Experian plc

LSE:EXPN Stock Report

Market Cap: UK£23.2b

Experian Future Growth

Future criteria checks 3/6

Experian is forecast to grow earnings and revenue by 10.1% and 7.2% per annum respectively. EPS is expected to grow by 12% per annum. Return on equity is forecast to be 37% in 3 years.

Key information

10.1%

Earnings growth rate

12.03%

EPS growth rate

Professional Services earnings growth11.2%
Revenue growth rate7.2%
Future return on equity36.97%
Analyst coverage

Good

Last updated22 May 2026

Recent future growth updates

Recent updates

Narrative Update • Apr 22

EXPN: Data And AI Expansion Will Support Future Upside As Market Rerates Shares

Analysts have trimmed their average Experian price target by about £1.74 to reflect slightly lower fair value and revenue growth assumptions, along with a modestly lower future P/E multiple, as seen in recent target cuts from £4,700 to £4,100 and by £0.83 at major banks. Analyst Commentary Recent target reductions around Experian highlight a more measured stance on valuation, even as some analysts maintain a constructive view on the shares.
Narrative Update • Apr 08

EXPN: Data And AI Expansion Will Support Future Upside Despite Higher Required Returns

Experian's updated analyst price target edges lower to £4,100 from £4,700 as analysts adjust their views in line with slightly softer growth assumptions, a modestly higher discount rate and a small reduction in expected future P/E multiples. Analyst Commentary Bullish Takeaways Bullish analysts are comfortable maintaining positive ratings even with the lower £4,100 target, which suggests they still see upside potential relative to current fundamentals and execution.
Narrative Update • Mar 25

EXPN: Data And AI Capabilities Will Support Future Upside Despite Higher Required Returns

Narrative Update The analyst price target for Experian has been trimmed to £4,100. This modest fair value adjustment reflects analysts' updated assumptions on the discount rate and P/E, alongside recent target cuts from major firms.
Narrative Update • Mar 10

EXPN: Data Partnerships And AI Integration Will Support Future Upside

Analysts have trimmed their average fair value estimate for Experian by a small amount to align with recent cuts in published price targets, including moves to around £4,100 and similar reductions from major banks. Analyst Commentary Recent price target cuts around £4,100 suggest analysts are recalibrating their expectations for Experian while still seeing room for execution to support the current valuation.
New Narrative • Mar 07

The New Oil: Experian will Weaponize Proprietary Data to Lead the AI Lending Revolution

Gemini said The bullish thesis for Experian (LSE: EXPN) is built on its evolution from a traditional credit bureau into a high-margin data-and-AI powerhouse. As of early 2026, the company is demonstrating that its massive data "moat" is becoming even more valuable in an economy hungry for automated, real-time decision-making.
Narrative Update • Feb 24

EXPN: AI Mortgage And Data Partnerships Will Support Future Upside

Analysts have trimmed their price targets on Experian, with one major firm cutting its target by £0.83. The change reflects slightly adjusted assumptions on fair value, discount rate and forward P/E, rather than a change in the core growth or margin outlook.
Analysis Article • Feb 10

Does Experian (LON:EXPN) Have A Healthy Balance Sheet?

Legendary fund manager Li Lu (who Charlie Munger backed) once said, 'The biggest investment risk is not the volatility...
Narrative Update • Feb 09

EXPN: AI Mortgage Opportunities Will Support Future Upside In Credit Score Competition

Narrative update on Experian The analyst price target for Experian has been reduced by £0.18 per share. Analysts attribute this to slightly lower fair value estimates and updated assumptions for revenue growth, discount rate, margin profile, and future P/E following recent price target cuts and a recalibration of expectations around the company's artificial intelligence driven mortgage opportunities.
Analysis Article • Jan 26

Experian's (LON:EXPN) Returns Have Hit A Wall

There are a few key trends to look for if we want to identify the next multi-bagger. Typically, we'll want to notice a...
Narrative Update • Jan 26

EXPN: AI Mortgage Scoring Opportunities Will Support Upside In Credit Score Competition

Narrative Update on Experian Analysts have modestly reduced their fair value estimate for Experian to £42.35 from £42.57, as they factor in slightly higher discount rates, a small adjustment to profit margins, and ongoing interest in the company's artificial intelligence driven mortgage opportunities highlighted in recent Street research. Analyst Commentary Recent Street research reflects a mix of optimism around Experian's AI related mortgage initiatives and some caution around valuation and execution risks.
New Narrative • Jan 22

AI And Data Adoption Will Shape Credit Services Margins Over The Coming Years

Catalysts About Experian Experian provides credit data, analytics and decisioning tools to businesses and offers credit and financial management services to consumers. What are the underlying business or industry changes driving this perspective?
Analysis Article • Jan 14

Earnings Not Telling The Story For Experian plc (LON:EXPN)

Experian plc's ( LON:EXPN ) price-to-earnings (or "P/E") ratio of 30x might make it look like a strong sell right now...
Narrative Update • Jan 09

EXPN: AI Mortgage Scoring Advances Will Support Upside In Ongoing Credit Score Battle

Analysts have trimmed their average price target for Experian by about £0.25 per share while maintaining a constructive view. They point to recent share price weakness and the potential for artificial intelligence driven mortgage opportunities to support the long term story.
Narrative Update • Dec 26

EXPN: AI Mortgage Opportunity Will Drive Upside As Credit Score Battle Intensifies

Analysts have nudged their price target on Experian slightly higher, to approximately £42.82 from about £42.79, citing the recent share pullback and emerging artificial intelligence driven mortgage opportunities as support for a modestly higher valuation multiple and margin profile. Analyst Commentary Recent commentary reflects a predominantly constructive stance on Experian, with analysts pointing to both cyclical and structural drivers behind the upgraded outlook.
Narrative Update • Dec 11

EXPN: AI Mortgage Shift Will Drive Upside As Credit Score War Escalates

Analysts have slightly reduced their fair value estimate for Experian to approximately $42.79 from about $43.92. This reflects marginally lower long term revenue growth and valuation multiples, even as they highlight emerging artificial intelligence driven mortgage opportunities as a key support for the updated price target.
Analysis Article • Dec 08

Calculating The Intrinsic Value Of Experian plc (LON:EXPN)

Key Insights Experian's estimated fair value is UK£35.99 based on 2 Stage Free Cash Flow to Equity Current share price...
Analysis Article • Nov 25

Is Now The Time To Put Experian (LON:EXPN) On Your Watchlist?

The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...
Narrative Update • Nov 22

EXPN: Share Pullback Will Unlock AI Mortgage Opportunities in 2025

Narrative Update on Experian Analysts have slightly lowered their price target for Experian from £41.02 to £39.07. This adjustment reflects recent share price movements and optimism about new AI-driven mortgage opportunities.
Analysis Article • Nov 13

Should You Investigate Experian plc (LON:EXPN) At UK£33.23?

Let's talk about the popular Experian plc ( LON:EXPN ). The company's shares received a lot of attention from a...
Narrative Update • Nov 02

EXPN: Recent Partnerships And Product Expansion Will Support Further Upside

Analysts have raised their price target for Experian by approximately $0.76 to $44.64, citing incremental adjustments to discount rates and profitability assumptions in their valuation models. What's in the News AdRoll reported strong early adoption of Experian's syndicated audiences, with over 200 brands running more than 250 multi-channel campaigns.
Narrative Update • Oct 18

Acquisitions Of Illion And ClearSale Will Strengthen Future Market Presence

Analysts have slightly lowered their price target for Experian to $43.89 from $43.94, citing modest adjustments in expected growth, profitability, and valuation metrics. What's in the News Experian introduced the Score Choice Bundle for the US mortgage market, offering lenders both VantageScore 4.0 and FICO 2 with a single fee.
Analysis Article • Oct 11

Experian plc's (LON:EXPN) Popularity With Investors Is Clear

With a price-to-earnings (or "P/E") ratio of 36.9x Experian plc ( LON:EXPN ) may be sending very bearish signals at the...
Narrative Update • Oct 04

Acquisitions Of Illion And ClearSale Will Strengthen Future Market Presence

Analysts have slightly increased their price target for Experian, raising it by £11 to £4,102. This adjustment reflects modest improvements in fair value, revenue growth, and profit margin expectations.
Analysis Article • Aug 24

Calculating The Fair Value Of Experian plc (LON:EXPN)

Key Insights The projected fair value for Experian is UK£43.45 based on 2 Stage Free Cash Flow to Equity Current share...
Analysis Article • Aug 08

Return Trends At Experian (LON:EXPN) Aren't Appealing

LSE:EXPN 1 Year Share Price vs Fair Value Explore Experian's Fair Values from the Community and select yours If we want...
Analysis Article • Jul 09

Is Experian (LON:EXPN) A Risky Investment?

Howard Marks put it nicely when he said that, rather than worrying about share price volatility, 'The possibility of...
Analysis Article • May 30

Earnings Tell The Story For Experian plc (LON:EXPN)

Experian plc's ( LON:EXPN ) price-to-earnings (or "P/E") ratio of 39x might make it look like a strong sell right now...
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New Narrative • Mar 10

Acquisitions Of Illion And ClearSale Will Strengthen Future Market Presence

Strategic acquisitions and innovation in platforms like Ascend enhance Experian's market position, drive revenue growth, and improve net margins with new capabilities.

Earnings and Revenue Growth Forecasts

LSE:EXPN - Analysts future estimates and past financials data (USD Millions)
DateRevenueEarningsFree Cash FlowCash from OpAvg. No. Analysts
3/31/202910,6572,0352,1212,7438
3/31/20289,9631,8921,9922,92612
3/31/20279,1811,6021,8542,45114
3/31/20268,4451,5021,5132,239N/A
12/31/20258,2051,4331,4772,185N/A
9/30/20257,9651,3641,4402,131N/A
6/30/20257,7441,2651,3972,068N/A
3/31/20257,5231,1661,3542,005N/A
12/31/20247,4121,1731,2651,905N/A
9/30/20247,3011,1801,1761,804N/A
6/30/20247,1991,1901,1421,776N/A
3/31/20247,0971,1991,1071,747N/A
12/31/20236,9471,1161,0381,686N/A
9/30/20236,7961,0339691,625N/A
6/30/20236,7089021,0301,671N/A
3/31/20236,6197701,0901,717N/A
12/31/20226,5478641,1871,780N/A
9/30/20226,4749581,2831,843N/A
6/30/20226,3811,0541,2861,820N/A
3/31/20226,2881,1491,2891,797N/A
12/31/20216,1171,0581,2121,698N/A
9/30/20215,9469671,1341,598N/A
6/30/20215,6598851,1001,543N/A
3/31/20215,3728031,0661,488N/A
9/30/20205,1716581,0481,496N/A
6/30/20205,1756689091,376N/A
3/31/20205,1796777691,256N/A
9/30/20194,992727N/A1,106N/A
6/30/20194,927711N/A1,174N/A
3/31/20194,861695N/A1,241N/A
12/31/20184,801731N/A1,255N/A
9/30/20184,741767N/A1,268N/A
6/30/20184,663791N/A1,230N/A
3/31/20184,584814N/A1,192N/A
12/31/20174,520806N/A1,172N/A
9/30/20174,456797N/A1,152N/A
6/30/20174,396805N/A1,254N/A
3/31/20174,335813N/A1,355N/A
9/30/20164,144788N/A1,397N/A
6/30/20164,191756N/A1,384N/A
3/31/20164,237723N/A1,371N/A
9/30/20154,629668N/A1,443N/A
6/30/20154,720710N/A1,490N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: EXPN's forecast earnings growth (10.1% per year) is above the savings rate (3.4%).

Earnings vs Market: EXPN's earnings (10.1% per year) are forecast to grow slower than the UK market (11.4% per year).

High Growth Earnings: EXPN's earnings are forecast to grow, but not significantly.

Revenue vs Market: EXPN's revenue (7.2% per year) is forecast to grow faster than the UK market (4.5% per year).

High Growth Revenue: EXPN's revenue (7.2% per year) is forecast to grow slower than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: EXPN's Return on Equity is forecast to be high in 3 years time (37%)

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/05/22 03:54
End of Day Share Price 2026/05/22 00:00
Earnings2026/03/31
Annual Earnings2026/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Experian plc is covered by 34 analysts. 14 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Daniel LebenBaird
Paul Daniel SullivanBarclays
James RosenthalBarclays