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Citigroup
CH
ChadWisperer
Community Contributor
Pole position to benefit from GENIUS Act
The passing of the GENIUS Act establishes a clear regulatory framework for stablecoins, allowing banks like Citi to issue their own stablecoins; Citi Token Services lets Citi position itself as the "killer app" for institutional cross-border payments, absorbing complexities and offering instant, cost-effective solutions; Core business is firing on all cylinders , with record performances in Markets and Wealth, significant share gains in Investment Banking (especially M&A, LevFin, and sponsors), and robust growth in Services and U.S. Personal Banking, all contributing to strong revenue momentum; Highly capital efficient returning $3 billion in capital during the quarter , including $2 billion in share repurchases, part of our $20 billion repurchase plan with a goal of 11% Return on tangible equity (ROTE or ROTCE). ✨ Chat with this narrative: https://notebooklm.google.com/notebook/aa2a6c92-6bd1-495e-beb5-d8d4e6525410 (believe a Google account is required) Background Citigroup Inc.
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US$233.04
FV
59.0% undervalued
intrinsic discount
6.00%
Revenue growth p.a.
Set Fair Value
16
users have liked this narrative
0
users have commented on this narrative
37
users have followed this narrative
8 days ago
author updated this narrative
IREN
KA
kapirey
Community Contributor
IREN will transform from bitcoin miner to leader in AI infrastructure
Key Highlights Financial Performance (Q3 FY25) Record Revenue : $148.1 million Record Adjusted EBITDA : $83.3 million Record EBITDA : $82.7 million Profit After Tax : $24.2 million Avg. Operating Hashrate : 29.4 EH/s Strong Margins : All-in cash cost per BTC mined at $41k vs.
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US$21.48
FV
22.8% undervalued
intrinsic discount
49.99%
Revenue growth p.a.
Set Fair Value
4
users have liked this narrative
1
users have commented on this narrative
35
users have followed this narrative
Updated
narrative
XRF Scientific
RO
Robbo
Community Contributor
Behind the Assay: XRF Scientific’s Role in Modern Mining Economics
There’s an old saying that in a gold rush, those who make the money are the ones selling the shovels; and mining service companies have indeed proven to be shrewd investments historically. XRF Scientific holds a strong niche in sample preparation equipment and consumables used in X-ray fluorescence (XRF) and X-ray diffraction (XRD) analysis, which are essential in determining the quality and purity of materials.
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AU$2.10
FV
4.3% undervalued
intrinsic discount
9.68%
Revenue growth p.a.
Set Fair Value
5
users have liked this narrative
0
users have commented on this narrative
10
users have followed this narrative
8 days ago
author updated this narrative
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Barclays
AN
AnalystLowTarget
Consensus Narrative from 16 Analysts
Digital Disruption Will Erode Margins Amid Mounting Regulatory Burdens
Key Takeaways Competitive pressures from fintech innovation and open banking may erode Barclays' customer base, fee-based revenues, and long-term profitability. Heightened regulatory demands and persistent legal issues are likely to raise costs, constrain lending, and limit opportunities for meaningful revenue growth.
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UK£2.73
FV
32.2% overvalued
intrinsic discount
6.88%
Revenue growth p.a.
Set Fair Value
0
users have liked this narrative
0
users have commented on this narrative
1
users have followed this narrative
5 days ago
author updated this narrative
Universal Music Group
AN
AnalystLowTarget
Consensus Narrative from 19 Analysts
Aging Demographics And Regulatory Risks Will Undermine Music Industry
Key Takeaways Demographic shifts and disruptive technologies threaten long-term revenue growth by reducing traditional music consumption and undermining Universal's gatekeeper role. Regulatory pressures and platform consolidation risk squeezing margins through increased costs and unfavorable revenue splits as the industry landscape evolves.
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€22.00
FV
18.1% overvalued
intrinsic discount
6.05%
Revenue growth p.a.
Set Fair Value
0
users have liked this narrative
0
users have commented on this narrative
1
users have followed this narrative
5 days ago
author updated this narrative
Commonwealth Bank of Australia
AN
AnalystConsensusTarget
Consensus Narrative from 13 Analysts
Implementing NameCheck Technology Will Raise Expenses Now But May Strengthen Customer Trust In The Future
Key Takeaways Rising technology investments may increase operational costs, affecting short-term net margins and earnings without immediate revenue benefits. Competitive mortgage and deposit markets and retail deposit reliance could pressure interest margins, affecting future revenue and net interest income.
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AU$115.73
FV
51.1% overvalued
intrinsic discount
5.38%
Revenue growth p.a.
Set Fair Value
3
users have liked this narrative
0
users have commented on this narrative
73
users have followed this narrative
5 days ago
author updated this narrative
Mitsubishi Heavy Industries
AN
AnalystLowTarget
Consensus Narrative from 15 Analysts
Legacy Thermal Systems Will Crumble Under Renewable Pressure
Key Takeaways Heavy reliance on legacy thermal power and cyclical sectors heightens risk of structural decline amid global energy transition and shifting public investment trends. Persistent project execution issues and intensifying competition threaten margins, profitability, and long-term international market positioning.
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JP¥2.68k
FV
31.6% overvalued
intrinsic discount
6.38%
Revenue growth p.a.
Set Fair Value
0
users have liked this narrative
0
users have commented on this narrative
0
users have followed this narrative
5 days ago
author updated this narrative
PDD
PDD Holdings
AN
AnalystConsensusTarget
Consensus Narrative from 35 Analysts
Supply Chain And Ecosystem Investments Will Improve Operational Efficiency
Key Takeaways Strategic investments in logistics support and supply chain innovation could drive order and revenue growth in challenging regions. Platform ecosystem enhancements aim to improve user experience, strengthen brand loyalty, and potentially support stable revenue growth.
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US$125.57
FV
7.0% undervalued
intrinsic discount
13.13%
Revenue growth p.a.
Set Fair Value
1
users have liked this narrative
1
users have commented on this narrative
301
users have followed this narrative
5 days ago
author updated this narrative
Honda Motor
AN
AnalystLowTarget
Consensus Narrative from 16 Analysts
Rising Tariffs And EV Delays Will Erode Competitiveness
Key Takeaways Weakness in electric vehicle strategy and mounting competition threaten long-term growth, with Honda at risk of losing market share and facing sustained earnings pressure. Tariffs, volatile trade policies, and costly innovation strain margins and cash flow, while high capital requirements and macroeconomic headwinds limit profitability and shareholder returns.
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JP¥1.23k
FV
34.3% overvalued
intrinsic discount
-1.16%
Revenue growth p.a.
Set Fair Value
0
users have liked this narrative
0
users have commented on this narrative
0
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5 days ago
author updated this narrative
Tata Consultancy Services
AN
AnalystConsensusTarget
Consensus Narrative from 45 Analysts
AI And Cloud Modernization Will Unlock Future Markets
Key Takeaways TCS is leveraging AI integration and talent development to enhance revenue growth and meet tech-driven project demands, boosting net margins. Strategic investment in AI, legacy modernization, and BFSI technology stack modernization poises TCS for market share growth and improved revenue.
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₹3.76k
FV
18.1% undervalued
intrinsic discount
5.93%
Revenue growth p.a.
Set Fair Value
0
users have liked this narrative
0
users have commented on this narrative
70
users have followed this narrative
5 days ago
author updated this narrative
Deutsche Post
AN
AnalystLowTarget
Consensus Narrative from 17 Analysts
Europe Regulations And Digital Shifts Will Erode Logistics Margins
Key Takeaways Stricter environmental regulation, digitalization, and industry overcapacity are set to increase costs and squeeze margins for Deutsche Post. Shifting trade dynamics, declining mail volumes, and tech-driven competition threaten the stability and growth potential of core revenue streams.
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€34.00
FV
20.3% overvalued
intrinsic discount
1.47%
Revenue growth p.a.
Set Fair Value
0
users have liked this narrative
0
users have commented on this narrative
0
users have followed this narrative
5 days ago
author updated this narrative
Royal Bank of Canada
AN
AnalystConsensusTarget
Consensus Narrative from 15 Analysts
HSBC Canada Acquisition Expected To Deliver $740 Million In Cost Synergies By 2026
Key Takeaways The bank's digital expansion and streamlined processes aim to boost customer satisfaction and transaction volume, driving future revenue growth. Opportunistic share buybacks and strong deposit growth are poised to enhance earnings per share and strengthen net interest margins.
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CA$187.73
FV
4.6% undervalued
intrinsic discount
7.54%
Revenue growth p.a.
Set Fair Value
1
users have liked this narrative
0
users have commented on this narrative
113
users have followed this narrative
5 days ago
author updated this narrative
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