Helia Group Past Earnings Performance
Past criteria checks 4/6
Helia Group has been growing earnings at an average annual rate of 23.8%, while the Diversified Financial industry saw earnings growing at 34.1% annually. Revenues have been growing at an average rate of 9.1% per year. Helia Group's return on equity is 24%, and it has net margins of 51.2%.
Key information
23.75%
Earnings growth rate
28.35%
EPS growth rate
| Diversified Financial Industry Growth | 13.42% |
| Revenue growth rate | 9.07% |
| Return on equity | 24.03% |
| Net Margin | 51.16% |
| Next Earnings Update | 11 Aug 2026 |
Recent past performance updates
Recent updates
New Narrative • Jul 21
Government Deposit Scheme Expansion And Bank Self‑Insurance Will Erode Future Earnings Power
Catalysts About Helia Group Helia Group is an Australian lender mortgage insurance provider that supports banks and homebuyers in high loan-to-value ratio housing finance. What are the underlying business or industry changes driving this perspective?
Narrative Update • Jun 17
HLI: Lowered Return Assumptions Will Pressure P/E And Future Share Price
Analysts have trimmed their price target on Helia Group shares by A$5, reflecting updated assumptions around discount rates, revenue trends, and future P/E expectations, while keeping fair value estimates broadly unchanged. Analyst Commentary Recent research on Helia Group focuses on how updated assumptions flow through to valuation, especially around discount rates, revenue trajectories, and future P/E settings used in models.Narrative Update • Jun 02
HLI: Higher Required Returns Will Temper P/E While Profitability Supports Fair Value
Analysts trimmed their A$ price targets on Helia Group by A$5 to A$12, citing slightly higher required returns, modestly softer revenue expectations and updated P/E assumptions, while still recognising the company’s resilient profitability profile. Analyst Commentary Recent Street research around valuation resets in related financial stocks helps frame how analysts are thinking about Helia Group’s risk and reward, especially around earnings resilience, required returns and P/E multiples.Narrative Update • Apr 27
HLI: Higher Discount Rates Will Pressure Future Earnings Multiple
Analysts have trimmed their A$ price target on Helia Group by a small amount, reflecting slightly higher discount rate assumptions and only marginal tweaks to long term P/E and profitability expectations. Analyst Commentary Recent Street research on Helia Group points to a cautious recalibration of expectations, with modest price target adjustments and a focus on how valuation lines up with long term profitability and P/E assumptions.Narrative Update • Apr 12
HLI: Sector Repricing And Slower Deal Activity Will Pressure Future Earnings Multiple
Analysts have trimmed their price target for Helia Group by A$0.04, reflecting slightly higher discount rate assumptions and a marginally higher future P/E multiple, while keeping fair value and key operating assumptions broadly unchanged. Analyst Commentary Recent research on Helia Group points to a more cautious stance on valuation, with price targets trimmed on the back of higher discount rates and updated P/E assumptions, rather than any major shift in fundamental expectations.Narrative Update • Mar 28
HLI: Sector Repricing And Slowing Deal Activity Will Pressure Future Risk Balance
Analysts have trimmed their price target on Helia Group, reflecting slightly lower discount rate and future P/E assumptions while keeping fair value and key margin and revenue growth inputs effectively unchanged. Analyst Commentary Recent updates from Street research on a comparable advisory firm highlight how analysts are thinking about valuation, execution risk, and growth assumptions, which can be useful context when assessing Helia Group.Narrative Update • Mar 13
HLI: Lower Discount Rate And Sector Repricing Will Shape Future Risk Balance
Analysts have reduced their price target for Helia Group to about A$4.27 from A$4.35, citing slightly softer revenue assumptions, a marginally lower discount rate, improved profit margin expectations, and a modestly reduced future P/E multiple. Analyst Commentary Recent research on valuation-focused peers in financial services points to a mixed backdrop of target price revisions, with some analysts trimming expectations while others still see room for upside.Narrative Update • Feb 26
HLI: Lower Discount Rate Will Keep Shares Vulnerable To Future Risk Repricing
Analysts have raised their price target for Helia Group by A$0.48 to A$4.35, citing updated assumptions that include a lower discount rate, a smaller projected revenue decline, a higher profit margin, and a modestly higher future P/E multiple. Analyst Commentary Recent commentary around Helia Group's valuation focuses on how updated assumptions feed into the higher A$4.35 price target, rather than major changes in the underlying business narrative.Narrative Update • Aug 25
Analysts Forecast Earnings To Fall To A$97 Million By 2028
Despite a worsening revenue growth outlook, a significant increase in Helia Group's future P/E multiple has driven the consensus analyst price target up from A$3.52 to A$3.87. What's in the News Announced fully franked ordinary dividend of AUD 0.16 per share and unfranked special dividend of AUD 0.27 per share for six months ended June 30, 2025.Analysis Article • May 07
Helia Group Limited (ASX:HLI) Surges 25% Yet Its Low P/E Is No Reason For Excitement
Helia Group Limited ( ASX:HLI ) shares have had a really impressive month, gaining 25% after a shaky period beforehand...
New Narrative • Mar 02
Analysts Forecast Earnings To Fall To A$97 Million By 2028
Potential growth is hindered by reliance on government schemes and lender self-insurance, affecting market share and revenue.Analysis Article • Mar 01
There's No Escaping Helia Group Limited's (ASX:HLI) Muted Earnings Despite A 27% Share Price Rise
Helia Group Limited ( ASX:HLI ) shares have continued their recent momentum with a 27% gain in the last month alone...Analysis Article • Jul 18
Is Now The Time To Put Helia Group (ASX:HLI) On Your Watchlist?
Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...Analysis Article • Jun 19
Investors Aren't Buying Helia Group Limited's (ASX:HLI) Earnings
When close to half the companies in Australia have price-to-earnings ratios (or "P/E's") above 19x, you may consider...Analysis Article • May 03
Shareholders May Be More Conservative With Helia Group Limited's (ASX:HLI) CEO Compensation For Now
Key Insights Helia Group's Annual General Meeting to take place on 9th of May Total pay for CEO Pauline Blight-Johnston...Analysis Article • Oct 25
If EPS Growth Is Important To You, Helia Group (ASX:HLI) Presents An Opportunity
It's common for many investors, especially those who are inexperienced, to buy shares in companies with a good story...Analysis Article • Aug 08
Genworth Mortgage Insurance Australia's (ASX:GMA) Upcoming Dividend Will Be Larger Than Last Year's
Genworth Mortgage Insurance Australia Limited ( ASX:GMA ) will increase its dividend from last year's comparable...Analysis Article • Aug 04
Bearish: Analysts Just Cut Their Genworth Mortgage Insurance Australia Limited (ASX:GMA) Revenue and EPS estimates
Today is shaping up negative for Genworth Mortgage Insurance Australia Limited ( ASX:GMA ) shareholders, with the...Revenue & Expenses Breakdown
Revenue & Expenses Breakdown
How Helia Group makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 25 | 479 | 245 | 0 | 0 |
| 30 Sep 25 | 519 | 257 | 0 | 0 |
| 30 Jun 25 | 560 | 268 | 0 | 0 |
| 31 Mar 25 | 532 | 250 | 0 | 0 |
| 31 Dec 24 | 505 | 232 | 0 | 0 |
| 30 Sep 24 | 495 | 228 | 0 | 0 |
| 30 Jun 24 | 484 | 225 | 0 | 0 |
| 31 Mar 24 | 505 | 250 | 0 | 0 |
| 31 Dec 23 | 525 | 275 | 0 | 0 |
| 30 Sep 23 | 595 | 283 | 0 | 0 |
| 30 Jun 23 | 665 | 291 | 0 | 0 |
| 31 Mar 23 | 554 | 246 | 0 | 0 |
| 31 Dec 22 | 443 | 201 | 0 | 0 |
| 30 Sep 22 | 337 | 196 | 0 | 0 |
| 30 Jun 22 | 231 | 191 | 0 | 0 |
| 31 Mar 22 | 323 | 218 | 0 | 0 |
| 31 Dec 21 | 360 | 193 | 0 | 0 |
| 30 Sep 21 | 364 | 84 | 0 | 0 |
| 30 Jun 21 | 373 | 42 | 0 | 0 |
| 31 Mar 21 | 394 | 21 | 2 | 0 |
| 31 Dec 20 | 402 | -108 | 0 | 0 |
| 30 Sep 20 | 373 | -59 | 2 | 0 |
| 30 Jun 20 | 375 | -58 | 2 | 0 |
| 31 Mar 20 | 368 | -53 | 2 | 0 |
| 31 Dec 19 | 437 | 120 | 2 | 0 |
| 30 Sep 19 | 450 | 127 | 3 | 0 |
| 30 Jun 19 | 434 | 122 | 3 | 0 |
| 31 Mar 19 | 420 | 115 | 3 | 0 |
| 31 Dec 18 | 359 | 76 | 3 | 0 |
| 30 Sep 18 | 375 | 90 | 3 | 0 |
| 30 Jun 18 | 401 | 102 | 3 | 0 |
| 31 Mar 18 | 407 | 105 | 3 | 0 |
| 31 Dec 17 | 474 | 149 | 3 | 0 |
| 30 Sep 17 | 470 | 141 | 3 | 0 |
| 30 Jun 17 | 507 | 156 | 3 | 0 |
| 31 Mar 17 | 564 | 188 | 3 | 0 |
| 31 Dec 16 | 579 | 203 | 3 | 0 |
| 30 Sep 16 | 612 | 232 | 3 | 0 |
| 30 Jun 16 | 634 | 251 | 3 | 0 |
| 31 Mar 16 | 555 | 206 | 3 | 0 |
| 31 Dec 15 | 578 | 228 | 3 | 0 |
| 30 Sep 15 | 657 | 287 | 40 | 0 |
Quality Earnings: HLI has high quality earnings.
Growing Profit Margin: HLI's current net profit margins (51.2%) are higher than last year (45.9%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: HLI has become profitable over the past 5 years, growing earnings by 23.8% per year.
Accelerating Growth: HLI's earnings growth over the past year (5.8%) is below its 5-year average (23.8% per year).
Earnings vs Industry: HLI earnings growth over the past year (5.8%) did not outperform the Diversified Financial industry 26.2%.
Return on Equity
High ROE: HLI's Return on Equity (24%) is considered high.
Return on Assets
Return on Capital Employed
Discover strong past performing companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/07/29 08:50 |
| End of Day Share Price | 2026/07/29 00:00 |
| Earnings | 2025/12/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Helia Group Limited is covered by 6 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Ashley Dalziell | CGS International |
| Jan van der Schalk | CLSA |
| Y. Li | Goldman Sachs |