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PayPal Holdings Community
NasdaqGS:PYPL Community
9
Narratives
written by author
29
Comments
on narratives written by author
993
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on narratives written by author
Community Investing Ideas
PayPal Holdings
Popular
Undervalued
Overvalued
PayPal Holdings
ST
StjepanK
Equity Analyst and Writer
PayPal’s Strong Branding Can Take Advantage Of E-Commerce Tailwind
Key Takeaways PayPal is the online payments household brand benefiting from the positive trend in the E-commerce industry. Venmo’s sub-brand is a growth driver, which could reach over $2 billion in annual revenue by 2027.
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US$111.57
FV
38.1% undervalued
intrinsic discount
5.00%
Revenue growth p.a.
Set Fair Value
104
users have liked this narrative
7
users have commented on this narrative
33
users have followed this narrative
5 months ago
author updated this narrative
PayPal Holdings
SU
SuEric
Community Contributor
Buybacks, Cash Flow, and Growth Potential Amidst Rate Cuts
PayPal exhibits a robust financial position with a substantial cash reserve and consistent profitability. The company's strong balance sheet enables investments in growth initiatives, irrespective of the prevailing economic conditions.
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US$189.96
FV
63.7% undervalued
intrinsic discount
11.13%
Revenue growth p.a.
Set Fair Value
31
users have liked this narrative
4
users have commented on this narrative
41
users have followed this narrative
11 months ago
author updated this narrative
PayPal Holdings
YI
yiannisz
Community Contributor
Why PayPal’s Growth Story Isn’t Over
As PayPal (PYPL) solidifies its position in the digital payments landscape, it presents a promising opportunity driven by transaction growth, profitability, and an attractive valuation. This analysis delves into how each of these areas contributes to PayPal’s robust potential as an investment.
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US$90.00
FV
23.3% undervalued
intrinsic discount
0.31%
Revenue growth p.a.
Set Fair Value
8
users have liked this narrative
1
users have commented on this narrative
14
users have followed this narrative
9 months ago
author updated this narrative
PayPal Holdings
RI
Richard_Bowman
Equity Analyst and Writer
Huge Competition In The Payments Space Will Halve Net Margins
Key Takeaways Payments industry is likely going to become increasingly competitive. PYPL's margin trouble will likely persist - too many competing firms + high incentive to offer lower fees.
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US$75.50
FV
8.5% undervalued
intrinsic discount
18.00%
Revenue growth p.a.
Set Fair Value
53
users have liked this narrative
14
users have commented on this narrative
10
users have followed this narrative
11 months ago
author updated this narrative
PayPal Holdings
NA
NateF
Community Contributor
PYPL Market Outlook
PayPal Holdings, Inc. (PYPL) has demonstrated a significant recovery in 2024, with its stock price rising approximately 48% year-to-date, outperforming the S&P 500.
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US$116.26
FV
40.6% undervalued
intrinsic discount
8.51%
Revenue growth p.a.
Set Fair Value
1
users have liked this narrative
0
users have commented on this narrative
5
users have followed this narrative
8 months ago
author updated this narrative
PayPal Holdings
ZW
Zwfis
Community Contributor
PayPal's Future Growth Through Venmo and Merchant Solutions
PayPal at it's surface might not seem like fanciest option available; but as you take a deeper dive into the company it has a lot more to offer than just the app we use for transactions and sending money to others. Most of their revenue comes from transactions while they also source some revenue from other added value services like: Payment Gateway Subscriptions Interest and fees from consumer loans and merchant loans Other credit products referrals partnerships One other source that recently has begun to catch traction for them is Venmo; which is quite similar to the normal services of PayPal but has been very popular with younger populations.
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US$105.25
FV
34.4% undervalued
intrinsic discount
7.22%
Revenue growth p.a.
Set Fair Value
1
users have liked this narrative
1
users have commented on this narrative
6
users have followed this narrative
27 days ago
author updated this narrative
PayPal Holdings
AN
AnalystLowTarget
Consensus Narrative from 33 Analysts
Central Bank Digital Currencies Will Jeopardize Payment Revenues
Key Takeaways Rising competition from fintech, big tech, and alternative payment technologies is threatening PayPal's core business and long-term revenue growth. Regulatory pressures and the shift toward integrated super-apps and digital currencies are increasing costs and eroding user acquisition and retention.
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US$62.00
FV
11.4% overvalued
intrinsic discount
4.40%
Revenue growth p.a.
Set Fair Value
1
users have liked this narrative
0
users have commented on this narrative
6
users have followed this narrative
4 days ago
author updated this narrative
PayPal Holdings
AN
AnalystHighTarget
Consensus Narrative from 33 Analysts
Global E-commerce Surge Will Ignite Digital Payments And Venmo
Key Takeaways Expanding integration with global wallets, BNPL, and new demographics is set to accelerate PayPal's branded checkout adoption, user growth, and profit margins. AI-driven commerce, advertising, and cross-border features like PYUSD will boost merchant demand, operating efficiency, and recurring fee revenue.
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US$106.16
FV
35.0% undervalued
intrinsic discount
8.15%
Revenue growth p.a.
Set Fair Value
0
users have liked this narrative
1
users have commented on this narrative
6
users have followed this narrative
4 days ago
author updated this narrative
PayPal Holdings
AN
AnalystConsensusTarget
Consensus Narrative from 33 Analysts
Transition To Commerce Will Expand Smart Wallet And Venmo Services
Key Takeaways PayPal's transformation into a commerce platform and smart wallet introduction could enhance revenue and improve merchant relationships. Expanded branded experiences, BNPL rollout, and value-added services are driving transaction volume, margin, and earnings growth.
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US$83.05
FV
16.9% undervalued
intrinsic discount
5.68%
Revenue growth p.a.
Set Fair Value
3
users have liked this narrative
1
users have commented on this narrative
390
users have followed this narrative
6 days ago
author updated this narrative
Your Valuation for
PYPL
PYPL
PayPal Holdings
Your Fair Value
US$
Current Price
US$69.05
12.3% undervalued
intrinsic discount
Growth estimate over
Annual revenue growth rate
5 Years
time period
%/yr
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Increase
Past
Future
0
42b
2015
2018
2021
2024
2025
2027
2030
Revenue US$42.3b
Earnings US$6.1b
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