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Citigroup
CH
ChadWisperer
Community Contributor
Pole position to benefit from GENIUS Act
The passing of the GENIUS Act establishes a clear regulatory framework for stablecoins, allowing banks like Citi to issue their own stablecoins; Citi Token Services lets Citi position itself as the "killer app" for institutional cross-border payments, absorbing complexities and offering instant, cost-effective solutions; Core business is firing on all cylinders , with record performances in Markets and Wealth, significant share gains in Investment Banking (especially M&A, LevFin, and sponsors), and robust growth in Services and U.S. Personal Banking, all contributing to strong revenue momentum; Highly capital efficient returning $3 billion in capital during the quarter , including $2 billion in share repurchases, part of our $20 billion repurchase plan with a goal of 11% Return on tangible equity (ROTE or ROTCE). ✨ Chat with this narrative: https://notebooklm.google.com/notebook/aa2a6c92-6bd1-495e-beb5-d8d4e6525410 (believe a Google account is required) Background Citigroup Inc.
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US$233.04
FV
58.8% undervalued
intrinsic discount
6.00%
Revenue growth p.a.
Set Fair Value
14
users have liked this narrative
0
users have commented on this narrative
34
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IREN
KA
kapirey
Community Contributor
IREN will transform from bitcoin miner to leader in AI infrastructure
Key Highlights Financial Performance (Q3 FY25) Record Revenue : $148.1 million Record Adjusted EBITDA : $83.3 million Record EBITDA : $82.7 million Profit After Tax : $24.2 million Avg. Operating Hashrate : 29.4 EH/s Strong Margins : All-in cash cost per BTC mined at $41k vs.
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US$21.48
FV
17.5% undervalued
intrinsic discount
49.99%
Revenue growth p.a.
Set Fair Value
4
users have liked this narrative
1
users have commented on this narrative
34
users have followed this narrative
Updated
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XRF Scientific
RO
Robbo
Community Contributor
Behind the Assay: XRF Scientific’s Role in Modern Mining Economics
There’s an old saying that in a gold rush, those who make the money are the ones selling the shovels; and mining service companies have indeed proven to be shrewd investments historically. XRF Scientific holds a strong niche in sample preparation equipment and consumables used in X-ray fluorescence (XRF) and X-ray diffraction (XRD) analysis, which are essential in determining the quality and purity of materials.
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AU$2.10
FV
2.4% undervalued
intrinsic discount
9.68%
Revenue growth p.a.
Set Fair Value
5
users have liked this narrative
0
users have commented on this narrative
9
users have followed this narrative
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Okomu Oil Palm
WA
WaneInvestmentHouse
Community Contributor
Okomu Oil Palm Company Plc – Q2/H1 2025 Results
The company has demonstrated exceptional earnings growth in H1 2025, backed by operational leverage, prudent cost control , and a healthy balance sheet. Despite agricultural seasonality and inflationary pressures, Okomu Oil's performance suggests continued upside potential in the near-to-medium term.
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₦712.28
FV
40.1% overvalued
intrinsic discount
15.00%
Revenue growth p.a.
Set Fair Value
0
users have liked this narrative
3
users have commented on this narrative
13
users have followed this narrative
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Helix Energy Solutions Group
WA
WaneInvestmentHouse
Community Contributor
Helix Energy Solutions (HLX) Q2 result – Navigating Near-Term Headwinds with Structural Strength
Helix Energy Solutions (NYSE: HLX) is currently experiencing a transitory period of operational and macroeconomic headwinds. Q2 2025 results came in below expectations, with a net loss of $2.6M versus net income of $3.1M in Q1 2025 and $32.3M in Q2 2024.
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US$7.00
FV
11.9% undervalued
intrinsic discount
3.10%
Revenue growth p.a.
Set Fair Value
4
users have liked this narrative
6
users have commented on this narrative
12
users have followed this narrative
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FCMB Group
WA
WaneInvestmentHouse
Community Contributor
FCMB Group projects N36.6bn profit in Q2
FCMB Group has projected a profit after tax of N36.6bn for the second quarter ending June 30, 2025. The group’s earnings forecast shows that gross earnings are expected to reach N239.4bn, with interest income projected at N209.1bn.
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₦10.31
FV
4.9% undervalued
intrinsic discount
10.00%
Revenue growth p.a.
Set Fair Value
0
users have liked this narrative
2
users have commented on this narrative
14
users have followed this narrative
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First HoldCo
WA
WaneInvestmentHouse
Community Contributor
First Holdco’s Q1 2025 Profit Declines Amid Weak Non-Interest Income and Rising Costs
First Holdco Plc (formerly FBN Holdings) delivered a disappointing start to 2025, as net profit dropped by 17.9% year-on-year to ₦167.4 billion , primarily due to a 60% collapse in non-interest income , which overshadowed the robust growth recorded in core banking income. Key Performance Highlights: Net Profit: ₦167.4 billion ▼ -17.9% YoY (Q1 2024: ₦208.3 billion) Gross Earnings: ₦729.3 billion ▲ +3.3% YoY Net Interest Income: ₦365.2 billion ▲ +61% YoY Non-Interest Income: ₦104 billion ▼ -60% YoY Operating Expenses: ₦245.3 billion ▲ +16.4% YoY Cost-to-Income Ratio: 52.3% ▲ (up from ~42% prior year estimate) Return on Average Equity (ROAE): 24.2% ▼ (Q1 2024: 44.5%) Return on Average Assets (ROAA): 2.5% ▼ (Q1 2024: 4.2%) Cost of Risk: Improved to 1.7% ▼ (on lower impairment charges) Gross Loans: ₦9.7 trillion ▲ +11.1% YoY Income Mix Breakdown and Strategic Weakness While net interest income jumped by 61% , supported by improved loan yields and balance sheet expansion, the steep decline in non-interest income — from ₦260 billion in Q1 2024 to just ₦104 billion — severely limited earnings expansion , especially in an industry environment where peers are leveraging FX gains and fee-based revenue streams.
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₦32.74
FV
10.6% overvalued
intrinsic discount
0%
Revenue growth p.a.
Set Fair Value
0
users have liked this narrative
7
users have commented on this narrative
8
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Academy Press
WA
WaneInvestmentHouse
Community Contributor
Academy Press Plc Reports Q1 - Strong Financial Turnaround and Growth Potential
Academy Press Plc has demonstrated a strong and sustainable turnaround in its financial performance for the year ended March 31, 2025. With over 800% growth in profit after tax and a significant increase in retained earnings, the company is positioned for long-term growth and improved shareholder value.
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₦6.99
FV
33.2% overvalued
intrinsic discount
23.71%
Revenue growth p.a.
Set Fair Value
0
users have liked this narrative
3
users have commented on this narrative
6
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Dangote Sugar Refinery
WA
WaneInvestmentHouse
Community Contributor
Dangote Sugar returns to quarterly profit with N523.8 million in Q2 — recovery in Motion
Dangote Sugar Refinery Plc has staged a sharp turnaround in Q2 2025, bouncing back to profitability after a dismal 2024. The return to pre-tax profit, supported by strong revenue growth, operational efficiency, and a sharp decline in finance costs, signals a recovery trajectory.
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₦45.10
FV
29.9% overvalued
intrinsic discount
10.45%
Revenue growth p.a.
Set Fair Value
1
users have liked this narrative
4
users have commented on this narrative
14
users have followed this narrative
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Food Empire Holdings
RY
Ryan_G
Community Contributor
Food Empire's growth prospects depend on its ability to execute its expansion plans, maintain brand loyalty, and adapt to change
Food Empire (F03) Key Drivers: Product innovation, geographic expansion, and brand building. Potential Growth: Food Empire's growth prospects depend on its ability to execute its expansion plans, maintain brand loyalty, and adapt to changing consumer preferences.
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S$3.50
FV
30.0% undervalued
intrinsic discount
36.41%
Revenue growth p.a.
Set Fair Value
2
users have liked this narrative
0
users have commented on this narrative
9
users have followed this narrative
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PayPal Holdings
ZW
Zwfis
Community Contributor
PayPal's Future Growth Through Venmo and Merchant Solutions
PayPal at it's surface might not seem like fanciest option available; but as you take a deeper dive into the company it has a lot more to offer than just the app we use for transactions and sending money to others. Most of their revenue comes from transactions while they also source some revenue from other added value services like: Payment Gateway Subscriptions Interest and fees from consumer loans and merchant loans Other credit products referrals partnerships One other source that recently has begun to catch traction for them is Venmo; which is quite similar to the normal services of PayPal but has been very popular with younger populations.
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US$105.25
FV
25.9% undervalued
intrinsic discount
7.22%
Revenue growth p.a.
Set Fair Value
1
users have liked this narrative
1
users have commented on this narrative
2
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Alphabet
ZW
Zwfis
Community Contributor
Exciting Future for GOOGL with Cloud Revenue Boom and AI Advancements
GOOGL is a stock that I am very excited about for multiple reasons. For this I will be talking and touching up on a lot of things that were released today in their Q2 2025 Earnings Report.
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US$228.21
FV
15.4% undervalued
intrinsic discount
5.16%
Revenue growth p.a.
Set Fair Value
0
users have liked this narrative
0
users have commented on this narrative
2
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