Lemonade (LMND) Panoramica del titolo
Lemonade, Inc. fornisce vari prodotti assicurativi negli Stati Uniti, in Europa, in Louisiana e nel Regno Unito. Maggiori dettagli
| Punteggio fiocco di neve | |
|---|---|
| Valutazione | 0/6 |
| Crescita futura | 5/6 |
| Prestazioni passate | 0/6 |
| Salute finanziaria | 5/6 |
| Dividendi | 0/6 |
Premi
Analisi del rischio
Non sono stati rilevati rischi per LMND dai nostri controlli di rischio.
LMND Community Fair Values
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Analyst Price Targets
Top Community Narratives
US$77.14
FV
8.6% sottovalutato sconto intrinseco177
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Concorrenti di Lemonade, Inc.
Storia dei prezzi e prestazioni
| Prezzi storici delle azioni | |
|---|---|
| Prezzo attuale dell'azione | US$70.51 |
| Massimo di 52 settimane | US$99.90 |
| Minimo di 52 settimane | US$35.70 |
| Beta | 1.79 |
| Variazione di 1 mese | 26.23% |
| Variazione a 3 mesi | 29.49% |
| Variazione di 1 anno | 84.68% |
| Variazione a 3 anni | 277.26% |
| Variazione a 5 anni | -16.31% |
| Variazione dall'IPO | 1.58% |
Notizie e aggiornamenti recenti
Aggiornamento della narrazione • Jul 06
LMND: AI Expansion And Reinsurance Shift Will Expose Profitability Weakness
The analyst price target for Lemonade has been reset to $62.00 from $65.11, reflecting updated assumptions on discount rate, revenue growth, profit margins, and future P/E as analysts recalibrate their views following a mix of recent target increases and cuts across the Street. Analyst Commentary Recent Street research on Lemonade reflects a mix of optimism and caution, with some analysts lifting targets while others trim expectations.Seeking Alpha • Jul 02
Lemonade: This AI Insurance Darling Could Prove To Be A Disappointment
Summary Lemonade offers a lot of promise, but I believe that it has been overvalued given where things stand today. The use of AI, once a major competitive moat for Lemonade, has been eroded by other insurance companies using the same or similar strategies. Rapid expansion of its various market offerings leaves Lemonade open to execution risks. Lemonade's valuation metrics leave much to be desired, particularly when compared to its rivals. Read the full article on Seeking AlphaRecent updates
Aggiornamento della narrazione • Jul 06
LMND: AI Expansion And Reinsurance Shift Will Expose Profitability Weakness
The analyst price target for Lemonade has been reset to $62.00 from $65.11, reflecting updated assumptions on discount rate, revenue growth, profit margins, and future P/E as analysts recalibrate their views following a mix of recent target increases and cuts across the Street. Analyst Commentary Recent Street research on Lemonade reflects a mix of optimism and caution, with some analysts lifting targets while others trim expectations.Seeking Alpha • Jul 02
Lemonade: This AI Insurance Darling Could Prove To Be A Disappointment
Summary Lemonade offers a lot of promise, but I believe that it has been overvalued given where things stand today. The use of AI, once a major competitive moat for Lemonade, has been eroded by other insurance companies using the same or similar strategies. Rapid expansion of its various market offerings leaves Lemonade open to execution risks. Lemonade's valuation metrics leave much to be desired, particularly when compared to its rivals. Read the full article on Seeking Alpha
Aggiornamento della narrazione • Jun 22
LMND: AI Insurance Data Will Support Future Profitability Inflection
Analysts have adjusted their views on Lemonade, with shifts in price targets such as TD Cowen raising its target to $55 from $33 and others trimming expectations, reflecting updated assumptions on revenue growth, profit margins, and future P/E multiples. Analyst Commentary Recent research updates on Lemonade highlight a mixed, but increasingly engaged, view from Wall Street.Articolo di analisi • Jun 19
Lemonade (LMND) Stock Could Be 9.6% Undervalued After Montana Renters Insurance Launch
Lemonade (LMND) has extended its renters insurance offering to Montana, giving the stock a fresh product expansion angle that investors can weigh against recent share performance and the company’s broader insurance footprint. See our latest analysis for Lemonade. The Montana launch comes as Lemonade’s share price has risen 9.02% over the past month but is still down 22.54% year to date, while the 1 year and 3 year total shareholder returns of 45.28% and over 200% highlight how sentiment has...Aggiornamento della narrazione • Jun 05
LMND: Autonomous Driving Data Will Drive Future Earnings Power
Analysts have trimmed their average price target on Lemonade to $75, down $5, citing slower premium growth across property and casualty peers. They also point to expectations that pricing and premiums could weaken further, even as their models still assume slightly higher revenue growth, modestly better profit margins, and a lower future P/E multiple.Aggiornamento della narrazione • May 20
LMND: Tesla Data Partnership Will Shape Future Earnings Power
Analysts trimmed Lemonade's fair value estimate by $6 to $92, reflecting lower revenue growth and profit margin expectations alongside a slightly higher discount rate, even as some still highlight potential benefits from partnerships and automation initiatives. Analyst Commentary Recent Street research on Lemonade has leaned cautious overall, with several firms cutting price targets in response to updated views on growth and profitability.
Aggiornamento della narrazione • May 02
LMND: Extended Profitability Timeline Will Constrain Benefits From Autonomous Data Partnership
Narrative Update on Lemonade Analysts have reduced their average price targets on Lemonade by a wide range, from $3 to $28, citing tempered expectations for revenue growth, a lower assumed future P/E multiple around 64, and ongoing questions about the costs needed to support partnerships and customer acquisition, even as some see potential for long term margin improvement. Analyst Commentary Recent research updates on Lemonade reflect a split view, with several bearish analysts trimming price targets and flagging execution and growth risks, even as a few larger firms highlight long term potential tied to partnerships and product expansion.Aggiornamento della narrazione • Apr 18
LMND: Tesla Partnership And Automation Push Will Shape Balanced Profit Outlook
Analysts have nudged Lemonade's fair value estimate lower by about $2 to $65.11, reflecting updated views on its long term earnings potential and evolving expectations around growth, profitability and future P/E multiples, following recent research on the Tesla partnership and the cost of pushing further into automation and bundled offerings. Analyst Commentary Recent Street research around Lemonade centers on how the Tesla partnership, automation push and bundling efforts could reshape the business over time, with valuation targets moving in both directions as analysts weigh execution risk against long term potential.Aggiornamento della narrazione • Apr 04
LMND: Extended Profitability Timeline Will Limit Benefits From Tesla Data Partnership
Analysts have nudged their price targets on Lemonade higher in recent weeks, including moves such as Morgan Stanley's shift to $85 and other target increases of $4 to $7. These changes reflect growing focus on the Tesla partnership, expected benefits from autonomous exposure, and ongoing debate around the cost and payoff of Lemonade's automation and bundling efforts.Aggiornamento della narrazione • Mar 21
LMND: Tesla Partnership Will Support Higher Earnings Power And Market Share
The analyst fair value estimate for Lemonade has increased from $85.00 to $98.00 as analysts factor in higher long term earnings potential tied to the Tesla partnership, ongoing auto insurance data advantages, and updated views on growth, margins, and future P/E assumptions. Analyst Commentary Recent Street research on Lemonade highlights a split in opinion, but there is a clear cluster of bullish analysts who see the Tesla partnership, data advantages in auto, and broader automation efforts as key drivers for long term earnings potential.Aggiornamento della narrazione • Mar 07
LMND: Extended Profitability Timeline Will Restrain Benefits From Automation And Tesla Partnership
Narrative Update: Lemonade Analyst Price Target Shift The Street price target framework for Lemonade has moved within a wide range, with individual firms adjusting their targets between $40 and $85. Analysts are weighing tougher assumptions around achieving 30%+ growth alongside improved underwriting, automation, and the potential impact of the Tesla partnership on the long-term earnings and P/E outlook.Aggiornamento della narrazione • Feb 21
LMND: Extended Profitability Timeline Will Undermine Automation And Partnership Upside
The Street's view on Lemonade has reset, with recent analyst updates pulling some price targets down to around $65, while others have lifted targets by $5 to $7 and up to $80. This reflects mixed reactions to near term profitability timing and growing interest in its automation driven insurance model and Tesla partnership.Aggiornamento della narrazione • Feb 06
LMND: Tesla Partnership And Sector Softness Will Likely Balance Profit Recovery Hopes
Narrative Update: Analyst Price Target Shift for Lemonade Analysts have nudged their price targets on Lemonade higher by up to US$7 in recent research, reflecting updated models around its Tesla partnership, evolving views on the auto insurance opportunity, and revised long term assumptions that keep fair value estimates broadly unchanged. Analyst Commentary Recent research paints a mixed picture of Lemonade, with several firms lifting price targets on the back of updated assumptions around its auto offering and the Tesla partnership, while others keep more cautious ratings in place.Articolo di analisi • Jan 29
After Leaping 29% Lemonade, Inc. (NYSE:LMND) Shares Are Not Flying Under The Radar
Lemonade, Inc. ( NYSE:LMND ) shares have continued their recent momentum with a 29% gain in the last month alone. The...Aggiornamento della narrazione • Jan 23
LMND: Future Sector Softness Will Likely Undermine Optimism Around Profit Recovery
The analyst price target for Lemonade has moved higher to reflect a fair value estimate of about $67.11 per share, with analysts pointing to updated profit margin assumptions, a lower implied future P/E multiple, and a series of recent price target increases across the Street as key drivers of the change. Analyst Commentary Recent research commentary on Lemonade focuses on how the company is progressing against long term execution goals, how quickly it can scale to justify current valuation, and how its business model might hold up through the insurance cycle.Aggiornamento della narrazione • Jan 08
LMND: Softening Property And Casualty Cycle Will Pressure Long Term Profitability
Narrative Update Our fair value estimate for Lemonade has moved from US$31.00 to US$33.00, reflecting analysts' higher price targets, including recent increases to US$80 and US$53 that are tied to updated insurance models and confidence in the company’s long term market share ambitions. Analyst Commentary Recent Street research around Lemonade highlights a split view.Aggiornamento della narrazione • Dec 23
LMND Will Balance Rising Market Share Expectations With Moderate Profit Improvement
We raise our fair value estimate for Lemonade to $85 from $60 per share, reflecting analysts' higher price targets and confidence that the company can sustain growth above the broader market and achieve modestly better long term profitability, despite slightly higher risk assumptions. Analyst Commentary Bullish analysts have steadily raised their price targets on Lemonade in recent months, signaling growing confidence in the company’s ability to execute on its long term roadmap.Aggiornamento della narrazione • Dec 09
LMND: Future Industry Softness Will Likely Restrain Profit Recovery Despite Raised Expectations
Lemonade's analyst price target has been nudged higher, from about $57.00 to roughly $57.63, as analysts highlight the company’s still-early growth phase, its growing market share ambitions, and incremental model updates that modestly improve long term growth and margin expectations. Analyst Commentary Recent research updates reflect a widening range of views on Lemonade, with some bullish analysts citing a long runway for growth and market share gains, while more cautious voices point to industry cyclicality and profitability risks.Articolo di analisi • Dec 05
Lemonade, Inc. (NYSE:LMND) Looks Just Right With A 31% Price Jump
Lemonade, Inc. ( NYSE:LMND ) shares have continued their recent momentum with a 31% gain in the last month alone...Aggiornamento della narrazione • Nov 25
LMND: Weaker Industry Pricing Will Limit Near-Term Profit Recovery Prospects
The analyst price target for Lemonade has increased notably, rising from $49.63 to $57.00. Analysts cite the company's continued progress in building market share and adapting to evolving industry conditions.Aggiornamento della narrazione • Nov 07
LMND: Increased Competition Will Weigh On Profitability Amid Sector Transitions
Analysts have raised Lemonade's fair value estimate from $46.50 to $49.63, reflecting updated sector research that points to ongoing industry pricing shifts and renewed optimism for select personal lines insurers. Analyst Commentary Recent updates from leading brokerages indicate shifting views on Lemonade's prospects, as analysts respond to changing trends within the property and casualty insurance sector.Aggiornamento della narrazione • Oct 08
AI Driven Efficiency Will Offset Insurance Risks In Expansion
Analysts have increased Lemonade's price target from $45.13 to $46.50, citing continued growth momentum and improving profitability metrics. Analyst Commentary Recent analyst updates reflect a mix of optimism and caution surrounding Lemonade's future.Aggiornamento della narrazione • Aug 23
AI Driven Efficiency Will Offset Insurance Risks In Expansion
Lemonade’s analyst price target has been raised from $39.86 to $45.12, as improving growth in key segments and progress toward profitability are partially offset by competitive pressures and softening market conditions. Analyst Commentary Bullish analysts highlight continued strong growth in Lemonade's car insurance and European segments, as well as ongoing progress toward profitability and improving loss ratios.Aggiornamento della narrazione • Aug 08
AI Driven Efficiency Will Offset Insurance Risks In Expansion
The upward revision in Lemonade’s consensus price target primarily reflects an increase in its forward P/E multiple, while net profit margin remained steady, raising fair value from $33.00 to $35.33. What's in the News Lemonade launched Lemonade Car in Indiana, expanding its U.S. presence and now covering approximately 42% of the U.S. car insurance market.Seeking Alpha • Apr 07
Lemonade: An Incredible Small Cap At A Great Valuation
Summary Lemonade leverages AI and technology to disrupt traditional insurers, offering streamlined services and superior data collection, targeting a younger demographic under 35. LMND's cross-selling strategy boosts customer lifetime value and reduces acquisition costs, with significant potential in the car insurance market. Profitability inflection point expected by 2026, with strong metrics like premium per employee and customer per employee outpacing traditional competitors. Despite risks, including unprofitability and geographic concentration, LMND's valuation is attractive relative to incumbents, with substantial growth potential in international markets. Read the full article on Seeking Alpha
Nuova narrazione • Mar 22
Investments In AI And Car Insurance Expansion Will Pressure Margins Before Future Gains Emerge
Investment in growth and car insurance expansion may pressure net margins short-term but aims for long-term revenue and profitability gains.Seeking Alpha • Feb 26
Lemonade: With Premium Growth Accelerating, It's Time To Buy The Dip
Summary Lemonade, Inc.'s Q4 results show strong growth in in force premium (IFP) and revenue, despite a challenging macro environment, signaling a buying opportunity amid the stock's recent dip. The company believes it has contained exposure to the LA wildfires, indicating a relatively digestible $20 million adjusted EBITDA loss in Q1. The company expects IFP to continue accelerating in FY25 to 28% y/y growth, while reiterating its goal of adjusted EBITDA profitability in FY26. Gross loss ratios also continue to trend downward for LMND, a signal of the company's diversified portfolio (including pet insurance, which is growing faster in the portfolio and produces less loss). Read the full article on Seeking AlphaSeeking Alpha • Jan 02
Lemonade: Great Small-Cap To Bet On In 2025 And Beyond
Summary Lemonade leverages AI to disrupt the insurance industry, achieving impressive growth and customer satisfaction, particularly among younger demographics. Despite being unprofitable, Lemonade's AI-driven efficiencies and expanding market opportunities, especially in car insurance, present significant long-term growth potential. Founder-led with substantial insider ownership, Lemonade's management team is committed to scaling the business and achieving profitability by 2027. Competitive risks and current unprofitability are concerns, but the company's innovative approach and market position justify a bullish outlook for long-term investors. Read the full article on Seeking AlphaSeeking Alpha • Nov 24
Lemonade: The Rising Stock For Aggressive Growth Investors
Summary Lemonade's downside risks are diminishing, and the potential for the company to thrive is increasing, as evidenced by its impressive third quarter 2024 results. LMND stock has surged around 168% since the end of October 2024, driven by accelerating top-line growth, increased profitability, and positive net cash flow. Short interest metrics have declined since late September, indicating that bearish arguments are losing traction as the market recognizes Lemonade's improving fundamentals. Despite lingering risks, Lemonade's valuation and growth prospects make it a compelling buy for risk-tolerant aggressive growth investors. Read the full article on Seeking AlphaSeeking Alpha • Nov 07
Lemonade: Driving Lower Costs Through AI While Pursuing Thoughtful Expansion
Summary Lemonade has continued to soar with excellent Q3 results, featuring an acceleration in in-force premium growth rates. The company’s diversification into pet and car insurance, plus European expansion, enhances its resilience and growth potential. Gross loss ratios continue to trend downward, and we note as well that the company has no exposure to Florida. Cash flow has just begun to tilt positive, another positive catalyst for the stock. Read the full article on Seeking AlphaRendimenti per gli azionisti
| LMND | US Insurance | US Mercato | |
|---|---|---|---|
| 7D | -1.4% | -0.7% | 0.7% |
| 1Y | 84.7% | 5.9% | 20.6% |
Ritorno vs Industria: LMND ha superato il US Insurance che ha restituito 4.7 % nell'ultimo anno.
Rendimento vs Mercato: LMND ha superato il mercato US che ha restituito 19.5 % nell'ultimo anno.
Volatilità dei prezzi
| LMND volatility | |
|---|---|
| LMND Average Weekly Movement | 9.6% |
| Insurance Industry Average Movement | 4.3% |
| Market Average Movement | 7.3% |
| 10% most volatile stocks in US Market | 16.6% |
| 10% least volatile stocks in US Market | 3.2% |
Prezzo delle azioni stabile: LMND non ha avuto una volatilità dei prezzi significativa negli ultimi 3 mesi rispetto al mercato US.
Volatilità nel tempo: La volatilità settimanale ( 10% ) di LMND è rimasta stabile nell'ultimo anno.
Informazioni sull'azienda
| Fondato | I dipendenti | AMMINISTRATORE DELEGATO | Sito web |
|---|---|---|---|
| 2015 | 1,282 | Daniel Schreiber | www.lemonade.com |
Lemonade, Inc. fornisce vari prodotti assicurativi negli Stati Uniti, in Europa, in Louisiana e nel Regno Unito. L'azienda offre prodotti assicurativi per affittuari e proprietari di case, per l'edilizia, per l'auto, per gli animali domestici e per la vita, oltre a prodotti assicurativi per i proprietari. Offre anche assicurazioni per beni rubati o danneggiati e per la responsabilità civile che protegge i clienti se sono responsabili di un incidente o di un danno a un'altra persona o ai suoi beni.
Lemonade, Inc. Riepilogo dei fondamenti
| LMND statistiche fondamentali | |
|---|---|
| Capitalizzazione di mercato | US$5.40b |
| Utili (TTM) | -US$138.90m |
| Ricavi(TTM) | US$844.70m |
6.4x
Rapporto P/S-39.0x
Rapporto P/ELMND è sopravvalutato?
Vedi Fair Value e analisi di valutazioneUtili e ricavi
| LMND Conto economico (TTM) | |
|---|---|
| Ricavi | US$844.70m |
| Costo del fatturato | US$394.90m |
| Profitto lordo | US$449.80m |
| Altre spese | US$588.70m |
| Utili | -US$138.90m |
Ultimi utili riportati
Mar 31, 2026
Prossima data di guadagno
n/a
| Utile per azione (EPS) | -1.81 |
| Margine lordo | 53.25% |
| Margine di profitto netto | -16.44% |
| Rapporto debito/patrimonio netto | 34.7% |
Come si è comportato LMND nel lungo periodo?
Vedi performance storica e confrontoAnalisi aziendale e situazione dei dati finanziari
| Dati | Ultimo aggiornamento (ora UTC) |
|---|---|
| Analisi dell'azienda | 2026/07/10 02:29 |
| Prezzo dell'azione a fine giornata | 2026/07/10 00:00 |
| Utili | 2026/03/31 |
| Utili annuali | 2025/12/31 |
Fonti dei dati
I dati utilizzati nella nostra analisi aziendale provengono da S&P Global Market Intelligence LLC. I seguenti dati sono utilizzati nel nostro modello di analisi per generare questo report. I dati sono normalizzati, il che può comportare un ritardo nella disponibilità della fonte.
| Pacchetto | Dati | Tempistica | Esempio Fonte USA * |
|---|---|---|---|
| Dati finanziari della società | 10 anni |
| |
| Stime di consenso degli analisti | +3 anni |
|
|
| Prezzi di mercato | 30 anni |
| |
| Proprietà | 10 anni |
| |
| Gestione | 10 anni |
| |
| Sviluppi principali | 10 anni |
|
* Esempio per i titoli statunitensi, per i titoli non statunitensi si utilizzano forme e fonti normative equivalenti.
Se non specificato, tutti i dati finanziari si basano su un periodo annuale ma vengono aggiornati trimestralmente. Si tratta dei cosiddetti dati TTM (Trailing Twelve Month) o LTM (Last Twelve Month). Per saperne di più.
Modello di analisi e Snowflake
I dettagli del modello di analisi utilizzato per generare questo report sono disponibili sulla nostra pagina Github; disponiamo inoltre di guide su come utilizzare i nostri report e di tutorial su Youtube.
Scoprite il team di livello mondiale che ha progettato e realizzato il modello di analisi Simply Wall St.
Metriche di settore e industriali
Le nostre metriche di settore e di sezione sono calcolate ogni 6 ore da Simply Wall St; i dettagli del nostro processo sono disponibili su Github.
Fonti analitiche
Lemonade, Inc. è coperta da 20 analisti. 10 di questi analisti ha fornito le stime di fatturato o di utile utilizzate come input per il nostro report. Le stime degli analisti vengono aggiornate nel corso della giornata.
| Analista | Istituzione |
|---|---|
| Ross Sandler | Barclays |
| Tracy Dolin-Benguigui | Barclays |
| Jack Matten | BMO Capital Markets Equity Research |