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Enterprise Financial Services CorpNasdaqGS:EFSC Stock Report

Market Cap US$2.2b
Share Price
US$60.53
My Fair Value
US$67
9.7% undervalued intrinsic discount
1Y18.0%
7D-1.1%
Portfolio Value
View

Enterprise Financial Services Corp

NasdaqGS:EFSC Stock Report

Market Cap: US$2.2b

Enterprise Financial Services (EFSC) Stock Overview

Operates as the financial holding company for Enterprise Bank & Trust that offers banking and wealth management services to individuals and corporate customers in Arizona, California, Florida, Kansas, Missouri, Nevada, and New Mexico. More details

EFSC fundamental analysis
Snowflake Score
Valuation4/6
Future Growth0/6
Past Performance4/6
Financial Health6/6
Dividends4/6

Rewards

Risk Analysis

No risks detected for EFSC from our risk checks.

EFSC Community Fair Values

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See what others think this stock is worth. Follow their fair value or set your own to get alerts.

Enterprise Financial Services Corp Competitors

Price History & Performance

Summary of share price highs, lows and changes for Enterprise Financial Services
Historical stock prices
Current Share PriceUS$60.53
52 Week HighUS$63.13
52 Week LowUS$45.22
Beta0.93
1 Month Change6.38%
3 Month Change16.49%
1 Year Change18.04%
3 Year Change26.39%
5 Year Change128.16%
Change since IPO450.27%

Recent News & Updates

Enterprise Financial Services (NASDAQ:EFSC) Is Increasing Its Dividend To $0.31

Aug 15
Enterprise Financial Services (NASDAQ:EFSC) Is Increasing Its Dividend To $0.31

Enterprise Financial Services Still Has Upside To Offer

Aug 01

Enterprise Financial Services (NASDAQ:EFSC) Is Increasing Its Dividend To $0.31

Aug 01
Enterprise Financial Services (NASDAQ:EFSC) Is Increasing Its Dividend To $0.31

Recent updates

Enterprise Financial Services (NASDAQ:EFSC) Is Increasing Its Dividend To $0.31

Aug 15
Enterprise Financial Services (NASDAQ:EFSC) Is Increasing Its Dividend To $0.31

Enterprise Financial Services Still Has Upside To Offer

Aug 01

Enterprise Financial Services (NASDAQ:EFSC) Is Increasing Its Dividend To $0.31

Aug 01
Enterprise Financial Services (NASDAQ:EFSC) Is Increasing Its Dividend To $0.31

Enterprise Financial Services (NASDAQ:EFSC) Will Pay A Larger Dividend Than Last Year At $0.30

Jun 14
Enterprise Financial Services (NASDAQ:EFSC) Will Pay A Larger Dividend Than Last Year At $0.30

Enterprise Financial Services (NASDAQ:EFSC) Has Announced That It Will Be Increasing Its Dividend To $0.30

May 16
Enterprise Financial Services (NASDAQ:EFSC) Has Announced That It Will Be Increasing Its Dividend To $0.30

Enterprise Financial Services (NASDAQ:EFSC) Is Increasing Its Dividend To $0.30

May 02
Enterprise Financial Services (NASDAQ:EFSC) Is Increasing Its Dividend To $0.30

Shareholders Will Most Likely Find Enterprise Financial Services Corp's (NASDAQ:EFSC) CEO Compensation Acceptable

May 01
Shareholders Will Most Likely Find Enterprise Financial Services Corp's (NASDAQ:EFSC) CEO Compensation Acceptable

Enterprise Financial Services (NASDAQ:EFSC) Is Increasing Its Dividend To $0.29

Jan 31
Enterprise Financial Services (NASDAQ:EFSC) Is Increasing Its Dividend To $0.29

Analysts Are Updating Their Enterprise Financial Services Corp (NASDAQ:EFSC) Estimates After Its Full-Year Results

Jan 30
Analysts Are Updating Their Enterprise Financial Services Corp (NASDAQ:EFSC) Estimates After Its Full-Year Results

Enterprise Financial Services (NASDAQ:EFSC) Is Increasing Its Dividend To $0.28

Nov 08
Enterprise Financial Services (NASDAQ:EFSC) Is Increasing Its Dividend To $0.28

Enterprise Financial Services' (NASDAQ:EFSC) Upcoming Dividend Will Be Larger Than Last Year's

Oct 25
Enterprise Financial Services' (NASDAQ:EFSC) Upcoming Dividend Will Be Larger Than Last Year's
User avatar

Diversified Model And Decisive Growth Amid Forecasted Profit Margin Shrinkage And Operational Risks

Enterprise Financial Services' strategy emphasizes diversity and discipline, aiming for growth in net interest income and margins regardless of economic conditions.

Enterprise Financial Services (NASDAQ:EFSC) Will Pay A Larger Dividend Than Last Year At $0.27

Aug 22
Enterprise Financial Services (NASDAQ:EFSC) Will Pay A Larger Dividend Than Last Year At $0.27

Enterprise Financial Services (NASDAQ:EFSC) Is Increasing Its Dividend To $0.27

Jul 26
Enterprise Financial Services (NASDAQ:EFSC) Is Increasing Its Dividend To $0.27

Enterprise Financial: The 6.5% Yielding Preferred Shares Are Attractive

May 20

Enterprise Financial Services (NASDAQ:EFSC) Is Increasing Its Dividend To $0.26

Apr 26
Enterprise Financial Services (NASDAQ:EFSC) Is Increasing Its Dividend To $0.26

Enterprise Financial Services (NASDAQ:EFSC) Will Pay A Dividend Of $0.25

Jan 26
Enterprise Financial Services (NASDAQ:EFSC) Will Pay A Dividend Of $0.25

Here's Why We Think Enterprise Financial Services (NASDAQ:EFSC) Might Deserve Your Attention Today

Nov 20
Here's Why We Think Enterprise Financial Services (NASDAQ:EFSC) Might Deserve Your Attention Today

Should You Be Adding Enterprise Financial Services (NASDAQ:EFSC) To Your Watchlist Today?

Jul 19
Should You Be Adding Enterprise Financial Services (NASDAQ:EFSC) To Your Watchlist Today?

Enterprise Financial Services' (NASDAQ:EFSC) Upcoming Dividend Will Be Larger Than Last Year's

May 16
Enterprise Financial Services' (NASDAQ:EFSC) Upcoming Dividend Will Be Larger Than Last Year's

Enterprise Financial Services (NASDAQ:EFSC) Is Increasing Its Dividend To $0.25

May 02
Enterprise Financial Services (NASDAQ:EFSC) Is Increasing Its Dividend To $0.25

Enterprise Financial Services' (NASDAQ:EFSC) Upcoming Dividend Will Be Larger Than Last Year's

Feb 19
Enterprise Financial Services' (NASDAQ:EFSC) Upcoming Dividend Will Be Larger Than Last Year's

Shareholder Returns

EFSCUS BanksUS Market
7D-1.1%2.3%1.6%
1Y18.0%31.5%18.5%

Return vs Industry: EFSC underperformed the US Banks industry which returned 31.5% over the past year.

Return vs Market: EFSC matched the US Market which returned 18.5% over the past year.

Price Volatility

Is EFSC's price volatile compared to industry and market?
EFSC volatility
EFSC Average Weekly Movement3.2%
Banks Industry Average Movement3.7%
Market Average Movement6.4%
10% most volatile stocks in US Market17.2%
10% least volatile stocks in US Market3.0%

Stable Share Price: EFSC has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: EFSC's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19881,237Jim Lallywww.enterprisebank.com

Enterprise Financial Services Corp operates as the financial holding company for Enterprise Bank & Trust that offers banking and wealth management services to individuals and corporate customers in Arizona, California, Florida, Kansas, Missouri, Nevada, and New Mexico. It provides checking, savings, money market accounts, and certificates of deposit. The company also provides commercial and industrial, commercial real estate, real estate construction and development, residential real estate, small business administration, consumer, and other loan products.

Enterprise Financial Services Corp Fundamentals Summary

How do Enterprise Financial Services's earnings and revenue compare to its market cap?
EFSC fundamental statistics
Market capUS$2.24b
Earnings (TTM)US$197.01m
Revenue (TTM)US$637.58m
11.4x
P/E Ratio
1.2x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
EFSC income statement (TTM)
RevenueUS$637.58m
Cost of RevenueUS$0
Gross ProfitUS$637.58m
Other ExpensesUS$440.57m
EarningsUS$197.01m

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)5.33
Gross Margin100.00%
Net Profit Margin30.90%
Debt/Equity Ratio35.0%

How did EFSC perform over the long term?

See historical performance and comparison

Dividends

2.0%
Current Dividend Yield
21%
Payout Ratio

Does EFSC pay a reliable dividends?

See EFSC dividend history and benchmarks
When do you need to buy EFSC by to receive an upcoming dividend?
Enterprise Financial Services dividend dates
Ex Dividend DateSep 15 2025
Dividend Pay DateSep 30 2025
Days until Ex dividend1 day
Days until Dividend pay date14 days

Does EFSC pay a reliable dividends?

See EFSC dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/09/15 17:53
End of Day Share Price 2025/09/12 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Enterprise Financial Services Corp is covered by 11 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Erik ZwickBoenning & Scattergood, Inc.
Daniel CardenasBoenning & Scattergood, Inc.
null nullD.A. Davidson & Co.