FinWise Bancorp Past Earnings Performance
Past criteria checks 2/6
FinWise Bancorp has been growing earnings at an average annual rate of 0.4%, while the Banks industry saw earnings growing at 7% annually. Revenues have been growing at an average rate of 10.8% per year. FinWise Bancorp's return on equity is 8.3%, and it has net margins of 19.8%.
Key information
0.4%
Earnings growth rate
-10.6%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 10.8% |
| Return on equity | 8.3% |
| Net Margin | 19.8% |
| Next Earnings Update | 30 Jan 2025 |
Recent past performance updates
Recent updates
FinWise Bancorp: Pricey For A Reason
Dec 07Need To Know: Analysts Are Much More Bullish On FinWise Bancorp (NASDAQ:FINW) Revenues
Jul 30
FinWise Bancorp chairman Russell Healey, Jr. retires
Oct 14FinWise Bancorp announces stock buyback program
Aug 18FinWise Bancorp GAAP EPS of $0.41 misses by $0.16, revenue of $21.20M misses by $1.49M
Jul 27FinWise Bancorp: A Risky Fintech-Heavy Partnership Model With Huge Potential Upside
Jan 07Revenue & Expenses Breakdown
How FinWise Bancorp makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 70 | 14 | 43 | 0 |
| 30 Jun 24 | 67 | 15 | 39 | 0 |
| 31 Mar 24 | 66 | 17 | 37 | 0 |
| 31 Dec 23 | 64 | 17 | 34 | 0 |
| 30 Sep 23 | 66 | 20 | 33 | 0 |
| 30 Jun 23 | 65 | 18 | 32 | 0 |
| 31 Mar 23 | 67 | 19 | 32 | 0 |
| 31 Dec 22 | 75 | 25 | 32 | 0 |
| 30 Sep 22 | 77 | 28 | 31 | 0 |
| 30 Jun 22 | 80 | 32 | 31 | 0 |
| 31 Mar 22 | 80 | 34 | 28 | 0 |
| 31 Dec 21 | 72 | 30 | 25 | 0 |
| 30 Sep 21 | 61 | 24 | 22 | 0 |
| 31 Mar 21 | 43 | 14 | 18 | 0 |
| 31 Dec 20 | 37 | 10 | 18 | 0 |
| 31 Dec 19 | 29 | 10 | 13 | 0 |
Quality Earnings: FINW has high quality earnings.
Growing Profit Margin: FINW's current net profit margins (19.8%) are lower than last year (29.5%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: FINW's earnings have grown by 0.4% per year over the past 5 years.
Accelerating Growth: FINW's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: FINW had negative earnings growth (-29.7%) over the past year, making it difficult to compare to the Banks industry average (-11.7%).
Return on Equity
High ROE: FINW's Return on Equity (8.3%) is considered low.
Return on Assets
Return on Capital Employed
Discover strong past performing companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/03 00:43 |
| End of Day Share Price | 2025/01/03 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
FinWise Bancorp is covered by 4 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Andrew Liesch | Piper Sandler Companies |
| Joseph Yanchunis | Raymond James & Associates |
| null null | Stephens, Inc. |