Midland States Bancorp, Inc.

NasdaqGS:MSBI Stock Report

Market Cap: US$542.3m

Midland States Bancorp Balance Sheet Health

Financial Health criteria checks 6/6

Midland States Bancorp has total assets of $7.9B and total equity of $791.9M. Total deposits are $6.3B, and total loans are $6.1B. It earns a Net Interest Margin of 3.3%. It has sufficient allowance for bad loans, which are currently at 0.9% of total loans. Cash and short-term investments are $135.4M.

Key information

9.9x

Asset to equity ratio

3.3%

Net interest margin

Total deposits

US$6.31b

Loan to deposit ratio

Appropriate

Bad loans

0.9%

Allowance for bad loans

Sufficient

Current ratio

Low

Cash & equivalents

US$135.42m

Recent financial health updates

No updates

Recent updates

Midland States Bancorp: Why I Sold The Preferred Shares

Mar 26

Midland States Bancorp's (NASDAQ:MSBI) Upcoming Dividend Will Be Larger Than Last Year's

May 06
Midland States Bancorp's (NASDAQ:MSBI) Upcoming Dividend Will Be Larger Than Last Year's

Should You Be Adding Midland States Bancorp (NASDAQ:MSBI) To Your Watchlist Today?

Mar 14
Should You Be Adding Midland States Bancorp (NASDAQ:MSBI) To Your Watchlist Today?

Midland States Bancorp (NASDAQ:MSBI) Is Paying Out A Larger Dividend Than Last Year

Feb 13
Midland States Bancorp (NASDAQ:MSBI) Is Paying Out A Larger Dividend Than Last Year

Midland States Bancorp (NASDAQ:MSBI) Will Pay A Dividend Of $0.29

Nov 04
Midland States Bancorp (NASDAQ:MSBI) Will Pay A Dividend Of $0.29

Midland States Bancorp Non-GAAP EPS of $1.04 beats by $0.03, revenue of $79.85M beats by $0.41M

Oct 20

Do Midland States Bancorp's (NASDAQ:MSBI) Earnings Warrant Your Attention?

Oct 19
Do Midland States Bancorp's (NASDAQ:MSBI) Earnings Warrant Your Attention?

Midland States Bancorp: Attractively Valued With A Positive Growth Outlook

Sep 07

Midland States Bancorp prices $115M depositary stock offering

Aug 17

Midland States Bancorp's (NASDAQ:MSBI) Dividend Will Be $0.29

Aug 13
Midland States Bancorp's (NASDAQ:MSBI) Dividend Will Be $0.29

Midland States Bancorp GAAP EPS of $0.97 beats by $0.04, revenue of $75.95M beats by $0.38M

Jul 28

Midland States Bancorp: I'm Still On The Sidelines

Jun 22

Midland States Bancorp (NASDAQ:MSBI) Has Announced A Dividend Of US$0.29

May 07
Midland States Bancorp (NASDAQ:MSBI) Has Announced A Dividend Of US$0.29

Midland States Bancorp: Rosy Outlook For Rate-Sensitive Topline

Apr 01

Midland States Bancorp's (NASDAQ:MSBI) Shareholders Will Receive A Bigger Dividend Than Last Year

Feb 05
Midland States Bancorp's (NASDAQ:MSBI) Shareholders Will Receive A Bigger Dividend Than Last Year

Midland States Bancorp: Wait On The Sideline

Jan 13

Midland States Bancorp: Attractively Valued With Prospects Of Balance Sheet Growth

Nov 28

Midland States Bancorp: Keeping An Eye On Asset Quality

Jul 29

Midland States Bancorp: Earnings To Surge Due To Expense Savings, Credit Cost Normalization

May 07

Midland States Bancorp declares $0.28 dividend

May 05

Have Midland States Bancorp, Inc. (NASDAQ:MSBI) Insiders Been Selling Their Stock?

Mar 06
Have Midland States Bancorp, Inc. (NASDAQ:MSBI) Insiders Been Selling Their Stock?

Consider This Before Buying Midland States Bancorp, Inc. (NASDAQ:MSBI) For The 4.0% Dividend

Mar 04
Consider This Before Buying Midland States Bancorp, Inc. (NASDAQ:MSBI) For The 4.0% Dividend

Read This Before Considering Midland States Bancorp, Inc. (NASDAQ:MSBI) For Its Upcoming US$0.28 Dividend

Feb 06
Read This Before Considering Midland States Bancorp, Inc. (NASDAQ:MSBI) For Its Upcoming US$0.28 Dividend

Midland States Bancorp increases dividend by ~5% to $0.28

Feb 02

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: MSBI's Assets to Equity ratio (9.9x) is low.

Allowance for Bad Loans: MSBI has a sufficient allowance for bad loans (122%).

Low Risk Liabilities: 89% of MSBI's liabilities are made up of primarily low risk sources of funding.

Loan Level: MSBI has an appropriate level of Loans to Assets ratio (77%).

Low Risk Deposits: MSBI's Loans to Deposits ratio (96%) is appropriate.

Level of Bad Loans: MSBI has an appropriate level of bad loans (0.9%).


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