PYPL Share Price Performance
US$57.66
-25.70 (-30.83%)
29.7% undervalued intrinsic discount
US$82.00
Fair Value
Price US$57.66
WealthAP US$82.00
AnalystConsensusTarget US$76.75
Talos US$174.92
Fair ValueUS$82.00
Share Pricen/a
PayPal Holdings, Inc. Stock Price
- 11 Narratives written by author
- 36 Comments on narratives written by author
- 1411 Fair Values set on narratives written by author
PYPL Community Narratives
WE
Fair Value US$82 29.7% undervalued intrinsic discount
The "Sleeping Giant" Stumbles, Then Wakes Up
28users have liked this narrative
4users have commented on this narrative
48users have followed this narrative
AN
Fair Value US$76.75 24.9% undervalued intrinsic discount
Analyst Commentary Highlights Mixed Outlook and Modest Valuation Changes for PayPal Holdings
5users have liked this narrative
1users have commented on this narrative
482users have followed this narrative
TA
Fair Value US$174.92 67.0% undervalued intrinsic discount
The "Sleeping Giant" Wakes Up – Efficiency & Monetization
15users have liked this narrative
4users have commented on this narrative
28users have followed this narrative
Buybacks, Cash Flow, and Growth Potential Amidst Rate Cuts
PayPal exhibits a robust financial position with a substantial cash reserve and consistent profitability. The company's strong balance sheet enables investments in growth initiatives, irrespective of the prevailing economic conditions.Read more
3.4k
users have viewed this narrative31users have liked this narrative
4users have commented on this narrative
49users have followed this narrative
PayPal's Future Growth Through Venmo and Merchant Solutions
PayPal at it's surface might not seem like fanciest option available; but as you take a deeper dive into the company it has a lot more to offer than just the app we use for transactions and sending money to others. Most of their revenue comes from transactions while they also source some revenue from other added value services like: Payment Gateway Subscriptions Interest and fees from consumer loans and merchant loans Other credit products referrals partnerships One other source that recently has begun to catch traction for them is Venmo; which is quite similar to the normal services of PayPal but has been very popular with younger populations.Read more
4.4k
users have viewed this narrative27users have liked this narrative
1users have commented on this narrative
56users have followed this narrative
The "Sleeping Giant" Stumbles, Then Wakes Up
December 28, 2025 For precisely 48 hours in mid-December 2025, it looked like the "Alex Chriss Turnaround" at PayPal was about to shift into overdrive. On December 15, the payments giant finally pulled the trigger on a strategy investors had whispered about for years: it filed to become a bank.Read more
6.9k
users have viewed this narrative28users have liked this narrative
4users have commented on this narrative
48users have followed this narrative
WE
US$82
29.7% undervalued intrinsic discount
WealthAP's Fair Value
Revenue
8.51% p.a.
Profit Margin
14.96%
Future PE
11.41x
Price in 2030
US$119.19
Why PayPal’s Growth Story Isn’t Over
As PayPal (PYPL) solidifies its position in the digital payments landscape, it presents a promising opportunity driven by transaction growth, profitability, and an attractive valuation. This analysis delves into how each of these areas contributes to PayPal’s robust potential as an investment.Read more
1.5k
users have viewed this narrative10users have liked this narrative
1users have commented on this narrative
33users have followed this narrative
YI
US$90.01
35.9% undervalued intrinsic discount
yiannisz's Fair Value
Revenue
0.31% p.a.
Profit Margin
14.08%
Future PE
19.56x
Price in 2029
US$126.13
PayPal’s Strong Branding Can Take Advantage Of E-Commerce Tailwind
Key Takeaways PayPal is the online payments household brand benefiting from the positive trend in the E-commerce industry. Venmo’s sub-brand is a growth driver, which could reach over $2 billion in annual revenue by 2027.Read more
1k
users have viewed this narrative104users have liked this narrative
6users have commented on this narrative
30users have followed this narrative
ST
US$111.57
48.3% undervalued intrinsic discount
StjepanK's Fair Value
Revenue
5% p.a.
Profit Margin
13%
Future PE
30x
Price in 2028
US$167.76
The "Sleeping Giant" Wakes Up – Efficiency & Monetization
PayPal is the classic "Value Play" in a tech world obsessed with hype. After a period of margin compression and leadership transition, the "Alex Chriss Turnaround" is fully underway.Read more
1.2k
users have viewed this narrative15users have liked this narrative
4users have commented on this narrative
28users have followed this narrative
PYPL Market Outlook
PayPal Holdings, Inc. (PYPL) has demonstrated a significant recovery in 2024, with its stock price rising approximately 48% year-to-date, outperforming the S&P 500.Read more
59
users have viewed this narrative2users have liked this narrative
0users have commented on this narrative
5users have followed this narrative
Huge Competition In The Payments Space Will Halve Net Margins
Key Takeaways Payments industry is likely going to become increasingly competitive. PYPL's margin trouble will likely persist - too many competing firms + high incentive to offer lower fees.Read more
975
users have viewed this narrative53users have liked this narrative
14users have commented on this narrative
11users have followed this narrative
RI
US$75.5
23.6% undervalued intrinsic discount
Richard_Bowman's Fair Value
Revenue
18% p.a.
Profit Margin
8%
Future PE
18x
Price in 2028
US$111.03
Analyst Commentary Highlights Mixed Outlook and Modest Valuation Changes for PayPal Holdings
Key Takeaways PayPal's transformation into a commerce platform and smart wallet introduction could enhance revenue and improve merchant relationships. Expanded branded experiences, BNPL rollout, and value-added services are driving transaction volume, margin, and earnings growth.Read more
1.8k
users have viewed this narrative5users have liked this narrative
1users have commented on this narrative
482users have followed this narrative
AN
US$76.75
24.9% undervalued intrinsic discount
AnalystConsensusTarget's Fair Value
Revenue
6.95% p.a.
Profit Margin
14.27%
Future PE
13.26x
Price in 2029
US$96.03
Trending Discussion
Recently Updated Narratives
YI
PayPal Stock: The Shift From Growth at Any Cost to Payments With Discipline
Fair Value: US$90.01 35.9% undervalued intrinsic discount
33 followersusers have followed this narrative
1 commentusers have commented on this narrative
0 likesusers have liked this narrative
WE
The "Sleeping Giant" Stumbles, Then Wakes Up
Fair Value: US$82 29.7% undervalued intrinsic discount
48 followersusers have followed this narrative
4 commentsusers have commented on this narrative
0 likesusers have liked this narrative
TA
The "Sleeping Giant" Wakes Up – Efficiency & Monetization
Fair Value: US$174.92 67.0% undervalued intrinsic discount
28 followersusers have followed this narrative
4 commentsusers have commented on this narrative
0 likesusers have liked this narrative
Snowflake Analysis
PayPal Holdings, Inc. Key Details
Last Reported Earnings
Sep 30, 2025
Next Reporting Earnings
Feb 03, 2026
- 5.26
- 41.56%
- 14.96%
- 56.6%
About PYPL
- Founded
- 1998
- Employees
- 24400
- CEO
- WebsiteView website
PayPal Holdings, Inc. operates a technology platform that enables digital payments for merchants and consumers worldwide. It operates a two-sided network at scale that connects merchants and consumers that enables its customers to connect, transact, and send and receive payments through online and in person, as well as transfer and withdraw funds using various funding sources, such as bank accounts, PayPal or Venmo account balance, consumer credit products, credit and debit cards, and cryptocurrencies, as well as other stored value products, including gift cards and eligible rewards. The company provides payment solutions under the PayPal, PayPal Credit, Braintree, Venmo, Xoom, Zettle, Hyperwallet, Honey, and Paidy names. The company was founded in 1998 and is headquartered in San Jose, California.
