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Midland States Bancorp, Inc. Stock Price

NasdaqGS:MSBI Community·US$684.8m Market Cap
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MSBI Share Price Performance

US$33.00
14.53 (78.67%)
US$33.00
14.53 (78.67%)
Price US$33.00

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Snowflake Analysis

Flawless balance sheet average dividend payer.

0 Risks
4 Rewards

Midland States Bancorp, Inc. Key Details

US$286.1m

Revenue

US$0

Cost of Revenue

US$286.1m

Gross Profit

US$253.2m

Other Expenses

US$33.0m

Earnings

Last Reported Earnings
Jun 30, 2026
Next Reporting Earnings
n/a
1.59
100.00%
11.53%
60.9%
View Full Analysis

About MSBI

Founded
1881
Employees
850
CEO
Jeffrey Ludwig
WebsiteView website
www.midlandsb.com

Midland States Bancorp, Inc. operates as a financial holding company for Midland States Bank that provides various banking products and services to individuals, businesses, municipalities, and other entities. It operates in Banking and Wealth Management segments. The company offers commercial loans; commercial real estate loans that include various property types, such as owner-occupied offices, warehouses and production facilities, office buildings, hotels, mixed-use residential and commercial facilities, retail centers, multifamily properties, assisted living facilities, and farmland; construction and land development loans, including loans to small and midsized businesses to construct owner-user properties, loans to developers of commercial real estate investment properties and residential developments, and loans to individual clients for construction of single family homes; and residential real estate loans comprising first and second mortgage loans, and home equity lines of credit. It also provides commercial equipment leasing; depository products consisting of checking, savings, money market, certificates of deposits, and sweep accounts; and trust and wealth management products and services, such as financial and estate planning, trustee and custodial services, investment management, tax and insurance planning, business planning, corporate retirement plan consulting and administration, and retail brokerage services. The company was founded in 1881 and is headquartered in Effingham, Illinois.

Recent MSBI News & Updates

Seeking Alpha Aug 18

Midland States Bancorp: 7.7% Yielding Preferred Share From A Regional Bank

Summary Midland States Bancorp's preferred shares now offer a 7.7% yield, supported by improved operating performance and conservative lending practices. MSBI's net interest margin reached a seven-year high of 3.98%, driven by stable asset yields and lower borrowing costs. Loan-to-deposit ratio has dropped from near 100% to 73%, positioning MSBI as one of the most conservative regional banks in lending. Preferred shares offer income-focused investors downside protection, with dividends senior to common and improving credit metrics supporting stability. Read the full article on Seeking Alpha

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