Kemper Balance Sheet Health
Financial Health criteria checks 3/6
Kemper has a total shareholder equity of $2.9B and total debt of $1.5B, which brings its debt-to-equity ratio to 50.8%. Its total assets and total liabilities are $12.5B and $9.6B respectively. Kemper's EBIT is $509.3M making its interest coverage ratio 9.4. It has cash and short-term investments of $692.3M.
Key information
50.77%
Debt to equity ratio
US$1.48b
Debt
| Interest coverage ratio | 9.4x |
| Cash | US$692.30m |
| Equity | US$2.91b |
| Total liabilities | US$9.56b |
| Total assets | US$12.47b |
Recent financial health updates
No updates
Recent updates
Kemper Corporation's (NYSE:KMPR) CEO Compensation Is Looking A Bit Stretched At The Moment
Apr 30
Better EPS Than Expected, And Immune To The Tariff Storm, Kemper Is A Buy
Feb 06Kemper: Overly Conservative Management Limits Upside Potential
Oct 23Unpleasant Surprises Could Be In Store For Kemper Corporation's (NYSE:KMPR) Shares
Oct 08
Tactical Shifts Set To Propel Specialty P&C Segment Into A New Growth Era
Sep 03 Expansion in the Specialty P&C segment and a focus on profitability and growth suggest expectations of increased premium revenue and market share.Investor Optimism Abounds Kemper Corporation (NYSE:KMPR) But Growth Is Lacking
Jun 09Kemper Corporation Just Beat Revenue Estimates By 6.7%
May 04Kemper (NYSE:KMPR) Is Due To Pay A Dividend Of $0.31
Feb 13Kemper Baby Bond A Bargain: 10.36% Current Reset Rate Being Ignored
Dec 27Revenues Not Telling The Story For Kemper Corporation (NYSE:KMPR)
Dec 21Depressed Valuation And Strong Guidance Enable Growth For Kemper Corporation
Nov 13Kemper Corporation (NYSE:KMPR) Analysts Just Slashed Next Year's Revenue Estimates By 10%
Nov 08Kemper (NYSE:KMPR) Will Pay A Dividend Of $0.31
Aug 09Kemper: Losses Continue And Investors Are Wise To Stay Away
Jul 25Kemper (NYSE:KMPR) Has Affirmed Its Dividend Of $0.31
May 09Kemper Has Delivered On Self-Help Initiatives And The Share Price Reflects This
Feb 16Kemper (NYSE:KMPR) Is Due To Pay A Dividend Of $0.31
Feb 05Credit Suisse upgrades Kemper to Neutral, but cuts estimates on higher combined ratios
Jan 30Kemper declares $0.31 dividend
Nov 02Kemper Managing Through A Tough Situation, But Catalysts Still Lacking
Aug 23Kemper to sell Reserve National Insurance to Medical Mutual for $90M
Aug 01Financial Position Analysis
Short Term Liabilities: KMPR's short term assets ($2.0B) do not cover its short term liabilities ($2.0B).
Long Term Liabilities: KMPR's short term assets ($2.0B) do not cover its long term liabilities ($7.5B).
Debt to Equity History and Analysis
Debt Level: KMPR's net debt to equity ratio (27%) is considered satisfactory.
Reducing Debt: KMPR's debt to equity ratio has increased from 20.7% to 50.8% over the past 5 years.
Debt Coverage: KMPR's debt is well covered by operating cash flow (35.2%).
Interest Coverage: KMPR's interest payments on its debt are well covered by EBIT (9.4x coverage).
Balance Sheet
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/05/12 03:24 |
| End of Day Share Price | 2025/05/12 00:00 |
| Earnings | 2025/03/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Kemper Corporation is covered by 8 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Matthew Carletti | Citizens JMP Securities, LLC |
| Andrew Kligerman | Credit Suisse |
| Robert Glasspiegel | Janney Montgomery Scott LLC |