Stellar Bancorp Future Growth

Future criteria checks 0/6

Stellar Bancorp's earnings are forecast to decline at 4.8% per annum while its annual revenue is expected to grow at 1.7% per year. EPS is expected to decline by 4.8% per annum. Return on equity is forecast to be 6.1% in 3 years.

Key information

-4.8%

Earnings growth rate

-4.8%

EPS growth rate

Banks earnings growth	10.5%
Revenue growth rate	1.7%
Future return on equity	6.1%
Analyst coverage	Low
Last updated	06 Nov 2024

Recent future growth updates

Recent updates

Earnings and Revenue Growth Forecasts

NYSE:STEL - Analysts future estimates and past financials data (USD Millions)
Date	Revenue	Earnings	Free Cash Flow	Cash from Op	Avg. No. Analysts
12/31/2026	453	108	N/A	N/A	4
12/31/2025	435	102	N/A	N/A	4
12/31/2024	430	116	N/A	N/A	4
9/30/2024	439	117	155	160	N/A
6/30/2024	434	114	134	139	N/A
3/31/2024	437	119	144	150	N/A
12/31/2023	452	130	161	168	N/A
9/30/2023	422	105	163	172	N/A
6/30/2023	375	89	160	166	N/A
3/31/2023	321	70	137	142	N/A
12/31/2022	259	51	105	109	N/A
9/30/2022	240	71	99	100	N/A
6/30/2022	237	76	103	104	N/A
3/31/2022	240	82	100	102	N/A
12/31/2021	239	82	104	107	N/A
9/30/2021	229	76	101	105	N/A
6/30/2021	223	73	76	82	N/A
3/31/2021	204	60	65	72	N/A
12/31/2020	183	46	54	61	N/A
9/30/2020	178	44	43	50	N/A
6/30/2020	171	39	41	56	N/A
3/31/2020	177	44	43	58	N/A
12/31/2019	187	53	53	67	N/A
9/30/2019	185	52	55	68	N/A
6/30/2019	170	49	59	62	N/A
3/31/2019	151	42	52	54	N/A
12/31/2018	132	37	43	46	N/A
9/30/2018	114	27	36	39	N/A
6/30/2018	106	21	N/A	35	N/A
3/31/2018	100	19	N/A	36	N/A
12/31/2017	96	18	N/A	33	N/A
9/30/2017	93	20	N/A	33	N/A
6/30/2017	94	23	N/A	33	N/A
3/31/2017	92	23	N/A	31	N/A
12/31/2016	90	23	N/A	27	N/A
9/30/2016	86	21	N/A	26	N/A
6/30/2016	83	20	N/A	23	N/A
3/31/2016	81	18	N/A	24	N/A
12/31/2015	78	15	N/A	20	N/A
9/30/2015	71	13	N/A	17	N/A
6/30/2015	63	11	N/A	15	N/A
3/31/2015	55	10	N/A	14	N/A
12/31/2014	47	9	N/A	14	N/A
12/31/2013	35	7	N/A	10	N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: STEL's earnings are forecast to decline over the next 3 years (-4.8% per year).

Earnings vs Market: STEL's earnings are forecast to decline over the next 3 years (-4.8% per year).

High Growth Earnings: STEL's earnings are forecast to decline over the next 3 years.

Revenue vs Market: STEL's revenue (1.7% per year) is forecast to grow slower than the US market (9% per year).

High Growth Revenue: STEL's revenue (1.7% per year) is forecast to grow slower than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: STEL's Return on Equity is forecast to be low in 3 years time (6.1%).

Stellar Bancorp Future Growth

Future criteria checks 0/6

Key information

Recent future growth updates

Price target increased by 12% to US$28.60

Price target decreased by 14% to US$25.50

Price target decreased by 7.4% to US$27.50

Price target decreased by 7.2% to US$25.60

Price target decreased by 11% to US$29.60

Price target decreased by 7.7% to US$33.40

Recent updates

Stellar Bancorp, Inc. Announces Increase in Quarterly Dividend, Payable on December 31, 2024

Independent Director recently sold US$727k worth of stock

President notifies of intention to sell stock

Now 22% undervalued

Senior EVP & CFO recently sold US$188k worth of stock

Third quarter 2024 earnings: EPS and revenues exceed analyst expectations

Stellar Bancorp, Inc. to Report Q3, 2024 Results on Oct 25, 2024

Stellar Bancorp (NYSE:STEL) Has Announced A Dividend Of $0.13

Second quarter dividend of US$0.13 announced

Stellar Bancorp, Inc. Declares Quarterly Dividend, Payable on September 30, 2024

Price target increased by 12% to US$28.60

Second quarter 2024 earnings: EPS exceeds analyst expectations

Investor sentiment improves as stock rises 18%

Stellar Bancorp, Inc. to Report Q2, 2024 Results on Jul 26, 2024

Stellar Bancorp, Inc.(NYSE:STEL) dropped from Russell 2500 Growth Index

Upcoming dividend of US$0.13 per share

Stellar Bancorp, Inc. Appoints Tymothi O. Tombar as Directors

Stellar Bancorp (NYSE:STEL) Is Paying Out A Dividend Of $0.13

First quarter dividend of US$0.13 announced

Stellar Bancorp, Inc. (NYSE:STEL) announces an Equity Buyback for $60 million worth of its shares.

Price target decreased by 14% to US$25.50

Stellar Bancorp, Inc., Annual General Meeting, Jun 04, 2024

Price target decreased by 7.4% to US$27.50

First quarter 2024 earnings: EPS and revenues exceed analyst expectations

Stellar Bancorp, Inc. Reports Unaudited Charge Offs for the First Quarter Ended March 31, 2024

Now 20% undervalued after recent price drop

Stellar Bancorp, Inc. to Report Q1, 2024 Results on Apr 26, 2024

Upcoming dividend of US$0.13 per share

Full year 2023 earnings: Revenues exceed analysts expectations while EPS lags behind

Third quarter dividend of US$0.13 announced

Stellar Bancorp, Inc. Declares Quarterly Cash Dividend, Payable on March 29, 2024

Full year 2023 earnings: Revenues exceed analysts expectations while EPS lags behind

Stellar Bancorp, Inc. to Report Q4, 2023 Results on Jan 26, 2024

Upcoming dividend of US$0.13 per share at 2.0% yield

Stellar Bancorp (NYSE:STEL) Will Pay A Dividend Of $0.13

Stellar Bancorp, Inc. Declares Quarterly Cash Dividend, Payable on December 29, 2023

Price target decreased by 7.2% to US$25.60

New major risk - Revenue and earnings growth

Third quarter 2023 earnings released: EPS: US$0.58 (vs US$0.72 in 3Q 2022)

Stellar Bancorp, Inc. to Report Q3, 2023 Results on Oct 27, 2023

Upcoming dividend of US$0.13 per share at 2.4% yield

Chief Risk Officer exercised options to buy US$277k worth of stock.

Stellar Bancorp, Inc. Declares Quarterly Dividend, Payable on September 29, 2023

Stellar Bancorp, Inc. Reports Net Charge-Offs for the Second Quarter Ended June 30, 2023

Second quarter 2023 earnings: EPS and revenues miss analyst expectations

Stellar Bancorp, Inc Announces the Election of Cynthia Dopjera to the Board of Directors

Stellar Bancorp, Inc. to Report Q2, 2023 Results on Jul 28, 2023

Upcoming dividend of US$0.13 per share at 2.0% yield

Stellar Bancorp, Inc. Declares Quarterly Cash Dividend, Payable on June 30, 2023

First quarter 2023 earnings: EPS and revenues exceed analyst expectations

Independent Director recently bought US$1.6m worth of stock

Price target decreased by 11% to US$29.60

Insider recently bought US$999k worth of stock

Full year 2022 earnings: Revenues exceed analysts expectations while EPS lags behind

Upcoming dividend of US$0.13 per share at 1.8% yield

Price target decreased by 7.7% to US$33.40

Stellar Bancorp, Inc. Reports Net Charge-Offs for the Fourth Quarter Ended December 31, 2022

Now 27% undervalued after recent price drop

Full year 2022 earnings: Revenues exceed analysts expectations while EPS lags behind

Stellar Bancorp, Inc. to Report Q4, 2022 Results on Jan 27, 2023

Director notifies of intention to sell stock

Stellar Bancorp, Inc. Declares Quarterly Cash Dividend, Payable on December 30, 2022

Third quarter 2022 earnings released: EPS: US$0.52 (vs US$0.59 in 3Q 2021)

Stellar Bancorp, Inc. Reports Impairment Charges for the Third Quarter of 2022

Stellar Bancorp, Inc. to Report Q3, 2022 Results on Oct 28, 2022

Allegiance Requests Nasdaq to File a Notification on Form 25 with the SEC to Report the Delisting of Its Shares from Nasdaq

Earnings and Revenue Growth Forecasts

Analyst Future Growth Forecasts

Earnings per Share Growth Forecasts