Progressive (PGR) Aktienübersicht
Die Progressive Corporation ist als Versicherungsgesellschaft in den Vereinigten Staaten tätig. Mehr Details
| Schneeflocken-Punktzahl | |
|---|---|
| Bewertung | 4/6 |
| Künftiges Wachstum | 1/6 |
| Vergangene Leistung | 4/6 |
| Finanzielle Gesundheit | 5/6 |
| Dividenden | 5/6 |
Belohnungen
Risikoanalyse
Last Earnings Call
Q2 2026 · 4 Aug 2026For the second quarter of 2026, The Progressive Corporation reported diluted earnings per share (EPS) of $5.67 and revenue of $23.6 billion. Ahead of the August 4, 2026, investor event, analysts had established a consensus EPS estimate of approximately $4.59 to $4.85; thus, the company beat earnings expectations. Revenue estimates were approximately $21.6 billion, meaning the company also beat revenue expectations.
Management highlighted a "disciplined growth" phase following a substantial turnaround in their property business. Key metrics included a 7% year-over-year increase in policies in force (exceeding 40 million) and a company-wide underwriting margin of 12.7%. Management remains focused on leveraging auto insurance leadership to increase "Robinson" (bundled home and auto) households. Outlook remains positive, with continued investments in AI, agent incentives, and marketing to capitalize on the Robinson opportunity while maintaining strict financial discipline regarding target acquisition costs.
Market Reaction
The Progressive Corporation's stock price movement on August 4, 2026, was muted/flat, closing down approximately 0.45% at $210.46. Analysts primarily cited the company’s "fully valued" status and decelerating growth trends as reasons for investor caution, despite the positive earnings beat.
PGR Community Fair Values
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Analyst Price Targets
Top Community Narratives
US$399.21
FV
46.1% unterbewertet intrinsischer Abschlag13.10%
Revenue growth p.a.
467
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The Progressive Corporation Wettbewerber
Preisentwicklung & Leistung
| Historische Aktienkurse | |
|---|---|
| Aktueller Aktienkurs | US$215.33 |
| 52-Wochen-Hoch | US$254.93 |
| 52-Wochen-Tief | US$189.20 |
| Beta | 0.26 |
| 1 Monat Veränderung | -6.67% |
| 3 Monate Veränderung | 9.35% |
| 1 Jahr Veränderung | -12.65% |
| 3 Jahre Veränderung | 68.44% |
| 5 Jahre Veränderung | 124.02% |
| Veränderung seit IPO | 64,900.18% |
Aktuelle Nachrichten und Updates
Narrative-Update • Aug 08
PGR: AI And Underwriting Discipline Will Support Resilient Margins Through 2028
Analysts trimmed their blended price target on Progressive by about $7 to reflect reduced fair value and profit margin assumptions, along with a slightly higher discount rate, even as they factor in firmer revenue growth and a modestly lower future P/E multiple. Analyst Commentary Recent Street research on Progressive shows a mix of caution and optimism as analysts reassess valuation, growth expectations, and underwriting trends.
Narrative-Update • Jul 24
PGR: Softer Auto Cycle Will Test Margins As Execution Remains Critical
Analysts have nudged their $191.52 fair value estimate for Progressive up to $198.00, reflecting a mix of slightly higher discount rate and P/E assumptions alongside more muted revenue growth and profit margin expectations highlighted in recent research. Analyst Commentary Recent research on Progressive points to a more mixed tone, with some firms highlighting improving underwriting and valuation support while others flag slowing growth, pressured margins, and a tougher personal auto backdrop.Recent updates
Narrative-Update • Aug 08
PGR: AI And Underwriting Discipline Will Support Resilient Margins Through 2028
Analysts trimmed their blended price target on Progressive by about $7 to reflect reduced fair value and profit margin assumptions, along with a slightly higher discount rate, even as they factor in firmer revenue growth and a modestly lower future P/E multiple. Analyst Commentary Recent Street research on Progressive shows a mix of caution and optimism as analysts reassess valuation, growth expectations, and underwriting trends.Narrative-Update • Jul 24
PGR: Softer Auto Cycle Will Test Margins As Execution Remains Critical
Analysts have nudged their $191.52 fair value estimate for Progressive up to $198.00, reflecting a mix of slightly higher discount rate and P/E assumptions alongside more muted revenue growth and profit margin expectations highlighted in recent research. Analyst Commentary Recent research on Progressive points to a more mixed tone, with some firms highlighting improving underwriting and valuation support while others flag slowing growth, pressured margins, and a tougher personal auto backdrop.Seeking Alpha • Jul 15
Progressive: Don't Panic Over One Month's Losses Given Solid Fundamentals
Summary Progressive remains a buy, offering 8% upside to $230–$235 fair value and a 3–4% dividend yield despite recent margin concerns. PGR’s Q2 results were solid with EPS of $5.67 and a combined ratio of 87.3%, though June’s 90% ratio signals emerging pricing pressure. The company’s robust balance sheet, conservative underwriting, and rising investment income (book yield 4.2%) support resilience even if underwriting margins tighten. The recent pullback presents an attractive entry, as strong YTD earnings and capital returns offset short-term volatility in auto insurance margins. Read the full article on Seeking AlphaNarrative-Update • Jun 25
PGR: AI And Underwriting Discipline Will Support Stronger Margins Through 2028
Analysts have trimmed the Progressive fair value estimate by about $6 to $284.11, reflecting lower margin and P/E assumptions after recent price target reductions of around $2 to $18 across several research firms. Analyst Commentary Recent Street research around Progressive points to a mixed but generally constructive tone, with several bullish analysts highlighting long term earnings potential, valuation support, and execution on underwriting and expense discipline.Narrative-Update • Jun 07
PGR: AI Expense Efficiencies Will Support Underwriting Discipline And Earnings Resilience
Analysts have nudged Progressive's implied fair value higher to about $291 from roughly $284, while slightly adjusting discount rate, revenue growth, profit margin and future P/E assumptions, citing mixed recent earnings trends and growing interest in the company's potential role in the emerging AI economy. Analyst Commentary Recent Street research on Progressive shows a mix of higher and lower price targets, with several bullish analysts highlighting the company's potential earnings power and role in the developing use of AI across insurance.
Narrative-Update • May 24
PGR: AI Expense Efficiencies Will Sustain Earnings Power Despite Softer Pricing
Analysts have nudged the fair value estimate for Progressive slightly lower to about $231 from roughly $232, reflecting modest reductions to long term earnings expectations after recent price target cuts tied to April's catastrophe losses and concerns about softer auto pricing power. Analyst Commentary Recent research shows a mix of optimism and caution around Progressive, with price targets being nudged both higher and lower as analysts recalibrate expectations after the April earnings miss and shifting views on auto pricing power.Narrative-Update • Apr 23
PGR: Expense Efficiencies And Underwriting Discipline Will Support Earnings Through Cycle Changes
Analysts now see Progressive's fair value at $284.03, down from $302.85. This reflects updated views on slightly softer revenue growth, a modestly lower profit margin outlook, and a reduced future P/E multiple, even as recent Street targets have moved both higher and lower on near term pricing power, claims trends, and expense efficiency.Narrative-Update • Apr 07
PGR: AI Expense Efficiencies Will Support Future Earnings Despite Softer Expectations
Analyst price targets for Progressive have edged lower by about $1, reflecting slightly softer assumptions on revenue growth and margins, even as many analysts still highlight areas like AI driven expense efficiencies and personal auto policy growth in their views. Analyst Commentary Street research on Progressive has turned more cautious on valuation, with a series of target cuts across banks and research houses, even as some firms still point to execution strengths in core auto and expense management.Narrative-Update • Mar 24
PGR: Policy In Force Expansion And Efficiency Gains Will Support Future Earnings
Analysts have trimmed the Progressive price target by about $5 to reflect slightly lower assumptions for fair value, revenue growth, profit margins, and future P/E. They cite softer auto pricing power, modestly lower premium growth, and a more competitive personal auto market, while also highlighting operating efficiencies and policy-in-force growth as ongoing supports.Narrative-Update • Mar 09
PGR: Softening Cycle And Policy Momentum Will Support Future Earnings Power
The Analyst Price Target for Progressive edges down by about $1 to $238.10 as analysts factor in slightly lower valuation multiples, modestly softer premium growth, and more conservative assumptions for net investment income, while still recognizing steady policy growth and profitability expectations reflected in recent Street research. Analyst Commentary Recent research shows a mix of cautious tweaks and ongoing confidence in Progressive, with most firms trimming price targets rather than making wholesale changes to their broader views on the business.Narrative-Update • Feb 23
PGR: Softening Cycle And Policy Momentum Will Support Future Earnings Power
Our fair value estimate for Progressive has been trimmed by about $10 to $239, as analysts factor in slightly softer premium and policy growth, modest pressure on margins, and more conservative assumptions for investment income and future P/E multiples following a series of lower Street price targets. Analyst Commentary Recent Street research around Progressive reflects a mixed but generally engaged view, with multiple firms fine-tuning their price targets and assumptions rather than making wholesale shifts in stance.Narrative-Update • Feb 09
PGR: Underwriting Strength And Policy Momentum Will Support Earnings Through Cycle Changes
Analysts have trimmed their price targets on Progressive, with the updated fair value estimate moving from about $325 to about $303 as they factor in expectations for softer revenue growth, a slightly higher discount rate, a lower future P/E, and modestly higher profit margins. Analyst Commentary Recent Street research around Progressive has been mixed, but there are several clear positive threads that stand out for investors watching how professionals are framing the story.Narrative-Update • Jan 24
PGR: Softening Insurance Cycle Will Test But Not Derail Earnings Power
Analysts have trimmed their price targets on Progressive, lowering our fair value estimate by about $6 to $248.98. This reflects slightly lower assumed profit margins and a reduced future P/E multiple, partially offset by modestly higher revenue growth expectations.Narrative-Update • Jan 09
PGR: Softer P&C Cycle Will Pressure Margins Despite Policy Momentum
Analysts have trimmed their fair value estimate for Progressive from US$215.56 to US$191.52, as they factor in softer P&C pricing and a lower future P/E of about 15x, while still seeing support from personal lines trends and policy growth. Analyst Commentary Recent Street research on Progressive reflects a mix of optimism on policy growth and margin resilience, alongside a more cautious tone on the broader P&C cycle and the stock's valuation.Narrative-Update • Dec 26
PGR: Reaccelerating Auto Policy Additions Will Drive Earnings Power Through 2025
Analysts have nudged our fair value estimate for Progressive slightly lower to $255.13 from $257.44, reflecting a modest reset in top-line growth expectations, while still highlighting resilient underwriting profitability, accelerating personal auto policy growth, and lighter catastrophe losses that together support higher earnings power over time. Analyst Commentary Street research on Progressive reflects a broadly constructive fundamental backdrop with some valuation discipline and event driven caution.Narrative-Update • Dec 12
PGR: Strong Underwriting And Policy Momentum Will Drive Earnings Power Ahead
Analysts modestly reduced their price target on Progressive to about $325 from roughly $344, reflecting slightly lower assumptions for revenue growth and profit margins. They also cite resilient policy growth, solid underwriting performance, and ongoing earnings power as supporting the stock's longer term value.Narrative-Update • Nov 27
PGR: Improving Margins And Customer Additions Will Drive Stronger Performance Through 2025
Progressive's analyst price target has been modestly lowered, declining by approximately $2 to around $257, as analysts cite recent fluctuations in policy growth and underlying profitability trends that support their revised outlook. Analyst Commentary Recent analyst commentary on Progressive reflects a dynamic outlook, with both bullish and bearish perspectives shaping the current consensus.Narrative-Update • Nov 13
PGR: Sustained Margin Strength And Share Repurchases Will Support Outperformance Ahead
The analyst price target for Progressive has been revised downward by nearly $2 to approximately $259 per share. Analysts cite recent policyholder credits and mixed sector performance as reasons for moderating expectations.Narrative-Update • Oct 30
PGR: Earnings Momentum Will Outpace Sector Headwinds Amid Market Shifts
Progressive's analyst price target has been revised downward from approximately $273 to $261, as analysts cite industry underperformance and company-specific developments such as lower than expected premium growth and the impact of one-time items on near-term results. Analyst Commentary Recent Street research on Progressive highlights a nuanced outlook, with both optimistic and cautious perspectives shaping the investment case.Narrative-Update • Oct 15
Advanced Analytics Will Reshape Auto Insurance Amid Competition Risks
Progressive's analyst price target has decreased modestly, dropping by $5.42 to $272.74. Analysts point to slower revenue growth and profit margin pressures, partially offset by industry-wide improvements in catastrophe losses and continued earnings resilience.Narrative-Update • Sep 19
Advanced Analytics Will Reshape Auto Insurance Amid Competition Risks
Progressive’s consensus price target was revised downward to $278.16, as analysts balanced solid recent earnings and investment income against growing concerns over softer policy growth, intensifying competition, and margin normalization, which are expected to cap near-term upside. Analyst Commentary Bullish analysts cite recent earnings outperformance, particularly in July and August, driving upward EPS revisions and improved investment income outlooks despite ongoing competitive pressures.Analyseartikel • Sep 18
Progressive (NYSE:PGR) Will Pay A Dividend Of $0.10
The board of The Progressive Corporation ( NYSE:PGR ) has announced that it will pay a dividend of $0.10 per share on...Narrative-Update • Sep 04
Advanced Analytics Will Reshape Auto Insurance Amid Competition Risks
Analysts cite persistent profit margin strength but growing caution around slowing growth prospects, increased competition, and sector headwinds—factors that offset upside potential and result in the consensus Analyst Price Target remaining unchanged at $283.56. Analyst Commentary Bullish analysts cite Progressive's consistent outperformance on profit margins, with recent operating EPS beats exceeding expectations and normalized underwriting margin forecasts being revised slightly higher into 2027.Analyseartikel • Aug 21
Progressive (NYSE:PGR) Has Announced A Dividend Of $0.10
The Progressive Corporation's ( NYSE:PGR ) investors are due to receive a payment of $0.10 per share on 10th of...Seeking Alpha • Apr 21
Progressive Corporation: Performance Remains Strong, But Valuation Is Elevated
Summary Progressive Corporation has gained 27% over the past year, retaining most gains despite market sell-off, with solid Q1 results indicating strong performance. PGR's frequent monthly reporting provides transparency. Q1 earnings missed by $0.35 due to $212 million in securities losses, but revenue surged 17% with strong premium growth. Investments in technology and AI have increased expenses, but improved loss performance and a strong combined ratio suggest future profitability and operational efficiency. Despite potential headwinds from higher car prices due to tariffs, Progressive's clean balance sheet, strong underwriting, and defensive nature make it a 'Hold' with a full valuation. Read the full article on Seeking AlphaAktionärsrenditen
| PGR | US Insurance | US Markt | |
|---|---|---|---|
| 7D | 1.8% | 0.7% | 4.2% |
| 1Y | -12.6% | 8.4% | 20.6% |
Rendite im Vergleich zur Industrie: PGR unter dem Niveau der Branche US Insurance , die im vergangenen Jahr eine Rendite von 8.4% erzielte.
Rendite vs. Markt: PGR hinter dem Markt US zurück, der im vergangenen Jahr eine Rendite von 20.6 erzielte.
Preisvolatilität
| PGR volatility | |
|---|---|
| PGR Average Weekly Movement | 4.8% |
| Insurance Industry Average Movement | 4.8% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.2% |
| 10% least volatile stocks in US Market | 3.1% |
Stabiler Aktienkurs: PGR hatte in den letzten 3 Monaten im Vergleich zum US -Markt keine signifikante Preisvolatilität.
Volatilität im Zeitverlauf: PGRDie wöchentliche Volatilität (5%) ist im vergangenen Jahr stabil geblieben.
Über das Unternehmen
| Gegründet | Mitarbeiter | CEO | Website |
|---|---|---|---|
| 1937 | 70,053 | Tricia Griffith | www.progressive.com |
Die Progressive Corporation ist als Versicherungsunternehmen in den Vereinigten Staaten tätig. Sie bietet Versicherungen für Personenkraftwagen und Spezialprodukte, einschließlich Motorräder, Wohnmobile und Wasserfahrzeuge, sowie Wohngebäudeversicherungen für Hauseigentümer und Mieter an. Darüber hinaus bietet das Unternehmen Kfz-Haftpflicht- und Sachschadenversicherungen für Kipper, Baumstämme, Müllwagen, Traktoren, Anhänger, Abschleppwagen und Abschleppwagen, Lieferwagen, Pick-up-Trucks und Autos an, unternehmensbezogene allgemeine Haftpflicht- und gewerbliche Sachversicherungen für kleine Unternehmen sowie Arbeiterunfallversicherungen für die Transportbranche.
The Progressive Corporation's Grundlagenzusammenfassung
| PGR grundlegende Statistiken | |
|---|---|
| Marktanteil | US$125.19b |
| Gewinn(TTM) | US$11.70b |
| Umsatz(TTM) | US$91.02b |
10.7x
Kurs-Gewinn-Verhältnis 1.4x
Kurs-Umsatz-VerhältnisIst PGR zu teuer?
Siehe Fair Value und BewertungsanalyseErträge & Einnahmen
| PGR Gewinn- und Verlustrechnung (TTM) | |
|---|---|
| Einnahmen | US$91.02b |
| Kosten der Einnahmen | US$74.16b |
| Bruttogewinn | US$16.86b |
| Sonstige Ausgaben | US$5.16b |
| Gewinn | US$11.70b |
Zuletzt gemeldete Gewinne
Jun 30, 2026
Datum des nächsten Gewinnberichts
Aug 19, 2026
| Gewinn per Aktie (EPS) | 20.12 |
| Bruttomarge | 18.52% |
| Nettogewinnspanne | 12.85% |
| Schulden/Eigenkapital-Verhältnis | 24.4% |
Wie hat sich PGR auf lange Sicht entwickelt?
Historische Performance und VergleicheDividenden
6.5%
Aktuelle Dividendenrendite2%
AusschüttungsquoteUnternehmensanalyse und Finanzdaten Status
| Daten | Zuletzt aktualisiert (UTC-Zeit) |
|---|---|
| Unternehmensanalyse | 2026/08/09 17:59 |
| Aktienkurs zum Tagesende | 2026/08/07 00:00 |
| Gewinne | 2026/06/30 |
| Jährliche Einnahmen | 2025/12/31 |
Datenquellen
Die in unserer Unternehmensanalyse verwendeten Daten stammen von S&P Global Market Intelligence LLC. Die folgenden Daten werden in unserem Analysemodell verwendet, um diesen Bericht zu erstellen. Die Daten sind normalisiert, was zu einer Verzögerung bei der Verfügbarkeit der Quelle führen kann.
| Paket | Daten | Zeitrahmen | Beispiel US-Quelle * |
|---|---|---|---|
| Finanzdaten des Unternehmens | 10 Jahre |
| |
| Konsensschätzungen der Analysten | +3 Jahre |
|
|
| Marktpreise | 30 Jahre |
| |
| Eigentümerschaft | 10 Jahre |
| |
| Verwaltung | 10 Jahre |
| |
| Wichtige Entwicklungen | 10 Jahre |
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* Beispiel für US-Wertpapiere, für nicht-US-amerikanische Wertpapiere werden gleichwertige regulatorische Formulare und Quellen verwendet.
Sofern nicht anders angegeben, beziehen sich alle Finanzdaten auf einen Jahreszeitraum, werden aber vierteljährlich aktualisiert. Dies wird als Trailing Twelve Month (TTM) oder Last Twelve Month (LTM) Daten bezeichnet. Erfahren Sie mehr.
Analysemodell und Schneeflocke
Details zum Analysemodell, mit dem dieser Bericht erstellt wurde, finden Sie auf unserer Github-Seite; außerdem bieten wir Leitfäden zur Nutzung unserer Berichte und Tutorials auf Youtube an.
Erfahren Sie mehr über das Weltklasse-Team, das das Simply Wall St-Analysemodell entworfen und entwickelt hat.
Metriken für Industrie und Sektor
Unsere Branchen- und Sektionskennzahlen werden alle 6 Stunden von Simply Wall St berechnet. Details zu unserem Verfahren finden Sie auf Github.
Analysten-Quellen
The Progressive Corporation wird von 40 Analysten beobachtet. 13 dieser Analysten hat die Umsatz- oder Gewinnschätzungen übermittelt, die als Grundlage für unseren Bericht dienen. Die von den Analysten übermittelten Daten werden im Laufe des Tages aktualisiert.
| Analyst | Einrichtung |
|---|---|
| Jacob Kilstein | Argus Research Company |
| Taylor Scott | Barclays |
| Jay Gelb | Barclays |