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EXPN

ExperianLSE:EXPN Stock Report

Last Price

UK£30.60

Market Cap

UK£28.0b

7D

-0.6%

1Y

16.1%

Updated

21 Jan, 2022

Data

Company Financials +
EXPN fundamental analysis
Snowflake Score
Valuation1/6
Future Growth4/6
Past Performance4/6
Financial Health3/6
Dividends4/6

EXPN Stock Overview

Experian plc, together with its subsidiaries, operates as a technology company.

Experian Competitors

RELX

LSE:REL

UK£43.7b

Visa

NYSE:V

US$434.2b

Mastercard

NYSE:MA

US$348.9b

Adobe

NasdaqGS:ADBE

US$237.9b

Price History & Performance

Summary of all time highs, changes and price drops for Experian
Historical stock prices
Current Share PriceUK£30.60
52 Week HighUK£36.89
52 Week LowUK£22.65
Beta0.28
1 Month Change-14.81%
3 Month Change-6.99%
1 Year Change16.09%
3 Year Change60.63%
5 Year Change97.55%
Change since IPO1,173.78%

Recent News & Updates

Dec 19
These 4 Measures Indicate That Experian (LON:EXPN) Is Using Debt Reasonably Well

These 4 Measures Indicate That Experian (LON:EXPN) Is Using Debt Reasonably Well

Howard Marks put it nicely when he said that, rather than worrying about share price volatility, 'The possibility of...

Nov 25
I Ran A Stock Scan For Earnings Growth And Experian (LON:EXPN) Passed With Ease

I Ran A Stock Scan For Earnings Growth And Experian (LON:EXPN) Passed With Ease

For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...

Oct 30
Here's What To Make Of Experian's (LON:EXPN) Decelerating Rates Of Return

Here's What To Make Of Experian's (LON:EXPN) Decelerating Rates Of Return

Did you know there are some financial metrics that can provide clues of a potential multi-bagger? Ideally, a business...

Oct 15
Calculating The Fair Value Of Experian plc (LON:EXPN)

Calculating The Fair Value Of Experian plc (LON:EXPN)

Does the October share price for Experian plc ( LON:EXPN ) reflect what it's really worth? Today, we will estimate the...

Shareholder Returns

EXPNGB Professional ServicesGB Market
7D-0.6%0.6%-1.3%
1Y16.1%16.2%7.8%

Return vs Industry: EXPN underperformed the UK Professional Services industry which returned 18.8% over the past year.

Return vs Market: EXPN exceeded the UK Market which returned 8.7% over the past year.

Price Volatility

Is EXPN's price volatile compared to industry and market?
EXPN volatility
EXPN Average Weekly Movement3.7%
Professional Services Industry Average Movement4.2%
Market Average Movement5.0%
10% most volatile stocks in GB Market10.8%
10% least volatile stocks in GB Market2.5%

Stable Share Price: EXPN is not significantly more volatile than the rest of UK stocks over the past 3 months, typically moving +/- 4% a week.

Volatility Over Time: EXPN's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
189720,000Brian Cassinhttps://www.experianplc.com

Experian plc, together with its subsidiaries, operates as a technology company. The company operates through two segments, Business-to-Business and Consumer Services. It provides data services to identify and understand their customers, as well as to manage the risks related with lending.

Experian Fundamentals Summary

How do Experian's earnings and revenue compare to its market cap?
EXPN fundamental statistics
Market CapUS$37.92b
Earnings (TTM)US$967.00m
Revenue (TTM)US$5.95b

39.2x

P/E Ratio

6.4x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
EXPN income statement (TTM)
RevenueUS$5.95b
Cost of RevenueUS$3.68b
Gross ProfitUS$2.26b
ExpensesUS$1.30b
EarningsUS$967.00m

Last Reported Earnings

Sep 30, 2021

Next Earnings Date

May 18, 2022

Earnings per share (EPS)1.06
Gross Margin38.06%
Net Profit Margin16.26%
Debt/Equity Ratio131.2%

How did EXPN perform over the long term?

See historical performance and comparison

Dividends

1.2%

Current Dividend Yield

46%

Payout Ratio

Valuation

Is Experian undervalued compared to its fair value and its price relative to the market?

9.2%

Undervalued compared to fair value


Share Price vs. Fair Value

Below Fair Value: EXPN (£30.6) is trading below our estimate of fair value (£33.7)

Significantly Below Fair Value: EXPN is trading below fair value, but not by a significant amount.


Price To Earnings Ratio

PE vs Industry: EXPN is poor value based on its PE Ratio (39.2x) compared to the UK Professional Services industry average (33.9x).

PE vs Market: EXPN is poor value based on its PE Ratio (39.2x) compared to the UK market (19.1x).


Price to Earnings Growth Ratio

PEG Ratio: EXPN is poor value based on its PEG Ratio (2.8x)


Price to Book Ratio

PB vs Industry: EXPN is overvalued based on its PB Ratio (11.5x) compared to the GB Professional Services industry average (3.1x).


Future Growth

How is Experian forecast to perform in the next 1 to 3 years based on estimates from 15 analysts?

14.2%

Forecasted annual earnings growth


Earnings and Revenue Growth Forecasts


Analyst Future Growth Forecasts

Earnings vs Savings Rate: EXPN's forecast earnings growth (14.2% per year) is above the savings rate (0.9%).

Earnings vs Market: EXPN's earnings (14.2% per year) are forecast to grow faster than the UK market (12.1% per year).

High Growth Earnings: EXPN's earnings are forecast to grow, but not significantly.

Revenue vs Market: EXPN's revenue (7.2% per year) is forecast to grow faster than the UK market (4.9% per year).

High Growth Revenue: EXPN's revenue (7.2% per year) is forecast to grow slower than 20% per year.


Earnings per Share Growth Forecasts


Future Return on Equity

Future ROE: EXPN's Return on Equity is forecast to be high in 3 years time (30.6%)


Past Performance

How has Experian performed over the past 5 years?

-0.1%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: EXPN has high quality earnings.

Growing Profit Margin: EXPN's current net profit margins (16.3%) are higher than last year (12.7%).


Past Earnings Growth Analysis

Earnings Trend: EXPN's earnings have declined by 0.1% per year over the past 5 years.

Accelerating Growth: EXPN's earnings growth over the past year (47%) exceeds its 5-year average (-0.1% per year).

Earnings vs Industry: EXPN earnings growth over the past year (47%) exceeded the Professional Services industry 5.2%.


Return on Equity

High ROE: Whilst EXPN's Return on Equity (29.14%) is high, this metric is skewed due to their high level of debt.


Financial Health

How is Experian's financial position?


Financial Position Analysis

Short Term Liabilities: EXPN's short term assets ($1.5B) do not cover its short term liabilities ($2.5B).

Long Term Liabilities: EXPN's short term assets ($1.5B) do not cover its long term liabilities ($4.5B).


Debt to Equity History and Analysis

Debt Level: EXPN's net debt to equity ratio (125.3%) is considered high.

Reducing Debt: EXPN's debt to equity ratio has reduced from 140.2% to 131.2% over the past 5 years.

Debt Coverage: EXPN's debt is well covered by operating cash flow (36.7%).

Interest Coverage: EXPN's interest payments on its debt are well covered by EBIT (11x coverage).


Balance Sheet


Dividend

What is Experian current dividend yield, its reliability and sustainability?

1.17%

Current Dividend Yield


Dividend Yield vs Market

Notable Dividend: EXPN's dividend (1.17%) isn’t notable compared to the bottom 25% of dividend payers in the UK market (1.37%).

High Dividend: EXPN's dividend (1.17%) is low compared to the top 25% of dividend payers in the UK market (4.04%).


Stability and Growth of Payments

Stable Dividend: EXPN's dividends per share have been stable in the past 10 years.

Growing Dividend: EXPN's dividend payments have increased over the past 10 years.


Current Payout to Shareholders

Dividend Coverage: With its reasonably low payout ratio (45.8%), EXPN's dividend payments are well covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: EXPN's dividends in 3 years are forecast to be well covered by earnings (36% payout ratio).


Next Steps

  • Explore strong dividend paying companies in the Commercial Services industry.

Management

How experienced are the management team and are they aligned to shareholders interests?

6.9yrs

Average management tenure


CEO

Brian Cassin (53 yo)

7.5yrs

Tenure

US$10,414,945

Compensation

Mr. Brian J. Cassin serves as Chief Executive Officer of Experian plc since July 16, 2014 and also serves as its Executive Director since April 30, 2012. He served as Chief Financial Officer of Experian pl...


CEO Compensation Analysis

Compensation vs Market: Brian's total compensation ($USD10.41M) is above average for companies of similar size in the UK market ($USD3.96M).

Compensation vs Earnings: Brian's compensation has been consistent with company performance over the past year.


Leadership Team

Experienced Management: EXPN's management team is seasoned and experienced (6.9 years average tenure).


Board Members

Experienced Board: EXPN's board of directors are considered experienced (6.3 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Recent Insider Transactions

Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

Experian plc's employee growth, exchange listings and data sources


Key Information

  • Name: Experian plc
  • Ticker: EXPN
  • Exchange: LSE
  • Founded: 1897
  • Industry: Research and Consulting Services
  • Sector: Commercial Services
  • Implied Market Cap: UK£27.967b
  • Shares outstanding: 913.94m
  • Website: https://www.experianplc.com

Number of Employees


Location

  • Experian plc
  • Newenham House
  • Northern Cross
  • Dublin
  • Co. Dublin
  • 17
  • Ireland

Listings


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2022/01/21 21:20
End of Day Share Price2022/01/21 00:00
Earnings2021/09/30
Annual Earnings2021/03/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.