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TBC Bank Group PLCLSE:TBCG Stock Report

Market Cap UK£2.7b
Share Price
UK£48.10
My Fair Value
UK£57
15.7% undervalued intrinsic discount
1Y73.0%
7D-1.3%
Portfolio Value
View

TBC Bank Group PLC

LSE:TBCG Stock Report

Market Cap: UK£2.7b

TBC Bank Group (TBCG) Stock Overview

Through its subsidiaries, provides banking, leasing, insurance, brokerage, and card processing services to corporate and individual customers in Georgia, Azerbaijan, and Uzbekistan. More details

TBCG fundamental analysis
Snowflake Score
Valuation5/6
Future Growth5/6
Past Performance3/6
Financial Health4/6
Dividends3/6

TBCG Community Fair Values

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See what 43 others think this stock is worth. Follow their fair value or set your own to get alerts.

TBC Bank Group PLC Competitors

Price History & Performance

Summary of share price highs, lows and changes for TBC Bank Group
Historical stock prices
Current Share PriceUK£48.10
52 Week HighUK£50.70
52 Week LowUK£24.50
Beta0.78
1 Month Change-1.84%
3 Month Change3.89%
1 Year Change73.02%
3 Year Change176.44%
5 Year Change452.24%
Change since IPO343.32%

Recent News & Updates

Recent updates

author-image

Digital Banking Expansion In Uzbekistan Will Boost Customer Engagement And Efficiency

Significant growth potential in Uzbekistan due to strong loan growth and digital banking investment driving enhanced customer engagement and cost efficiency.

Is Now The Time To Put TBC Bank Group (LON:TBCG) On Your Watchlist?

Jan 11
Is Now The Time To Put TBC Bank Group (LON:TBCG) On Your Watchlist?

Does TBC Bank Group (LON:TBCG) Deserve A Spot On Your Watchlist?

Sep 15
Does TBC Bank Group (LON:TBCG) Deserve A Spot On Your Watchlist?

With EPS Growth And More, TBC Bank Group (LON:TBCG) Makes An Interesting Case

May 31
With EPS Growth And More, TBC Bank Group (LON:TBCG) Makes An Interesting Case

With EPS Growth And More, TBC Bank Group (LON:TBCG) Makes An Interesting Case

Feb 04
With EPS Growth And More, TBC Bank Group (LON:TBCG) Makes An Interesting Case

With EPS Growth And More, TBC Bank Group (LON:TBCG) Makes An Interesting Case

Jul 26
With EPS Growth And More, TBC Bank Group (LON:TBCG) Makes An Interesting Case

TBC Bank Group PLC (LON:TBCG) First-Quarter Results: Here's What Analysts Are Forecasting For This Year

May 21
TBC Bank Group PLC (LON:TBCG) First-Quarter Results: Here's What Analysts Are Forecasting For This Year

Here's Why I Think TBC Bank Group (LON:TBCG) Is An Interesting Stock

Dec 28
Here's Why I Think TBC Bank Group (LON:TBCG) Is An Interesting Stock

With EPS Growth And More, TBC Bank Group (LON:TBCG) Is Interesting

Aug 20
With EPS Growth And More, TBC Bank Group (LON:TBCG) Is Interesting

Read This Before Buying TBC Bank Group PLC (LON:TBCG) Shares

Mar 15
Read This Before Buying TBC Bank Group PLC (LON:TBCG) Shares

Shareholder Returns

TBCGGB BanksGB Market
7D-1.3%1.9%2.1%
1Y73.0%55.1%15.2%

Return vs Industry: TBCG exceeded the UK Banks industry which returned 55.1% over the past year.

Return vs Market: TBCG exceeded the UK Market which returned 15.2% over the past year.

Price Volatility

Is TBCG's price volatile compared to industry and market?
TBCG volatility
TBCG Average Weekly Movement3.7%
Banks Industry Average Movement3.8%
Market Average Movement5.0%
10% most volatile stocks in GB Market11.1%
10% least volatile stocks in GB Market2.6%

Stable Share Price: TBCG has not had significant price volatility in the past 3 months compared to the UK market.

Volatility Over Time: TBCG's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
199212,900Vakhtang Butskhrikidzewww.tbcbankgroup.com

TBC Bank Group PLC, through its subsidiaries, provides banking, leasing, insurance, brokerage, and card processing services to corporate and individual customers in Georgia, Azerbaijan, and Uzbekistan. The company operates through Georgian Financial Services; Uzbekistan Operations; and Other Operations segments. It offers banking business solutions, such as deposit and loans; and other financial services, including non-health insurance and leasing services; asset finance solutions; advisory services; and financial leasing, operating leasing, and sale and leasebacks.

TBC Bank Group PLC Fundamentals Summary

How do TBC Bank Group's earnings and revenue compare to its market cap?
TBCG fundamental statistics
Market capUK£2.67b
Earnings (TTM)UK£364.09m
Revenue (TTM)UK£764.52m
7.3x
P/E Ratio
1.7x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
TBCG income statement (TTM)
RevenueGEL 2.78b
Cost of RevenueGEL 0
Gross ProfitGEL 2.78b
Other ExpensesGEL 1.46b
EarningsGEL 1.32b

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

Nov 06, 2025

Earnings per share (EPS)23.83
Gross Margin100.00%
Net Profit Margin47.62%
Debt/Equity Ratio163.3%

How did TBCG perform over the long term?

See historical performance and comparison

Dividends

4.0%
Current Dividend Yield
37%
Payout Ratio

Does TBCG pay a reliable dividends?

See TBCG dividend history and benchmarks
When do you need to buy TBCG by to receive an upcoming dividend?
TBC Bank Group dividend dates
Ex Dividend DateAug 14 2025
Dividend Pay DateSep 05 2025
Days until Ex dividend1 day
Days until Dividend pay date23 days

Does TBCG pay a reliable dividends?

See TBCG dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/08/12 23:44
End of Day Share Price 2025/08/12 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

TBC Bank Group PLC is covered by 15 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Ivan BokhmatBarclays
Andreas MarkouBerenberg
Olga VeselovaBofA Global Research