Midland States Bancorp (MSBI) Stock Overview
Operates as a financial holding company for Midland States Bank that provides various banking products and services to individuals, businesses, municipalities, and other entities. More details
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 3/6 |
| Past Performance | 1/6 |
| Financial Health | 4/6 |
| Dividends | 3/6 |
Rewards
Risk Analysis
No risks detected for MSBI from our risk checks.
MSBI Community Fair Values
Create NarrativeSee what others think this stock is worth. Follow their fair value or set your own to get alerts.
Midland States Bancorp, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$17.56 |
| 52 Week High | US$28.08 |
| 52 Week Low | US$14.79 |
| Beta | 0.74 |
| 1 Month Change | -5.90% |
| 3 Month Change | -5.69% |
| 1 Year Change | -16.78% |
| 3 Year Change | -37.91% |
| 5 Year Change | 16.37% |
| Change since IPO | -19.82% |
Recent News & Updates
Recent updates
Midland States Bancorp: Loan Performance Stability A Must Before Buying Preferred Shares
Jun 08Taking A Pass On Midland States Bancorp
Apr 14Midland States Bancorp's (NASDAQ:MSBI) Dividend Will Be $0.31
Feb 08
Midland States Bancorp: Earnings Cause Shares To Plunge, Why I'm Not Buying
Jan 25Midland States Bancorp: Some Improvement, But Still Avoiding Preferred Shares
Aug 13Shareholders May Be A Bit More Conservative With Midland States Bancorp, Inc.'s (NASDAQ:MSBI) CEO Compensation For Now
May 01Midland States Bancorp: Why I Sold The Preferred Shares
Mar 26Midland States Bancorp's (NASDAQ:MSBI) Upcoming Dividend Will Be Larger Than Last Year's
May 06Should You Be Adding Midland States Bancorp (NASDAQ:MSBI) To Your Watchlist Today?
Mar 14Midland States Bancorp (NASDAQ:MSBI) Is Paying Out A Larger Dividend Than Last Year
Feb 13Midland States Bancorp (NASDAQ:MSBI) Will Pay A Dividend Of $0.29
Nov 04Midland States Bancorp Non-GAAP EPS of $1.04 beats by $0.03, revenue of $79.85M beats by $0.41M
Oct 20Do Midland States Bancorp's (NASDAQ:MSBI) Earnings Warrant Your Attention?
Oct 19Midland States Bancorp: Attractively Valued With A Positive Growth Outlook
Sep 07Midland States Bancorp prices $115M depositary stock offering
Aug 17Midland States Bancorp's (NASDAQ:MSBI) Dividend Will Be $0.29
Aug 13Midland States Bancorp GAAP EPS of $0.97 beats by $0.04, revenue of $75.95M beats by $0.38M
Jul 28Midland States Bancorp: I'm Still On The Sidelines
Jun 22Midland States Bancorp (NASDAQ:MSBI) Has Announced A Dividend Of US$0.29
May 07Shareholder Returns
| MSBI | US Banks | US Market | |
|---|---|---|---|
| 7D | 6.2% | 0.5% | 2.4% |
| 1Y | -16.8% | 26.3% | 20.2% |
Return vs Industry: MSBI underperformed the US Banks industry which returned 26.3% over the past year.
Return vs Market: MSBI underperformed the US Market which returned 20.2% over the past year.
Price Volatility
| MSBI volatility | |
|---|---|
| MSBI Average Weekly Movement | 4.3% |
| Banks Industry Average Movement | 3.6% |
| Market Average Movement | 6.5% |
| 10% most volatile stocks in US Market | 17.6% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: MSBI has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: MSBI's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1881 | 880 | Jeff Ludwig | www.midlandsb.com |
Midland States Bancorp, Inc. operates as a financial holding company for Midland States Bank that provides various banking products and services to individuals, businesses, municipalities, and other entities. It operates through the Banking and Wealth Management segments. The company offers commercial loans; commercial real estate loans that include a variety of property types, such as owner-occupied offices, warehouses and production facilities, office buildings, hotels, mixed-use residential and commercial facilities, retail centers, multifamily properties, assisted living facilities, and farmland; construction and land development loans comprising loans to small and midsized businesses to construct owner-user properties, loans to developers of commercial real estate investment properties and residential developments, and loans to individual clients for construction of single family homes; and residential real estate loans, including first and second mortgage loans, and home equity lines of credit.
Midland States Bancorp, Inc. Fundamentals Summary
| MSBI fundamental statistics | |
|---|---|
| Market cap | US$377.81m |
| Earnings (TTM) | US$34.94m |
| Revenue (TTM) | US$268.07m |
Is MSBI overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| MSBI income statement (TTM) | |
|---|---|
| Revenue | US$268.07m |
| Cost of Revenue | US$0 |
| Gross Profit | US$268.07m |
| Other Expenses | US$233.13m |
| Earnings | US$34.94m |
Last Reported Earnings
Jun 30, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | 1.62 |
| Gross Margin | 100.00% |
| Net Profit Margin | 13.03% |
| Debt/Equity Ratio | 84.2% |
How did MSBI perform over the long term?
See historical performance and comparisonDividends
Does MSBI pay a reliable dividends?
See MSBI dividend history and benchmarks| Midland States Bancorp dividend dates | |
|---|---|
| Ex Dividend Date | Aug 15 2025 |
| Dividend Pay Date | Aug 22 2025 |
| Days until Ex dividend | 5 days |
| Days until Dividend pay date | 12 days |
Does MSBI pay a reliable dividends?
See MSBI dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/08/10 03:03 |
| End of Day Share Price | 2025/08/08 00:00 |
| Earnings | 2025/06/30 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Midland States Bancorp, Inc. is covered by 6 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Jeffrey Rulis | D.A. Davidson & Co. |
| null null | D.A. Davidson & Co. |
| Damon DelMonte | Keefe, Bruyette, & Woods |