXPN | Industry | Market | |
|---|---|---|---|
| 7 Day | 4.4% | 0.4% | -0.9% |
| 30 Day | 9.6% | 3.4% | -3.1% |
| 90 Day | 18.5% | 11.8% | 3.9% |
| 1 Year | 45.9%43.7% | 29.6%26.6% | 11.9%6.2% |
| 3 Year | 90.8%80.9% | 59.1%48.4% | 17.3%2.4% |
| 5 Year | 170.7%145.6% | 110.7%85.9% | 34.1%3.2% |
Price Volatility Vs. Market
How volatile is Experian's share price compared to the market and industry in the last 5 years?
Simply Wall St News
3 days ago | Simply Wall St
What Type Of Shareholder Owns Experian plc's (LON:EXPN)?2 weeks ago | Simply Wall St
Key Things To Consider Before Buying Experian plc (LON:EXPN) For Its Dividend3 weeks ago | Simply Wall St
Why You Should Like Experian plc’s (LON:EXPN) ROCEValuation
Is Experian undervalued compared to its fair value and its price relative to the market?
46.55x
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: EXPN (£28.26) is trading above our estimate of fair value (£16.1)
Significantly Below Fair Value: EXPN is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: EXPN is poor value based on its PE Ratio (45.6x) compared to the Professional Services industry average (21.3x).
PE vs Market: EXPN is poor value based on its PE Ratio (45.6x) compared to the UK market (18.6x).
Price to Earnings Growth Ratio
PEG Ratio: EXPN is poor value based on its PEG Ratio (3.6x)
Price to Book Ratio
PB vs Industry: EXPN is overvalued based on its PB Ratio (14.4x) compared to the GB Professional Services industry average (3x).
Next Steps
Future Growth
How is Experian forecast to perform in the next 1 to 3 years based on estimates from 15 analysts?
12.7%
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: EXPN's forecast earnings growth (12.7% per year) is above the savings rate (0.5%).
Earnings vs Market: EXPN's earnings (12.7% per year) are forecast to grow faster than the UK market (12.1% per year).
High Growth Earnings: EXPN's earnings are forecast to grow, but not significantly.
Revenue vs Market: EXPN's revenue (7.4% per year) is forecast to grow faster than the UK market (3.4% per year).
High Growth Revenue: EXPN's revenue (7.4% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: EXPN's Return on Equity is forecast to be high in 3 years time (36%)
Next Steps
Past Performance
How has Experian performed over the past 5 years?
-0.2%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: EXPN has high quality earnings.
Growing Profit Margin: EXPN's current net profit margins (14.6%) are lower than last year (16.2%).
Past Earnings Growth Analysis
Earnings Trend: EXPN's earnings have declined by -0.2% per year over the past 5 years.
Accelerating Growth: EXPN's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: EXPN had negative earnings growth (-5.2%) over the past year, making it difficult to compare to the Professional Services industry average (16%).
Return on Equity
High ROE: Whilst EXPN's Return on Equity (31.72%) is high, this metric is skewed due to their high level of debt.
Return on Assets
Return on Capital Employed
Next Steps
Financial Health
How is Experian's financial position?
Financial Position Analysis
Short Term Liabilities: EXPN's short term assets ($1.2B) do not cover its short term liabilities ($2.8B).
Long Term Liabilities: EXPN's short term assets ($1.2B) do not cover its long term liabilities ($3.5B).
Debt to Equity History and Analysis
Debt Level: EXPN's debt to equity ratio (178.9%) is considered high.
Reducing Debt: EXPN's debt to equity ratio has increased from 135.4% to 178.9% over the past 5 years.
Debt Coverage: EXPN's debt is well covered by operating cash flow (26.7%).
Interest Coverage: EXPN's interest payments on its debt are well covered by EBIT (9.7x coverage).
Balance Sheet
Inventory Level: EXPN has a low level of unsold assets or inventory.
Debt Coverage by Assets: EXPN's debt is not covered by short term assets (assets are 0.3x debt).
Next Steps
Dividend
What is Experian's current dividend yield, its reliability and sustainability?
1.25%
Current Dividend Yield
Dividend Yield vs Market
Current dividend yield vs market & industry
Notable Dividend: EXPN's dividend (1.28%) isn’t notable compared to the bottom 25% of dividend payers in the UK market (1.81%).
High Dividend: EXPN's dividend (1.28%) is low compared to the top 25% of dividend payers in the UK market (5.1%).
Stability and Growth of Payments
Stable Dividend: EXPN's dividends per share have been stable in the past 10 years.
Growing Dividend: EXPN's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its reasonable payout ratio (58.3%), EXPN's dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: EXPN's dividends in 3 years are forecast to be well covered by earnings (45.6% payout ratio).
Next Steps
Management
How experienced are the management team and are they aligned to shareholders interests?
5.6yrs
Average management tenure
CEO
Brian Cassin (51yo)
5.6yrs
Tenure
US$10,344,000
Compensation
Mr. Brian J. Cassin serves as Chief Executive Officer of Experian plc since July 16, 2014 and also serves as its Executive Director since April 30, 2012. He served as Chief Financial Officer of Experian pl ...
CEO Compensation Analysis
Compensation vs Market: Brian's total compensation ($USD13.46M) is above average for companies of similar size in the UK market ($USD4.69M).
Compensation vs Earnings: Brian's compensation has increased by more than 20% whilst company earnings have fallen more than 20% in the past year.
Leadership Team
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| CEO & Executive Director | 5.6yrs | US$10.34m | 0.061% $15.9m | |
| CFO & Executive Director | 5.3yrs | US$6.39m | 0.030% $7.8m | |
| COO & Executive Director | 5.6yrs | US$9.97m | 0.014% $3.6m | |
| Chief Investment Officer and Group Corporate Strategy & Development Director | 9.8yrs | no data | no data | |
| Chief Information Officer | 4.7yrs | no data | no data | |
| Chief Communications Officer | 0yrs | no data | no data | |
| Group General Counsel | 0yrs | no data | no data | |
| Group President of Global Consumer Services | 1.1yrs | no data | no data | |
| Chief Executive Officer of North America | 0yrs | no data | no data | |
| Chief Executive Officer of Asia Pacific | 7.7yrs | no data | no data |
5.6yrs
Average Tenure
51yo
Average Age
Experienced Management: EXPN's management team is seasoned and experienced (5.6 years average tenure).
Board Members
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| CEO & Executive Director | 5.6yrs | US$10.34m | 0.061% $15.9m | |
| CFO & Executive Director | 5.3yrs | US$6.39m | 0.030% $7.8m | |
| COO & Executive Director | 5.6yrs | US$9.97m | 0.014% $3.6m | |
| Independent Non-Executive Director | 3.1yrs | US$187.00k | 0.0011% $289.3k | |
| Deputy Chairman & Senior Independent Director | 5.6yrs | US$248.00k | 0.0022% $578.5k | |
| Independent Non-Executive Director | 7.4yrs | US$232.00k | 0.0017% $435.2k | |
| Independent Chairman | 0.6yrs | US$182.00k | 0.0010% $268.4k | |
| Independent Non-Executive Director | 4.4yrs | US$240.00k | 0.0011% $278.8k | |
| Independent Non-Executive Director | 1.8yrs | US$181.00k | 0.00012% $31.3k |
5.3yrs
Average Tenure
57yo
Average Age
Experienced Board: EXPN's board of directors are considered experienced (5.3 years average tenure).
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Ownership Breakdown
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Top Shareholders
Company Information
Experian plc's company bio, employee growth, exchange listings and data sources
Key Information
- Name: Experian plc
- Ticker: EXPN
- Exchange: LSE
- Founded: 1803
- Industry: Research and Consulting Services
- Sector: Commercial Services
- Market Cap: UK£26.061b
- Shares outstanding: 899.26m
- Website: https://www.experianplc.com
Number of Employees
Location
- Experian plc
- Newenham House
- Northern Cross
- Dublin
- Co. Dublin
- 17
- Ireland
Listings
| Ticker | Exchange | Primary Security | Security Type | Country | Currency | Listed on |
|---|---|---|---|---|---|---|
| EXPN | LSE (London Stock Exchange) | Yes | Ordinary Shares | GB | GBP | Jan 1980 |
| J2B | DB (Deutsche Boerse AG) | Yes | Ordinary Shares | DE | EUR | Jan 1980 |
| EXPG.F | OTCPK (Pink Sheets LLC) | Yes | Ordinary Shares | US | USD | Jan 1980 |
| EXPNL | BATS-CHIXE (BATS 'Chi-X Europe') | Yes | Ordinary Shares | GB | GBP | Jan 1980 |
| EXPG.Y | OTCPK (Pink Sheets LLC) | SPONSORED ADR | US | USD | Oct 1996 |
Biography
Experian plc, together with its subsidiaries, operates as a technology company. The company offers data services to identify and understand their customers, as well as to manage the risks related with lending. It also provides analytical and decision tools that help businesses to manage their customers, minimize the risk of fraud, comply with legal requirements, and automate decisions and processes. In addition, the company provides financial education, free access to Experian credit reports and scores, online tools, and applications to manage their financial position, access credit offers, and protect themselves from identity fraud. Further, it engages in the development of intellectual property; and provision of administrative services. Experian plc serves customers in financial service, direct-to-consumer, healthcare, retail, automotive, software and professional services, telecommunications and utility, insurance, media and technology, government and public, and other sectors in North America, Latin America, the United Kingdom, and Ireland, as well as rest of the Europe, the Middle East, Africa, and the Asia Pacific. The company was formerly known as Experian Group Limited and changed its name to Experian plc in July 2008. Experian plc was founded in 1803 and is headquartered in Dublin, Ireland.
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2020/02/19 21:20 |
| End of Day Share Price | 2020/02/19 00:00 |
| Earnings | 2019/09/30 |
| Annual Earnings | 2019/03/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.