TBC Bank Group Balance Sheet Health
Financial Health criteria checks 5/6
TBC Bank Group has total assets of GEL40.2B and total equity of GEL5.7B. Total deposits are GEL22.9B, and total loans are GEL26.3B. It earns a Net Interest Margin of 6.7%. It has sufficient allowance for bad loans, which are currently at 2.2% of total loans. Cash and short-term investments are GEL3.2B.
Key information
7x
Asset to equity ratio
6.7%
Net interest margin
| Total deposits | GEL 22.86b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 2.2% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | GEL 3.19b |
Recent financial health updates
No updates
Recent updates
Is Now The Time To Put TBC Bank Group (LON:TBCG) On Your Watchlist?
Jan 11
Does TBC Bank Group (LON:TBCG) Deserve A Spot On Your Watchlist?
Sep 15With EPS Growth And More, TBC Bank Group (LON:TBCG) Makes An Interesting Case
May 31With EPS Growth And More, TBC Bank Group (LON:TBCG) Makes An Interesting Case
Feb 04With EPS Growth And More, TBC Bank Group (LON:TBCG) Makes An Interesting Case
Jul 26TBC Bank Group PLC (LON:TBCG) First-Quarter Results: Here's What Analysts Are Forecasting For This Year
May 21Here's Why I Think TBC Bank Group (LON:TBCG) Is An Interesting Stock
Dec 28With EPS Growth And More, TBC Bank Group (LON:TBCG) Is Interesting
Aug 20Read This Before Buying TBC Bank Group PLC (LON:TBCG) Shares
Mar 15Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: TBCG's Assets to Equity ratio (7x) is low.
Allowance for Bad Loans: TBCG has a sufficient allowance for bad loans (175%).
Low Risk Liabilities: 66% of TBCG's liabilities are made up of primarily low risk sources of funding.
Loan Level: TBCG has an appropriate level of Loans to Assets ratio (65%).
Low Risk Deposits: TBCG's Loans to Deposits ratio (115%) is appropriate.
Level of Bad Loans: TBCG has a high level of bad loans (2.2%).
Discover healthy companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/02/21 07:11 |
| End of Day Share Price | 2025/02/21 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
TBC Bank Group PLC is covered by 13 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Ivan Bokhmat | Barclays |
| Andreas Markou | Berenberg |
| Olga Veselova | BofA Global Research |