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HCI Group, Inc.

NYSE:HCI Stock Report

Market Cap: US$1.7b

HCI Group (HCI) Stock Overview

Engages in the property and casualty insurance, insurance management, reinsurance, real estate, and information technology businesses in the United States. More details

HCI fundamental analysis
Snowflake Score
Valuation6/6
Future Growth4/6
Past Performance4/6
Financial Health5/6
Dividends4/6

Rewards

Trading at 70.1% below our estimate of its fair value

Earnings are forecast to grow 25.17% per year

Earnings grew by 16.7% over the past year

Trading at good value compared to peers and industry

Analysts in good agreement that stock price will rise by 40.4%

Risk Analysis

No risks detected for HCI from our risk checks.

HCI Community Fair Values

Create Narrative

See what 22 others think this stock is worth. Follow their fair value or set your own to get alerts.

HCI logo
HCI Group
BE
BenFranklin1776
Community Contributor

Has an extreme amount of inside trading.

Jul 11 First quarter dividend of US$0.40 announced Dividend of US$0.40 is the same as last year. Ex-date: 16th August 2024 Payment date: 20th September 2024 Dividend yield will be 1.8%, which is about the same as the industry average.
View narrative
US$138.75
FV
4.0% overvalued intrinsic discount
23.40%
Revenue growth p.a.
1users have liked this narrative
0users have commented on this narrative
2users have followed this narrative
11 months ago author updated this narrative
HCI logo
HCI Group
AN
AnalystConsensusTarget
Consensus Narrative from 4 Analysts

Technology Expansion And Favorable Legislation Will Reshape The Future Of Insurance

Key Takeaways Strategic tech expansion and policyholder transitions are driving revenue growth and operational efficiency, enhancing net margins and future earnings. New ventures and legislative support in Florida boost profitability and investment income, indicating stronger financial performance and growth opportunities.
View narrative
US$140.69
FV
2.5% overvalued intrinsic discount
9.39%
Revenue growth p.a.
0users have liked this narrative
0users have commented on this narrative
11users have followed this narrative
5 days ago author updated this narrative
View HCI Group Community

HCI Group, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for HCI Group
Historical stock prices
Current Share PriceUS$144.25
52 Week HighUS$176.40
52 Week LowUS$83.65
Beta1.19
1 Month Change-14.34%
3 Month Change4.79%
1 Year Change68.56%
3 Year Change111.20%
5 Year Change214.54%
Change since IPO2,264.75%

Recent News & Updates

HCI Vs American Coastal Insurance: HCI Continues To Be Undervalued Despite A Solid Rally

Jun 15

Recent updates

HCI Vs American Coastal Insurance: HCI Continues To Be Undervalued Despite A Solid Rally

Jun 15

HCI Group (NYSE:HCI) Will Pay A Dividend Of $0.40

Feb 08
HCI Group (NYSE:HCI) Will Pay A Dividend Of $0.40

Lacklustre Performance Is Driving HCI Group, Inc.'s (NYSE:HCI) Low P/E

Jan 16
Lacklustre Performance Is Driving HCI Group, Inc.'s (NYSE:HCI) Low P/E

If EPS Growth Is Important To You, HCI Group (NYSE:HCI) Presents An Opportunity

Dec 25
If EPS Growth Is Important To You, HCI Group (NYSE:HCI) Presents An Opportunity

HCI Group (NYSE:HCI) Is Due To Pay A Dividend Of $0.40

Nov 09
HCI Group (NYSE:HCI) Is Due To Pay A Dividend Of $0.40
author-image

A Balancing Act For Future Prosperity And Challenges

HCI Group's expansion and strategic policy acquisitions hint at a promising growth trajectory, impacting future revenues and market positions positively.

It's A Story Of Risk Vs Reward With HCI Group, Inc. (NYSE:HCI)

Sep 10
It's A Story Of Risk Vs Reward With HCI Group, Inc. (NYSE:HCI)

HCI Group: A Tech-Driven Home Run In Florida's Insurance Market

Aug 25

HCI Group: A Growth Stock Trading At Reasonable Levels In The P&C Insurance Industry

Jun 03

Revenues Tell The Story For HCI Group, Inc. (NYSE:HCI)

May 10
Revenues Tell The Story For HCI Group, Inc. (NYSE:HCI)

HCI Group (NYSE:HCI) Has Affirmed Its Dividend Of $0.40

Oct 21
HCI Group (NYSE:HCI) Has Affirmed Its Dividend Of $0.40

HCI Group: Impressive Margin Improvements, But Unimpressive Price Point

Oct 12

HCI Group (NYSE:HCI) Is Due To Pay A Dividend Of $0.40

Jul 16
HCI Group (NYSE:HCI) Is Due To Pay A Dividend Of $0.40

HCI Group's (NYSE:HCI) Dividend Will Be $0.40

Feb 14
HCI Group's (NYSE:HCI) Dividend Will Be $0.40

HCI Group declares $0.40 dividend

Jan 19

HCI Group (NYSE:HCI) Has Announced A Dividend Of $0.40

Nov 16
HCI Group (NYSE:HCI) Has Announced A Dividend Of $0.40

Shareholder Returns

HCIUS InsuranceUS Market
7D-5.2%-0.1%1.8%
1Y68.6%16.4%13.7%

Return vs Industry: HCI exceeded the US Insurance industry which returned 16.4% over the past year.

Return vs Market: HCI exceeded the US Market which returned 13.7% over the past year.

Price Volatility

Is HCI's price volatile compared to industry and market?
HCI volatility
HCI Average Weekly Movement4.6%
Insurance Industry Average Movement4.5%
Market Average Movement7.3%
10% most volatile stocks in US Market17.2%
10% least volatile stocks in US Market3.7%

Stable Share Price: HCI has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: HCI's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
2006552Paresh Patelhcigroup.com

HCI Group, Inc., together with its subsidiaries, engages in the property and casualty insurance, insurance management, reinsurance, real estate, and information technology businesses in the United States. It operates through Insurance Operations, TypTap Group, Reciprocal Exchange Operations, and Real Estate Operations segments. The company provides residential insurance products, such as homeowners, fire, and wind-only insurance to homeowners, condominium owners, and tenants for properties, as well as offers reinsurance programs.

HCI Group, Inc. Fundamentals Summary

How do HCI Group's earnings and revenue compare to its market cap?
HCI fundamental statistics
Market capUS$1.69b
Earnings (TTM)US$126.03m
Revenue (TTM)US$759.87m
13.2x
P/E Ratio
2.2x
P/S Ratio

Is HCI overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
HCI income statement (TTM)
RevenueUS$759.87m
Cost of RevenueUS$458.63m
Gross ProfitUS$301.24m
Other ExpensesUS$175.21m
EarningsUS$126.03m

Last Reported Earnings

Mar 31, 2025

Next Earnings Date

n/a

Earnings per share (EPS)10.91
Gross Margin39.64%
Net Profit Margin16.59%
Debt/Equity Ratio41.8%

How did HCI perform over the long term?

See historical performance and comparison

Dividends

1.1%
Current Dividend Yield
13%
Payout Ratio

Does HCI pay a reliable dividends?

See HCI dividend history and benchmarks
When do you need to buy HCI by to receive an upcoming dividend?
HCI Group dividend dates
Ex Dividend DateAug 15 2025
Dividend Pay DateSep 19 2025
Days until Ex dividend38 days
Days until Dividend pay date73 days

Does HCI pay a reliable dividends?

See HCI dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/07/07 23:04
End of Day Share Price 2025/07/07 00:00
Earnings2025/03/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

HCI Group, Inc. is covered by 11 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Matthew CarlettiCitizens JMP Securities, LLC
Casey AlexanderCompass Point Research & Trading, LLC
Casey AlexanderGilford Securities