FinWise Bancorp Future Growth
Future criteria checks 5/6
FinWise Bancorp is forecast to grow earnings and revenue by 32.5% and 51.1% per annum respectively while EPS is expected to grow by 30.1% per annum.
Key information
32.5%
Earnings growth rate
30.09%
EPS growth rate
| Banks earnings growth | 8.1% |
| Revenue growth rate | 51.1% |
| Future return on equity | n/a |
| Analyst coverage | Low |
| Last updated | 01 May 2026 |
Recent future growth updates
Recent updates
FINW: Fintech Credit Partnership And Stable Outlook Will Support Future Upside
Analysts now place their price target for FinWise Bancorp at $22.00. This reflects updated assumptions around profit margin and future P/E levels that keep their fair value view essentially unchanged from prior estimates.FINW: New Fintech Credit Partnership Will Support Future Upside
Analysts have maintained their price target for FinWise Bancorp at $22.00. This reflects consistent assumptions around fair value, discount rate, revenue growth, profit margin, and future P/E that continue to support their existing view on the stock.FINW: New Fintech Partnership And Solid Margins Will Support Future Upside
Analysts have modestly adjusted their price target on FinWise Bancorp from $22.67 to $22.00, citing updated assumptions around revenue growth, profit margins, and future P/E as the key drivers behind the change. What's in the News FinWise Bancorp announced a program agreement with fintech Albert Corporation to offer customers transparent, affordable and convenient short term lines of credit, pairing FinWise's banking capabilities with Albert's tools across banking, savings, investing and budgeting (Key Developments).FINW: Higher Future P/E Assumptions Will Support Upside Despite Rising Credit Losses
Analysts have kept their average price target for FinWise Bancorp steady at $22.67. The latest update reflects revised expectations for revenue growth, profit margins and future P/E that offset each other in their models.FINW: Higher Future P/E Assumptions Will Support Upside Despite Rising Credit Losses
Analysts have adjusted their price target on FinWise Bancorp to about US$22.67, reflecting updated assumptions around revenue growth, profit margin, and future P/E, which they see as better aligning the shares with current fundamentals. What's in the News From October 1, 2025 to December 31, 2025, FinWise Bancorp reported no share repurchases under its existing buyback program.FINW: New Fintech Card Programs Will Drive Upside Despite Higher Credit Losses
Analysts kept their Fair Value estimate for FinWise Bancorp steady at about US$22.67 per share, citing essentially unchanged assumptions around the discount rate, revenue growth, profit margin, and future P/E. What's in the News From July 1, 2025 to September 30, 2025, FinWise Bancorp reported no share repurchases under its existing buyback.FINW: Future Card Partnerships Will Drive Upside Despite Rising Credit Losses
Analysts have slightly increased their price target for FinWise Bancorp to reflect an updated fair value estimate of about $22.67 per share. This change is supported by largely unchanged assumptions around revenue growth, profit margins, discount rate, and a slightly higher future P/E multiple.FINW: Index Inclusion Will Drive Future Upside Despite Rising Credit Losses
Analysts have slightly raised their price target on FinWise Bancorp to approximately $22.00 per share, citing stable fair value estimates supported by robust projected revenue growth above 50 percent, healthy profit margins near 13 percent, and an attractive forward P/E around 10.5. What's in the News FinWise Bancorp was added to the S&P Global BMI Index, boosting its visibility with institutional investors (Index Constituent Adds). The bank announced a strategic program agreement with DreamFi Inc.FINW: Recent Card Program Launches And Index Addition Will Drive Upside
Analysts have maintained their price target for FinWise Bancorp at $22.00 per share. They cite stability in key valuation inputs and unchanged expectations regarding the company's growth and profitability outlook.FINW: Index Inclusion And Share Buyback Will Drive Future Upside
Analysts have reaffirmed their price target for FinWise Bancorp at $22.00, citing stable fair value estimates as the basis for maintaining their outlook. What's in the News Entered program management, issuer, and servicer agreement with Tallied Technologies Inc.FINW: New Partnerships And Product Expansion Will Drive Future Revenue Momentum
Analysts have raised their price target for FinWise Bancorp from $19.67 to $22.00, citing updated projections of significantly higher revenue growth, which more than offset a slight decrease in profit margin expectations. What's in the News FinWise Bancorp entered into an agreement with Tallied Technologies Inc.FinWise Bancorp: Pricey For A Reason
Dec 07
Calculated Fintech Partnerships And SBA Rebound To Drive Growth And Boost Profitability
New strategic lending partnerships and program growth expected to boost market share and revenue, enhancing profitability as infrastructure investments mature.Need To Know: Analysts Are Much More Bullish On FinWise Bancorp (NASDAQ:FINW) Revenues
Jul 30
FinWise Bancorp chairman Russell Healey, Jr. retires
Oct 14FinWise Bancorp announces stock buyback program
Aug 18FinWise Bancorp GAAP EPS of $0.41 misses by $0.16, revenue of $21.20M misses by $1.49M
Jul 27FinWise Bancorp: A Risky Fintech-Heavy Partnership Model With Huge Potential Upside
Jan 07Earnings and Revenue Growth Forecasts
| Date | Revenue | Earnings | Free Cash Flow | Cash from Op | Avg. No. Analysts |
|---|---|---|---|---|---|
| 12/31/2027 | 283 | 26 | N/A | N/A | 2 |
| 12/31/2026 | 202 | 16 | N/A | N/A | 1 |
| 3/31/2026 | 105 | 15 | N/A | N/A | N/A |
| 12/31/2025 | 92 | 15 | -34 | -28 | N/A |
| 9/30/2025 | 80 | 14 | -42 | -36 | N/A |
| 6/30/2025 | 75 | 13 | -58 | -49 | N/A |
| 3/31/2025 | 72 | 12 | -44 | -38 | N/A |
| 12/31/2024 | 70 | 12 | -20 | -15 | N/A |
| 9/30/2024 | 70 | 14 | -12 | -6 | N/A |
| 6/30/2024 | 68 | 15 | 7 | 12 | N/A |
| 3/31/2024 | 67 | 17 | 2 | 11 | N/A |
| 12/31/2023 | 64 | 17 | 5 | 12 | N/A |
| 9/30/2023 | 66 | 20 | 20 | 27 | N/A |
| 6/30/2023 | 65 | 18 | 9 | 18 | N/A |
| 3/31/2023 | 67 | 19 | 63 | 69 | N/A |
| 12/31/2022 | 75 | 25 | 54 | 61 | N/A |
| 9/30/2022 | 77 | 28 | 41 | 49 | N/A |
| 6/30/2022 | 80 | 32 | 49 | 54 | N/A |
| 3/31/2022 | 80 | 34 | -8 | -5 | N/A |
| 12/31/2021 | 72 | 30 | -12 | -9 | N/A |
| 9/30/2021 | 61 | 24 | 0 | 2 | N/A |
| 3/31/2021 | 43 | 14 | -13 | -12 | N/A |
| 12/31/2020 | 37 | 10 | 19 | 20 | N/A |
| 12/31/2019 | 29 | 10 | N/A | -8 | N/A |
Analyst Future Growth Forecasts
Earnings vs Savings Rate: FINW's forecast earnings growth (32.5% per year) is above the savings rate (3.4%).
Earnings vs Market: FINW's earnings (32.5% per year) are forecast to grow faster than the US market (15.8% per year).
High Growth Earnings: FINW's earnings are expected to grow significantly over the next 3 years.
Revenue vs Market: FINW's revenue (51.1% per year) is forecast to grow faster than the US market (11% per year).
High Growth Revenue: FINW's revenue (51.1% per year) is forecast to grow faster than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: Insufficient data to determine if FINW's Return on Equity is forecast to be high in 3 years time
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/05/01 15:40 |
| End of Day Share Price | 2026/05/01 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
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Analyst Sources
FinWise Bancorp is covered by 8 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Brett Rabatin | Hovde Group, LLC |
| Manuel Navas | Piper Sandler Companies |
| Daniel Tamayo | Raymond James & Associates |