FinWise Bancorp (FINW) Stock Overview
Operates as the bank holding company for FinWise Bank that provides various banking products and services to individual and corporate customers in Utah. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 5/6 |
| Past Performance | 1/6 |
| Financial Health | 4/6 |
| Dividends | 0/6 |
Rewards
Risk Analysis
No risks detected for FINW from our risk checks.
FINW Community Fair Values
Create NarrativeSee what others think this stock is worth. Follow their fair value or set your own to get alerts.
FinWise Bancorp Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$18.09 |
| 52 Week High | US$20.94 |
| 52 Week Low | US$11.65 |
| Beta | 0.82 |
| 1 Month Change | 17.85% |
| 3 Month Change | 21.49% |
| 1 Year Change | 50.75% |
| 3 Year Change | 67.19% |
| 5 Year Change | n/a |
| Change since IPO | 42.11% |
Recent News & Updates
FinWise Bancorp: Pricey For A Reason
Dec 07
Calculated Fintech Partnerships And SBA Rebound To Drive Growth And Boost Profitability
New strategic lending partnerships and program growth expected to boost market share and revenue, enhancing profitability as infrastructure investments mature.Recent updates
FinWise Bancorp: Pricey For A Reason
Dec 07Calculated Fintech Partnerships And SBA Rebound To Drive Growth And Boost Profitability
New strategic lending partnerships and program growth expected to boost market share and revenue, enhancing profitability as infrastructure investments mature.Need To Know: Analysts Are Much More Bullish On FinWise Bancorp (NASDAQ:FINW) Revenues
Jul 30
FinWise Bancorp chairman Russell Healey, Jr. retires
Oct 14FinWise Bancorp announces stock buyback program
Aug 18FinWise Bancorp GAAP EPS of $0.41 misses by $0.16, revenue of $21.20M misses by $1.49M
Jul 27FinWise Bancorp: A Risky Fintech-Heavy Partnership Model With Huge Potential Upside
Jan 07Shareholder Returns
| FINW | US Banks | US Market | |
|---|---|---|---|
| 7D | 2.5% | 0.5% | 2.4% |
| 1Y | 50.7% | 26.3% | 20.2% |
Return vs Industry: FINW exceeded the US Banks industry which returned 26.3% over the past year.
Return vs Market: FINW exceeded the US Market which returned 20.2% over the past year.
Price Volatility
| FINW volatility | |
|---|---|
| FINW Average Weekly Movement | 4.8% |
| Banks Industry Average Movement | 3.6% |
| Market Average Movement | 6.5% |
| 10% most volatile stocks in US Market | 17.6% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: FINW has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: FINW's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1999 | 200 | Kent Landvatter | www.finwise.bank |
FinWise Bancorp operates as the bank holding company for FinWise Bank that provides various banking products and services to individual and corporate customers in Utah. The company offers various deposit products, including interest and noninterest-bearing demand accounts, health savings account demand deposits, NOW and money market accounts, and checking and savings accounts, as well as time deposits and certificates of deposits. It also provides loans, including consumer, small business administration, commercial, commercial real estate, and residential real estate loans.
FinWise Bancorp Fundamentals Summary
| FINW fundamental statistics | |
|---|---|
| Market cap | US$243.67m |
| Earnings (TTM) | US$13.93m |
| Revenue (TTM) | US$75.33m |
Is FINW overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| FINW income statement (TTM) | |
|---|---|
| Revenue | US$75.33m |
| Cost of Revenue | US$0 |
| Gross Profit | US$75.33m |
| Other Expenses | US$61.40m |
| Earnings | US$13.93m |
Last Reported Earnings
Jun 30, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | 1.03 |
| Gross Margin | 100.00% |
| Net Profit Margin | 18.49% |
| Debt/Equity Ratio | 0% |
How did FINW perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/08/10 11:56 |
| End of Day Share Price | 2025/08/08 00:00 |
| Earnings | 2025/06/30 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
FinWise Bancorp is covered by 7 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Brett Rabatin | Hovde Group, LLC |
| Andrew Liesch | Piper Sandler Companies |
| Daniel Tamayo | Raymond James & Associates |