Midland States Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Midland States Bancorp has total assets of $7.9B and total equity of $791.9M. Total deposits are $6.3B, and total loans are $6.1B. It earns a Net Interest Margin of 3.3%. It has sufficient allowance for bad loans, which are currently at 0.9% of total loans. Cash and short-term investments are $135.4M.
Key information
9.9x
Asset to equity ratio
3.3%
Net interest margin
Total deposits | US$6.31b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.9% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$135.42m |
Recent financial health updates
No updates
Recent updates
Midland States Bancorp: Why I Sold The Preferred Shares
Mar 26Midland States Bancorp's (NASDAQ:MSBI) Upcoming Dividend Will Be Larger Than Last Year's
May 06Should You Be Adding Midland States Bancorp (NASDAQ:MSBI) To Your Watchlist Today?
Mar 14Midland States Bancorp (NASDAQ:MSBI) Is Paying Out A Larger Dividend Than Last Year
Feb 13Midland States Bancorp (NASDAQ:MSBI) Will Pay A Dividend Of $0.29
Nov 04Midland States Bancorp Non-GAAP EPS of $1.04 beats by $0.03, revenue of $79.85M beats by $0.41M
Oct 20Do Midland States Bancorp's (NASDAQ:MSBI) Earnings Warrant Your Attention?
Oct 19Midland States Bancorp: Attractively Valued With A Positive Growth Outlook
Sep 07Midland States Bancorp prices $115M depositary stock offering
Aug 17Midland States Bancorp's (NASDAQ:MSBI) Dividend Will Be $0.29
Aug 13Midland States Bancorp GAAP EPS of $0.97 beats by $0.04, revenue of $75.95M beats by $0.38M
Jul 28Midland States Bancorp: I'm Still On The Sidelines
Jun 22Midland States Bancorp (NASDAQ:MSBI) Has Announced A Dividend Of US$0.29
May 07Midland States Bancorp: Rosy Outlook For Rate-Sensitive Topline
Apr 01Midland States Bancorp's (NASDAQ:MSBI) Shareholders Will Receive A Bigger Dividend Than Last Year
Feb 05Midland States Bancorp: Wait On The Sideline
Jan 13Midland States Bancorp: Attractively Valued With Prospects Of Balance Sheet Growth
Nov 28Midland States Bancorp: Keeping An Eye On Asset Quality
Jul 29Midland States Bancorp: Earnings To Surge Due To Expense Savings, Credit Cost Normalization
May 07Midland States Bancorp declares $0.28 dividend
May 05Have Midland States Bancorp, Inc. (NASDAQ:MSBI) Insiders Been Selling Their Stock?
Mar 06Consider This Before Buying Midland States Bancorp, Inc. (NASDAQ:MSBI) For The 4.0% Dividend
Mar 04Read This Before Considering Midland States Bancorp, Inc. (NASDAQ:MSBI) For Its Upcoming US$0.28 Dividend
Feb 06Midland States Bancorp increases dividend by ~5% to $0.28
Feb 02Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: MSBI's Assets to Equity ratio (9.9x) is low.
Allowance for Bad Loans: MSBI has a sufficient allowance for bad loans (122%).
Low Risk Liabilities: 89% of MSBI's liabilities are made up of primarily low risk sources of funding.
Loan Level: MSBI has an appropriate level of Loans to Assets ratio (77%).
Low Risk Deposits: MSBI's Loans to Deposits ratio (96%) is appropriate.
Level of Bad Loans: MSBI has an appropriate level of bad loans (0.9%).