Pagaya Technologies（PGY）株式概要
パガヤ・テクノロジーズ・リミテッドは製品に特化したテクノロジー企業で、米国、イスラエル、ケイマン諸島の金融サービス、その顧客、機関投資家、洗練された投資家向けにデータサイエンスと独自の人工知能を搭載したテクノロジーを展開している。 詳細
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Pagaya Technologies Ltd. 競合他社
価格と性能
| 過去の株価 | |
|---|---|
| 現在の株価 | US$15.12 |
| 52週高値 | US$44.99 |
| 52週安値 | US$10.40 |
| ベータ | 5.44 |
| 1ヶ月の変化 | 17.07% |
| 3ヶ月変化 | 35.12% |
| 1年変化 | -8.03% |
| 3年間の変化 | 6.78% |
| 5年間の変化 | -87.06% |
| IPOからの変化 | -87.40% |
最新ニュース
Recent updates
ナラティブの更新 • May 18
PGY: New Partnerships And AI Underwriting Adoption Will Support Bullish Upside
Analysts have adjusted their price target on Pagaya Technologies to $26.90 from $26.45, citing updated assumptions around discount rate, revenue growth, profit margin, and future P/E as key inputs in their revised valuation work. What's in the News Pagaya and Experian agreed to embed Pagaya's AI driven lending technology into Experian Marketplace, aiming to provide real time underwriting recommendations and credit opportunities to qualified consumers across the credit spectrum through personal loan offerings (Key Developments).
新しいナラティブ • May 09
PGY may go up in next 6-12 months.
Pagaya Technologies (NASDAQ: PGY) — Investment Thesis Pagaya Technologies is not a software company. This distinction is the foundation of the entire investment case and is widely misunderstood by the market.
ナラティブの更新 • May 02
PGY: Execution On Platform Relationships Will Support 2026 Earnings Guidance Upside Potential
Narrative update on Pagaya Technologies Pagaya Technologies' consensus analyst price target has been revised lower by multiple firms, with reductions such as $5, $7, $8, $13 and $15. Analysts are reassessing assumptions around discount rates, revenue growth, profit margins and future P/E levels while maintaining a fair value estimate of $33.00.ナラティブの更新 • Apr 18
PGY: Long Term Earnings Guidance Will Support Bullish Upside Thesis
Analysts have reduced their average price targets on Pagaya Technologies by $11.73 to $26.45, reflecting updated views on revenue growth, discount rates and profit expectations following a series of recent target cuts alongside one bullish initiation. Analyst Commentary Recent Street research points to a cluster of target reductions for Pagaya Technologies alongside one new bullish initiation, giving you a mixed but useful read on how the Street is recalibrating expectations around growth, profitability and risk.ナラティブの更新 • Apr 03
PGY: Execution On Platform Relationships Will Drive Future Upside Potential
Pagaya Technologies' updated analyst price target has been reduced by $7 to $33, as several firms reassessed their views on the stock. Analysts cited recent sector research, while one new bullish initiation at Freedom Capital highlights ongoing interest in the name.
ナラティブの更新 • Mar 20
PGY: Reset Expectations And 2026 Guidance Will Support A Rebound
Pagaya Technologies' analyst price targets have been reset lower, with the fair value estimate moving from $27.00 to $20.00 as analysts factor in updated assumptions on required returns, growth, margins and future P/E. Analyst Commentary Recent Street research on Pagaya Technologies has featured a series of lower price targets, with multiple bearish analysts trimming their fair value estimates by mid single digit to mid teens dollar amounts.ナラティブの更新 • Mar 05
PGY: Reset Risk Assumptions And New Partnership Will Support Future Upside
Narrative Update: Pagaya Technologies The consolidated analyst price target for Pagaya Technologies has been reduced by a double digit dollar amount, as several firms cut their targets by $5 to $15 while emphasizing updated risk assumptions alongside steady model inputs for fair value, revenue growth, profit margins, and future P/E expectations. Analyst Commentary Recent Street research on Pagaya Technologies has centered on adjustments to price targets, with several firms revising their numbers while keeping core views on fair value drivers largely intact.ナラティブの更新 • Feb 19
PGY: Reset Expectations And New Partnership Will Support Future Upside Potential
Analysts have cut their average price target for Pagaya Technologies from $54.00 to $33.00, citing more cautious assumptions on fair value, discount rate, revenue growth, and profit margin following a series of recent target reductions across the Street research community. Analyst Commentary Recent research has centered on recalibrating Pagaya Technologies price targets, with multiple firms revisiting their assumptions on fair value, discount rates, revenue growth, and margins.分析記事 • Feb 09
Pagaya Technologies Ltd.'s (NASDAQ:PGY) 28% Dip In Price Shows Sentiment Is Matching Revenues
Pagaya Technologies Ltd. ( NASDAQ:PGY ) shareholders that were waiting for something to happen have been dealt a blow...ナラティブの更新 • Feb 05
PGY: Raised Earnings Outlook And New Partnership Will Support Bullish Thesis
Narrative Update on Pagaya Technologies Analysts have trimmed their price target on Pagaya Technologies from about $40.50 to roughly $38.18, citing updated views on fair value, a higher discount rate, slightly softer revenue growth and margin expectations, and a higher future P/E assumption. Analyst Commentary Analysts reviewing Pagaya Technologies have shared a mix of optimism and caution as they reassess fair value, execution risks, and the revised P/E framework behind the updated target price near US$38.18.Seeking Alpha • Dec 19
Pagaya's Selloff Looks Detached From Reality
Summary I see Pagaya Technologies' selloff as a credit-fear overreaction, not a fundamentals-driven mispricing. PGY’s Q3 2025 results showed $350M revenue (+36% YoY), improved margins, and its third consecutive GAAP net income quarter. Operating leverage is real: adjusted EBITDA hit $107M (30.6% margin vs. 21.8% prior), and GAAP net income was +$23M, third straight profitable quarter. Diversification reduces single-lane risk: POS and auto are ~32% of volume versus 9% last year, while partner stickiness improves via multi-product adoption. Valuation looks compressed at ~7.1x 2025 EPS and <6.9x 2026; my scenario yields a $51 target (~131% upside), but onboarding/delinquency risks remain. Read the full article on Seeking Alpha分析記事 • Oct 16
Positive Sentiment Still Eludes Pagaya Technologies Ltd. (NASDAQ:PGY) Following 29% Share Price Slump
The Pagaya Technologies Ltd. ( NASDAQ:PGY ) share price has softened a substantial 29% over the previous 30 days...分析記事 • Aug 31
The Market Lifts Pagaya Technologies Ltd. (NASDAQ:PGY) Shares 27% But It Can Do More
Despite an already strong run, Pagaya Technologies Ltd. ( NASDAQ:PGY ) shares have been powering on, with a gain of 27...ナラティブの更新 • Aug 10
Advanced AI Underwriting And Embedded Finance Will Open Markets
Analysts have raised their price target for Pagaya Technologies to $38.00, citing robust EBITDA margins driven by strong unit economics, rapid expansion via its integrated B2B2C model, and demonstrated success diversifying into new underwriting verticals. Analyst Commentary Exceptional unit economics and operating leverage are resulting in strong EBITDA margins.分析記事 • Jul 07
Pagaya Technologies Ltd.'s (NASDAQ:PGY) Shares Leap 27% Yet They're Still Not Telling The Full Story
Despite an already strong run, Pagaya Technologies Ltd. ( NASDAQ:PGY ) shares have been powering on, with a gain of 27...新しいナラティブ • May 28
Digital Transformation And AI Will Broaden Lending Channels
AI-enhanced products, network effects, and diversified asset classes support sustained revenue growth and improved margins amid ongoing digital transformation in the lending sector.分析記事 • May 22
A Piece Of The Puzzle Missing From Pagaya Technologies Ltd.'s (NASDAQ:PGY) 56% Share Price Climb
Those holding Pagaya Technologies Ltd. ( NASDAQ:PGY ) shares would be relieved that the share price has rebounded 56...分析記事 • Feb 15
Pagaya Technologies Ltd.'s (NASDAQ:PGY) Shares Bounce 74% But Its Business Still Trails The Industry
The Pagaya Technologies Ltd. ( NASDAQ:PGY ) share price has done very well over the last month, posting an excellent...Seeking Alpha • Jan 24
Pagaya: 2025 Will Be A Year Of Clarity, Strong Buy
Summary With its unique investor network, Pagaya is all set to scale its business by approving more loans through its lending partners. Even with the most conservative valuation of its share price, Pagaya remains significantly undervalued. The bearish market stems from Pagaya's issues with credit impairments. Something that management say will improve going forward. Point-of-sale remains a hyper-growth market for Pagaya with key lending partners like fintech bank Klarna. Read the full article on Seeking Alpha分析記事 • Jan 22
Is Pagaya Technologies (NASDAQ:PGY) Using Too Much Debt?
Howard Marks put it nicely when he said that, rather than worrying about share price volatility, 'The possibility of...新しいナラティブ • Jan 02
PGY is a Buy
Core Product: Pagaya’s AI-powered platform for financial underwriting and risk assessment is a key driver of revenue. As financial institutions increasingly adopt AI solutions for more accurate and ef分析記事 • Nov 15
Pagaya Technologies Ltd. (NASDAQ:PGY) Just Reported, And Analysts Assigned A US$20.75 Price Target
There's been a major selloff in Pagaya Technologies Ltd. ( NASDAQ:PGY ) shares in the week since it released its...分析記事 • Nov 08
Pagaya Technologies Ltd.'s (NASDAQ:PGY) Price Is Right But Growth Is Lacking After Shares Rocket 28%
Pagaya Technologies Ltd. ( NASDAQ:PGY ) shareholders are no doubt pleased to see that the share price has bounced 28...分析記事 • Oct 24
Pagaya Technologies (NASDAQ:PGY) May Have Issues Allocating Its Capital
If we want to find a stock that could multiply over the long term, what are the underlying trends we should look for...株主還元
| PGY | US Software | US 市場 | |
|---|---|---|---|
| 7D | 18.5% | 8.5% | 1.5% |
| 1Y | -8.0% | -0.7% | 28.6% |
業界別リターン: PGY過去 1 年間で-0.7 % の収益を上げたUS Software業界を下回りました。
リターン対市場: PGYは、過去 1 年間で28.6 % のリターンを上げたUS市場を下回りました。
価格変動
| PGY volatility | |
|---|---|
| PGY Average Weekly Movement | 8.7% |
| Software Industry Average Movement | 9.7% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.8% |
| 10% least volatile stocks in US Market | 3.0% |
安定した株価: PGY 、 US市場と比較して、過去 3 か月間で大きな価格変動はありませんでした。
時間の経過による変動: PGYの 週次ボラティリティ ( 9% ) は過去 1 年間安定しています。
会社概要
| 設立 | 従業員 | CEO（最高経営責任者 | ウェブサイト |
|---|---|---|---|
| 2016 | 511 | Gal Krubiner | pagaya.com |
パガヤ・テクノロジーズ・リミテッドは製品に特化したテクノロジー企業で、米国、イスラエル、ケイマン諸島の金融サービス、その顧客、機関投資家、洗練された投資家向けにデータサイエンスと独自の人工知能を搭載したテクノロジーを展開している。同社は、主要製品であるDecline Monetizationを提供している。Decline Monetizationでは、パートナーは不合格となったローン申込書を同社のネットワークに自動的に送信することができ、また、通常であれば不合格となる顧客を承認することができる。Dual Lookでは、リアルタイムでパートナーと同時に申込書を評価することができ、First Lookでは、ローン申込書の指定されたセグメントを評価のためにネットワークにルーティングする。同社のパートナーには、金融テクノロジー企業、既存の銀行や金融機関、自動車金融プロバイダー、住宅用不動産サービスプロバイダーなどが含まれる。同社は2016年に設立され、ニューヨーク州ニューヨークに本社を置いている。
Pagaya Technologies Ltd. 基礎のまとめ
| PGY 基礎統計学 | |
|---|---|
| 時価総額 | US$1.16b |
| 収益（TTM） | US$93.98m |
| 売上高(TTM) | US$1.33b |
13.3x
PER（株価収益率0.9x
P/SレシオPGY は割高か？
公正価値と評価分析を参照収益と収入
| PGY 損益計算書（TTM） | |
|---|---|
| 収益 | US$1.33b |
| 売上原価 | US$759.65m |
| 売上総利益 | US$569.67m |
| その他の費用 | US$475.69m |
| 収益 | US$93.98m |
直近の収益報告
Mar 31, 2026
次回決算日
該当なし
| 一株当たり利益（EPS） | 1.13 |
| グロス・マージン | 42.85% |
| 純利益率 | 7.07% |
| 有利子負債／自己資本比率 | 142.3% |
PGY の長期的なパフォーマンスは？
過去の実績と比較を見る企業分析と財務データの現状
| データ | 最終更新日（UTC時間） |
|---|---|
| 企業分析 | 2026/05/29 16:02 |
| 終値 | 2026/05/29 00:00 |
| 収益 | 2026/03/31 |
| 年間収益 | 2025/12/31 |
データソース
企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。
| パッケージ | データ | タイムフレーム | 米国ソース例 |
|---|---|---|---|
| 会社財務 | 10年 |
| |
| アナリストのコンセンサス予想 | +プラス3年 |
|
|
| 市場価格 | 30年 |
| |
| 所有権 | 10年 |
| |
| マネジメント | 10年 |
| |
| 主な進展 | 10年 |
|
* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。
特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。
分析モデルとスノーフレーク
本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。
シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。
業界およびセクターの指標
私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。
アナリスト筋
Pagaya Technologies Ltd. 10 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。11
| アナリスト | 機関 |
|---|---|
| Mark Palmer | Benchmark Company |
| Michael Legg | Benchmark Company |
| Harold Goetsch | B. Riley Securities, Inc. |