3 Dividend Stocks To Consider With Yields Up To 5.2%

As the U.S. stock market navigates the complexities of a government shutdown, the S&P 500 and Nasdaq have reached new record highs, highlighting investor resilience amidst uncertainty. In such an environment, dividend stocks can offer a stable income stream and potential for capital appreciation, making them an attractive option for investors seeking to balance risk and reward in their portfolios.

Top 10 Dividend Stocks In The United States

Click here to see the full list of 125 stocks from our Top US Dividend Stocks screener.

Underneath we present a selection of stocks filtered out by our screen.

Heritage Commerce (HTBK)

Simply Wall St Dividend Rating: ★★★★★☆

Overview: Heritage Commerce Corp, with a market cap of $610.17 million, operates as the bank holding company for Heritage Bank of Commerce, offering a range of commercial and personal banking services in California.

Operations: Heritage Commerce Corp generates revenue through its banking segment, which accounts for $169.75 million, and its factoring segment, contributing $10.34 million.

Dividend Yield: 5.3%

Heritage Commerce offers a stable dividend profile with a reliable 5.28% yield, placing it in the top quartile of US dividend payers. The dividends have been consistently paid and increased over the past decade, supported by an 81.6% payout ratio covered by earnings. Recent executive changes, including appointing a new CFO and board member, underscore strategic leadership shifts amidst steady financial performance with net interest income growth despite lower net income for recent quarters.

• Unlock comprehensive insights into our analysis of Heritage Commerce stock in this dividend report.
• According our valuation report, there's an indication that Heritage Commerce's share price might be on the expensive side.

S&T Bancorp (STBA)

Simply Wall St Dividend Rating: ★★★★☆☆

Overview: S&T Bancorp, Inc. is the bank holding company for S&T Bank, offering retail and commercial banking products and services to consumers, commercial entities, and small businesses in Pennsylvania and Ohio, with a market cap of $1.44 billion.

Operations: S&T Bancorp, Inc.'s revenue segment primarily consists of Community Banking, which generated $388.49 million.

Dividend Yield: 3.7%

S&T Bancorp's dividend is reliable and stable, with a 3.65% yield, though below the top quartile in the US. The dividend has grown over the past decade and is well-covered by earnings with a payout ratio of 39.8%. Recent board changes include appointing Christopher J. McComish as Chair, enhancing governance amid steady financials despite slight declines in net income and loan charge-offs reported for Q2 2025.

• Dive into the specifics of S&T Bancorp here with our thorough dividend report.
• Insights from our recent valuation report point to the potential undervaluation of S&T Bancorp shares in the market.

TriCo Bancshares (TCBK)

Simply Wall St Dividend Rating: ★★★★★☆

Overview: TriCo Bancshares is a bank holding company for Tri Counties Bank, offering commercial banking services to individual and corporate customers, with a market cap of approximately $1.45 billion.

Operations: TriCo Bancshares generates its revenue primarily through its Community Banking segment, which accounts for $391.28 million.

Dividend Yield: 3%

TriCo Bancshares offers a dependable dividend yield of 3.02%, though not among the highest in the US market. The dividend is well-covered by earnings with a payout ratio of 38.8% and has shown consistent growth over the past decade, recently increasing to $0.36 per share. Despite slight declines in net income for Q2 2025, TriCo's financials remain stable, supported by strategic share repurchases totaling $67.04 million since March 2021.

• Click here and access our complete dividend analysis report to understand the dynamics of TriCo Bancshares.
• Our expertly prepared valuation report TriCo Bancshares implies its share price may be lower than expected.

Summing It All Up

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Ready For A Different Approach?

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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.

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