RLI logo

RLINYSE:RLI Stock Report

Market Cap US$6.4b
Share Price
US$69.66
My Fair Value
US$75
7.1% undervalued intrinsic discount
1Y-3.0%
7D-0.3%
Portfolio Value
View

RLI (RLI) Stock Overview

An insurance holding company, underwrites property, casualty, and surety insurance products. More details

RLI fundamental analysis
Snowflake Score
Valuation1/6
Future Growth0/6
Past Performance2/6
Financial Health4/6
Dividends4/6

RLI Community Fair Values

Create Narrative

See what others think this stock is worth. Follow their fair value or set your own to get alerts.

US$61.00
FV
14.2% overvalued intrinsic discount
2.98%
Revenue growth p.a.
0users have liked this narrative
0users have commented on this narrative
0users have followed this narrative
6 days ago author updated this narrative

RLI Corp. Competitors

Price History & Performance

Summary of share price highs, lows and changes for RLI
Historical stock prices
Current Share PriceUS$69.66
52 Week HighUS$91.15
52 Week LowUS$67.12
Beta0.63
1 Month Change-3.49%
3 Month Change-10.77%
1 Year Change-3.04%
3 Year Change21.74%
5 Year Change54.56%
Change since IPO11,509.98%

Recent News & Updates

Subdued Growth No Barrier To RLI Corp.'s (NYSE:RLI) Price

Jul 16
Subdued Growth No Barrier To RLI Corp.'s (NYSE:RLI) Price

RLI Corp.: Investment Income Tailwinds Priced In, Hold Rating

Jun 05

Recent updates

Subdued Growth No Barrier To RLI Corp.'s (NYSE:RLI) Price

Jul 16
Subdued Growth No Barrier To RLI Corp.'s (NYSE:RLI) Price

RLI Corp.: Investment Income Tailwinds Priced In, Hold Rating

Jun 05

RLI Corp.: Competition Mounting In E&S

Feb 02

Here's Why RLI (NYSE:RLI) Has Caught The Eye Of Investors

Jan 19
Here's Why RLI (NYSE:RLI) Has Caught The Eye Of Investors

RLI Corp. (NYSE:RLI) Investors Are Less Pessimistic Than Expected

Dec 26
RLI Corp. (NYSE:RLI) Investors Are Less Pessimistic Than Expected

RLI Corp.: A Resilient Dividend Champion Navigating 2024 With Strong Underwriting And Growth Potential

Oct 25

Getting In Cheap On RLI Corp. (NYSE:RLI) Is Unlikely

Sep 07
Getting In Cheap On RLI Corp. (NYSE:RLI) Is Unlikely
author-image

Rising Claims And Competitive Rates Threaten Profit Margins In Insurance Sector

Legal challenges and competition from MGAs could impact RLI's earnings in its Casualty and Property segments through higher claims costs and pressure on pricing.

A 'RLI'able Dividend Champion

Aug 20

RLI Corp.: Results In Spite Of Expected Competition

Jun 06

RLI Corp.: Mounting Competition In Property, But No Alarms

Mar 11

RLI Corp.: A Dividend Aristocrat Priced For Perfection

Aug 07

RLI Corp.: The Always Expensive Dividend Aristocrat Priced For Perfection

May 23

RLI declares $0.26 dividend

Feb 09

RLI GAAP EPS of $2.13 beats by $0.96, revenue of $360.59M beats by $36.67M

Jan 25

RLI Continues To Grow Its Premiums

Dec 19

RLI Q3 2022 Earnings Preview

Oct 18

RLI Continues An Aristocratic Tradition But Is Construction Exposed

Aug 25

Shareholder Returns

RLIUS InsuranceUS Market
7D-0.3%1.8%1.3%
1Y-3.0%9.3%14.6%

Return vs Industry: RLI underperformed the US Insurance industry which returned 8.3% over the past year.

Return vs Market: RLI underperformed the US Market which returned 13.7% over the past year.

Price Volatility

Is RLI's price volatile compared to industry and market?
RLI volatility
RLI Average Weekly Movement2.7%
Insurance Industry Average Movement4.0%
Market Average Movement6.3%
10% most volatile stocks in US Market17.2%
10% least volatile stocks in US Market3.1%

Stable Share Price: RLI has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: RLI's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19651,147Craig Kliethermeswww.rlicorp.com

RLI Corp., an insurance holding company, underwrites property, casualty, and surety insurance products. The Casualty segment provides commercial excess, personal umbrella, general liability, transportation, and management liability coverages; and package business and other specialty coverages, including professional liability and workers’ compensation for office-based professionals. This segment also offers coverages for security guards and environmental liability for underground storage tanks, contractors and asbestos, and environmental remediation specialists; and professional liability coverages for errors and omission coverage for small to medium-sized design, technical, computer, and miscellaneous professionals.

RLI Corp. Fundamentals Summary

How do RLI's earnings and revenue compare to its market cap?
RLI fundamental statistics
Market capUS$6.36b
Earnings (TTM)US$323.44m
Revenue (TTM)US$1.82b
19.8x
P/E Ratio
3.5x
P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
RLI income statement (TTM)
RevenueUS$1.82b
Cost of RevenueUS$1.28b
Gross ProfitUS$538.30m
Other ExpensesUS$214.87m
EarningsUS$323.44m

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)3.52
Gross Margin29.63%
Net Profit Margin17.80%
Debt/Equity Ratio5.8%

How did RLI perform over the long term?

See historical performance and comparison

Dividends

3.7%
Current Dividend Yield
17%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/07/22 05:32
End of Day Share Price 2025/07/22 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

RLI Corp. is covered by 18 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Cullen JohnsonB. Riley Securities, Inc.
Matthew CarlettiCitizens JMP Securities, LLC
Casey AlexanderCompass Point Research & Trading, LLC