Progressive Management
Management Kriterienprüfungen 4/4
Progressive CEO ist Tricia Griffith , ernannt in Jul 2016, hat eine Amtszeit von 10.08 Jahren. Die jährliche Gesamtvergütung beträgt $17.71M , bestehend aus 6.2% Gehalt und 93.8% Boni, einschließlich Aktien und Optionen des Unternehmens. besitzt direkt 0.11% der Aktien des Unternehmens, im Wert von $131.87M . Die durchschnittliche Betriebszugehörigkeit des Managementteams und des Verwaltungsrats beträgt 5.8 Jahre bzw. 11.8 Jahre.
Wichtige Informationen
Tricia Griffith
Geschäftsführender
US$17.7m
Gesamtvergütung
| Prozentsatz des Geschäftsführergehalts | 6.18% |
| Amtszeit als Geschäftsführer | 10.1yrs |
| Eigentum des Geschäftsführers | 0.1% |
| Durchschnittliche Amtszeit des Managements | 5.8yrs |
| Durchschnittliche Amtszeit der Vorstandsmitglieder | 11.8yrs |
Jüngste Management Updates
Recent updates
Narrative-Update • Aug 08
PGR: AI And Underwriting Discipline Will Support Resilient Margins Through 2028
Analysts trimmed their blended price target on Progressive by about $7 to reflect reduced fair value and profit margin assumptions, along with a slightly higher discount rate, even as they factor in firmer revenue growth and a modestly lower future P/E multiple. Analyst Commentary Recent Street research on Progressive shows a mix of caution and optimism as analysts reassess valuation, growth expectations, and underwriting trends.
Narrative-Update • Jul 24
PGR: Softer Auto Cycle Will Test Margins As Execution Remains Critical
Analysts have nudged their $191.52 fair value estimate for Progressive up to $198.00, reflecting a mix of slightly higher discount rate and P/E assumptions alongside more muted revenue growth and profit margin expectations highlighted in recent research. Analyst Commentary Recent research on Progressive points to a more mixed tone, with some firms highlighting improving underwriting and valuation support while others flag slowing growth, pressured margins, and a tougher personal auto backdrop.Seeking Alpha • Jul 15
Progressive: Don't Panic Over One Month's Losses Given Solid Fundamentals
Summary Progressive remains a buy, offering 8% upside to $230–$235 fair value and a 3–4% dividend yield despite recent margin concerns. PGR’s Q2 results were solid with EPS of $5.67 and a combined ratio of 87.3%, though June’s 90% ratio signals emerging pricing pressure. The company’s robust balance sheet, conservative underwriting, and rising investment income (book yield 4.2%) support resilience even if underwriting margins tighten. The recent pullback presents an attractive entry, as strong YTD earnings and capital returns offset short-term volatility in auto insurance margins. Read the full article on Seeking AlphaNarrative-Update • Jun 25
PGR: AI And Underwriting Discipline Will Support Stronger Margins Through 2028
Analysts have trimmed the Progressive fair value estimate by about $6 to $284.11, reflecting lower margin and P/E assumptions after recent price target reductions of around $2 to $18 across several research firms. Analyst Commentary Recent Street research around Progressive points to a mixed but generally constructive tone, with several bullish analysts highlighting long term earnings potential, valuation support, and execution on underwriting and expense discipline.Narrative-Update • Jun 07
PGR: AI Expense Efficiencies Will Support Underwriting Discipline And Earnings Resilience
Analysts have nudged Progressive's implied fair value higher to about $291 from roughly $284, while slightly adjusting discount rate, revenue growth, profit margin and future P/E assumptions, citing mixed recent earnings trends and growing interest in the company's potential role in the emerging AI economy. Analyst Commentary Recent Street research on Progressive shows a mix of higher and lower price targets, with several bullish analysts highlighting the company's potential earnings power and role in the developing use of AI across insurance.
Narrative-Update • May 24
PGR: AI Expense Efficiencies Will Sustain Earnings Power Despite Softer Pricing
Analysts have nudged the fair value estimate for Progressive slightly lower to about $231 from roughly $232, reflecting modest reductions to long term earnings expectations after recent price target cuts tied to April's catastrophe losses and concerns about softer auto pricing power. Analyst Commentary Recent research shows a mix of optimism and caution around Progressive, with price targets being nudged both higher and lower as analysts recalibrate expectations after the April earnings miss and shifting views on auto pricing power.Narrative-Update • Apr 23
PGR: Expense Efficiencies And Underwriting Discipline Will Support Earnings Through Cycle Changes
Analysts now see Progressive's fair value at $284.03, down from $302.85. This reflects updated views on slightly softer revenue growth, a modestly lower profit margin outlook, and a reduced future P/E multiple, even as recent Street targets have moved both higher and lower on near term pricing power, claims trends, and expense efficiency.Narrative-Update • Apr 07
PGR: AI Expense Efficiencies Will Support Future Earnings Despite Softer Expectations
Analyst price targets for Progressive have edged lower by about $1, reflecting slightly softer assumptions on revenue growth and margins, even as many analysts still highlight areas like AI driven expense efficiencies and personal auto policy growth in their views. Analyst Commentary Street research on Progressive has turned more cautious on valuation, with a series of target cuts across banks and research houses, even as some firms still point to execution strengths in core auto and expense management.Narrative-Update • Mar 24
PGR: Policy In Force Expansion And Efficiency Gains Will Support Future Earnings
Analysts have trimmed the Progressive price target by about $5 to reflect slightly lower assumptions for fair value, revenue growth, profit margins, and future P/E. They cite softer auto pricing power, modestly lower premium growth, and a more competitive personal auto market, while also highlighting operating efficiencies and policy-in-force growth as ongoing supports.Narrative-Update • Mar 09
PGR: Softening Cycle And Policy Momentum Will Support Future Earnings Power
The Analyst Price Target for Progressive edges down by about $1 to $238.10 as analysts factor in slightly lower valuation multiples, modestly softer premium growth, and more conservative assumptions for net investment income, while still recognizing steady policy growth and profitability expectations reflected in recent Street research. Analyst Commentary Recent research shows a mix of cautious tweaks and ongoing confidence in Progressive, with most firms trimming price targets rather than making wholesale changes to their broader views on the business.Narrative-Update • Feb 23
PGR: Softening Cycle And Policy Momentum Will Support Future Earnings Power
Our fair value estimate for Progressive has been trimmed by about $10 to $239, as analysts factor in slightly softer premium and policy growth, modest pressure on margins, and more conservative assumptions for investment income and future P/E multiples following a series of lower Street price targets. Analyst Commentary Recent Street research around Progressive reflects a mixed but generally engaged view, with multiple firms fine-tuning their price targets and assumptions rather than making wholesale shifts in stance.Narrative-Update • Feb 09
PGR: Underwriting Strength And Policy Momentum Will Support Earnings Through Cycle Changes
Analysts have trimmed their price targets on Progressive, with the updated fair value estimate moving from about $325 to about $303 as they factor in expectations for softer revenue growth, a slightly higher discount rate, a lower future P/E, and modestly higher profit margins. Analyst Commentary Recent Street research around Progressive has been mixed, but there are several clear positive threads that stand out for investors watching how professionals are framing the story.Narrative-Update • Jan 24
PGR: Softening Insurance Cycle Will Test But Not Derail Earnings Power
Analysts have trimmed their price targets on Progressive, lowering our fair value estimate by about $6 to $248.98. This reflects slightly lower assumed profit margins and a reduced future P/E multiple, partially offset by modestly higher revenue growth expectations.Narrative-Update • Jan 09
PGR: Softer P&C Cycle Will Pressure Margins Despite Policy Momentum
Analysts have trimmed their fair value estimate for Progressive from US$215.56 to US$191.52, as they factor in softer P&C pricing and a lower future P/E of about 15x, while still seeing support from personal lines trends and policy growth. Analyst Commentary Recent Street research on Progressive reflects a mix of optimism on policy growth and margin resilience, alongside a more cautious tone on the broader P&C cycle and the stock's valuation.Narrative-Update • Dec 26
PGR: Reaccelerating Auto Policy Additions Will Drive Earnings Power Through 2025
Analysts have nudged our fair value estimate for Progressive slightly lower to $255.13 from $257.44, reflecting a modest reset in top-line growth expectations, while still highlighting resilient underwriting profitability, accelerating personal auto policy growth, and lighter catastrophe losses that together support higher earnings power over time. Analyst Commentary Street research on Progressive reflects a broadly constructive fundamental backdrop with some valuation discipline and event driven caution.Narrative-Update • Dec 12
PGR: Strong Underwriting And Policy Momentum Will Drive Earnings Power Ahead
Analysts modestly reduced their price target on Progressive to about $325 from roughly $344, reflecting slightly lower assumptions for revenue growth and profit margins. They also cite resilient policy growth, solid underwriting performance, and ongoing earnings power as supporting the stock's longer term value.Narrative-Update • Nov 27
PGR: Improving Margins And Customer Additions Will Drive Stronger Performance Through 2025
Progressive's analyst price target has been modestly lowered, declining by approximately $2 to around $257, as analysts cite recent fluctuations in policy growth and underlying profitability trends that support their revised outlook. Analyst Commentary Recent analyst commentary on Progressive reflects a dynamic outlook, with both bullish and bearish perspectives shaping the current consensus.Narrative-Update • Nov 13
PGR: Sustained Margin Strength And Share Repurchases Will Support Outperformance Ahead
The analyst price target for Progressive has been revised downward by nearly $2 to approximately $259 per share. Analysts cite recent policyholder credits and mixed sector performance as reasons for moderating expectations.Narrative-Update • Oct 30
PGR: Earnings Momentum Will Outpace Sector Headwinds Amid Market Shifts
Progressive's analyst price target has been revised downward from approximately $273 to $261, as analysts cite industry underperformance and company-specific developments such as lower than expected premium growth and the impact of one-time items on near-term results. Analyst Commentary Recent Street research on Progressive highlights a nuanced outlook, with both optimistic and cautious perspectives shaping the investment case.Narrative-Update • Oct 15
Advanced Analytics Will Reshape Auto Insurance Amid Competition Risks
Progressive's analyst price target has decreased modestly, dropping by $5.42 to $272.74. Analysts point to slower revenue growth and profit margin pressures, partially offset by industry-wide improvements in catastrophe losses and continued earnings resilience.Narrative-Update • Sep 19
Advanced Analytics Will Reshape Auto Insurance Amid Competition Risks
Progressive’s consensus price target was revised downward to $278.16, as analysts balanced solid recent earnings and investment income against growing concerns over softer policy growth, intensifying competition, and margin normalization, which are expected to cap near-term upside. Analyst Commentary Bullish analysts cite recent earnings outperformance, particularly in July and August, driving upward EPS revisions and improved investment income outlooks despite ongoing competitive pressures.Analyseartikel • Sep 18
Progressive (NYSE:PGR) Will Pay A Dividend Of $0.10
The board of The Progressive Corporation ( NYSE:PGR ) has announced that it will pay a dividend of $0.10 per share on...Narrative-Update • Sep 04
Advanced Analytics Will Reshape Auto Insurance Amid Competition Risks
Analysts cite persistent profit margin strength but growing caution around slowing growth prospects, increased competition, and sector headwinds—factors that offset upside potential and result in the consensus Analyst Price Target remaining unchanged at $283.56. Analyst Commentary Bullish analysts cite Progressive's consistent outperformance on profit margins, with recent operating EPS beats exceeding expectations and normalized underwriting margin forecasts being revised slightly higher into 2027.Analyseartikel • Aug 21
Progressive (NYSE:PGR) Has Announced A Dividend Of $0.10
The Progressive Corporation's ( NYSE:PGR ) investors are due to receive a payment of $0.10 per share on 10th of...Seeking Alpha • Apr 21
Progressive Corporation: Performance Remains Strong, But Valuation Is Elevated
Summary Progressive Corporation has gained 27% over the past year, retaining most gains despite market sell-off, with solid Q1 results indicating strong performance. PGR's frequent monthly reporting provides transparency. Q1 earnings missed by $0.35 due to $212 million in securities losses, but revenue surged 17% with strong premium growth. Investments in technology and AI have increased expenses, but improved loss performance and a strong combined ratio suggest future profitability and operational efficiency. Despite potential headwinds from higher car prices due to tariffs, Progressive's clean balance sheet, strong underwriting, and defensive nature make it a 'Hold' with a full valuation. Read the full article on Seeking AlphaAnalyse der Geschäftsführervergütung
| Datum | Gesamtvergütung | Gehalt | Unternehmensgewinne |
|---|---|---|---|
| Jun 30 2026 | n/a | n/a | US$12b |
| Mar 31 2026 | n/a | n/a | US$12b |
| Dec 31 2025 | US$18m | US$1m | US$11b |
| Sep 30 2025 | n/a | n/a | US$11b |
| Jun 30 2025 | n/a | n/a | US$10b |
| Mar 31 2025 | n/a | n/a | US$9b |
| Dec 31 2024 | US$16m | US$1m | US$8b |
| Sep 30 2024 | n/a | n/a | US$8b |
| Jun 30 2024 | n/a | n/a | US$7b |
| Mar 31 2024 | n/a | n/a | US$6b |
| Dec 31 2023 | US$16m | US$994k | US$4b |
| Sep 30 2023 | n/a | n/a | US$3b |
| Jun 30 2023 | n/a | n/a | US$2b |
| Mar 31 2023 | n/a | n/a | US$828m |
| Dec 31 2022 | US$13m | US$950k | US$695m |
| Sep 30 2022 | n/a | n/a | US$831m |
| Jun 30 2022 | n/a | n/a | US$825m |
| Mar 31 2022 | n/a | n/a | US$2b |
| Dec 31 2021 | US$14m | US$950k | US$3b |
| Sep 30 2021 | n/a | n/a | US$4b |
| Jun 30 2021 | n/a | n/a | US$5b |
| Mar 31 2021 | n/a | n/a | US$6b |
| Dec 31 2020 | US$15m | US$981k | US$6b |
| Sep 30 2020 | n/a | n/a | US$5b |
| Jun 30 2020 | n/a | n/a | US$4b |
| Mar 31 2020 | n/a | n/a | US$4b |
| Dec 31 2019 | US$14m | US$888k | US$4b |
Vergütung im Vergleich zum Markt: TriciaDie Gesamtvergütung ($USD17.71M) liegt im Durchschnitt der Unternehmen ähnlicher Größe auf dem Markt US ($USD14.39M).
Entschädigung vs. Einkommen: TriciaDie Vergütung des Vorstandsvorsitzenden entsprach im vergangenen Jahr der Unternehmensleistung.
Geschäftsführer
Tricia Griffith (62 yo)
10.1yrs
Amtszeit
US$17,705,924
Vergütung
Ms. Susan Patricia Griffith also known as Tricia, has been the Chief Executive Officer, Director and President of The Progressive Corporation since July 1, 2016. Ms. Griffith serves as Director at Federal...
Führungsteam
| Name | Position | Amtszeit | Vergütung | Eigentümerschaft |
|---|---|---|---|---|
| President | 10.1yrs | US$17.71m | 0.11% $ 131.9m | |
| President of Personal Lines | 11.3yrs | US$5.42m | 0.0063% $ 7.9m | |
| President of Claims | 10.6yrs | US$3.46m | 0.0097% $ 12.2m | |
| President of Commercial Lines | 5.8yrs | US$4.04m | 0.0056% $ 7.0m | |
| VP & CFO | less than a year | keine Daten | 0.0073% $ 9.2m | |
| Chief Investment Officer | 6.6yrs | keine Daten | 0.0045% $ 5.7m | |
| VP & Chief Accounting Officer | 1.4yrs | keine Daten | 0.00015% $ 187.8k | |
| Chief Information Officer | 10.6yrs | keine Daten | 0.0056% $ 7.0m | |
| Director of Investor Relations | no data | keine Daten | keine Daten | |
| VP, Secretary & Chief Legal Officer | 2.6yrs | keine Daten | 0.00088% $ 1.1m | |
| Chief Marketing Officer | 1.2yrs | keine Daten | 0.00018% $ 225.3k | |
| Chief Human Resources Officer | 4.7yrs | keine Daten | 0.0037% $ 4.6m |
5.8yrs
Durchschnittliche Betriebszugehörigkeit
56yo
Durchschnittliches Alter
Erfahrenes Management: Das Managementteam von PGR ist erfahren und erfahren (durchschnittliche Amtszeit von 5.8 Jahren).
Vorstandsmitglieder
| Name | Position | Amtszeit | Vergütung | Eigentümerschaft |
|---|---|---|---|---|
| President | 10.1yrs | US$17.71m | 0.11% $ 131.9m | |
| Independent Director | 8.3yrs | US$370.20k | 0.0015% $ 1.9m | |
| Independent Director | 13.8yrs | US$335.15k | 0.0039% $ 4.9m | |
| Independent Director | 18.2yrs | US$370.15k | 0.00035% $ 438.2k | |
| Independent Director | 30.3yrs | US$355.07k | 0.043% $ 54.0m | |
| Independent Director | 16.7yrs | US$380.18k | 0.0023% $ 2.9m | |
| Independent Chairperson | 17.2yrs | US$565.04k | 0.0022% $ 2.7m | |
| Independent Director | 9yrs | US$350.25k | 0.00020% $ 250.4k | |
| Independent Director | 11.8yrs | US$325.20k | 0.0023% $ 2.8m | |
| Independent Director | 5.8yrs | US$350.23k | 0.0018% $ 2.3m | |
| Independent Director | 8.3yrs | US$340.27k | 0.0025% $ 3.1m |
11.8yrs
Durchschnittliche Betriebszugehörigkeit
71yo
Durchschnittliches Alter
Erfahrener Vorstand: PGRDie Vorstandsmitglieder sind sehr erfahren ( 11.8 ).
Unternehmensanalyse und Finanzdaten Status
| Daten | Zuletzt aktualisiert (UTC-Zeit) |
|---|---|
| Unternehmensanalyse | 2026/08/10 20:57 |
| Aktienkurs zum Tagesende | 2026/08/10 00:00 |
| Gewinne | 2026/06/30 |
| Jährliche Einnahmen | 2025/12/31 |
Datenquellen
Die in unserer Unternehmensanalyse verwendeten Daten stammen von S&P Global Market Intelligence LLC. Die folgenden Daten werden in unserem Analysemodell verwendet, um diesen Bericht zu erstellen. Die Daten sind normalisiert, was zu einer Verzögerung bei der Verfügbarkeit der Quelle führen kann.
| Paket | Daten | Zeitrahmen | Beispiel US-Quelle * |
|---|---|---|---|
| Finanzdaten des Unternehmens | 10 Jahre |
| |
| Konsensschätzungen der Analysten | +3 Jahre |
|
|
| Marktpreise | 30 Jahre |
| |
| Eigentümerschaft | 10 Jahre |
| |
| Verwaltung | 10 Jahre |
| |
| Wichtige Entwicklungen | 10 Jahre |
|
* Beispiel für US-Wertpapiere, für nicht-US-amerikanische Wertpapiere werden gleichwertige regulatorische Formulare und Quellen verwendet.
Sofern nicht anders angegeben, beziehen sich alle Finanzdaten auf einen Jahreszeitraum, werden aber vierteljährlich aktualisiert. Dies wird als Trailing Twelve Month (TTM) oder Last Twelve Month (LTM) Daten bezeichnet. Erfahren Sie mehr.
Analysemodell und Schneeflocke
Details zum Analysemodell, mit dem dieser Bericht erstellt wurde, finden Sie auf unserer Github-Seite; außerdem bieten wir Leitfäden zur Nutzung unserer Berichte und Tutorials auf Youtube an.
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Metriken für Industrie und Sektor
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Analysten-Quellen
The Progressive Corporation wird von 40 Analysten beobachtet. 13 dieser Analysten hat die Umsatz- oder Gewinnschätzungen übermittelt, die als Grundlage für unseren Bericht dienen. Die von den Analysten übermittelten Daten werden im Laufe des Tages aktualisiert.
| Analyst | Einrichtung |
|---|---|
| Jacob Kilstein | Argus Research Company |
| Taylor Scott | Barclays |
| Jay Gelb | Barclays |