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PYPL logo

PayPal Holdings, Inc. Stock Price

NasdaqGS:PYPL Community·US$44.8b Market Cap
  • 17 Narratives written by author
  • 15 Comments on narratives written by author
  • 1807 Fair Values set on narratives written by author
Author Program NEWCreate Narrative

PYPL Share Price Performance

US$54.67
-14.97 (-21.50%)
​
US$70.89
Fair Value
US$54.67
-14.97 (-21.50%)
22.9% undervalued intrinsic discount
US$70.89
Fair Value
Price US$54.67
rcb9 US$70.89
Benjamin_Ziegler US$68.00
AnalystConsensusTarget US$59.16
Wed, 5 Aug 26
Fair ValueUS$70.89
Share Pricen/a

PYPL Community Narratives

RC
rcb9's
Fair Value
·
Fair Value US$70.89 22.9% undervalued intrinsic discount

Ten Percent More Volume, One Percent More Transaction Margin

7users have liked this narrative
1users have commented on this narrative
22users have followed this narrative
BE
Benjamin_Ziegler's
Fair Value
·
Fair Value US$68 19.6% undervalued intrinsic discount

PayPal: PayPal Doesn't Need to Grow – It Needs to Stop Falling – A Mispriced Cash Machine With a Cannibal Buyback

12users have liked this narrative
4users have commented on this narrative
94users have followed this narrative
AN
AnalystConsensusTarget
AnalystConsensusTarget's
Fair Value
·
Fair Value US$59.16 7.6% undervalued intrinsic discount

Analyst Commentary Highlights Mixed Outlook and Modest Valuation Changes for PayPal Holdings

6users have liked this narrative
1users have commented on this narrative
532users have followed this narrative
PYPL logo
PayPal Holdings
19.6% undervalued intrinsic discount

PayPal: PayPal Doesn't Need to Grow – It Needs to Stop Falling – A Mispriced Cash Machine With a Cannibal Buyback

View narrative
BE
Benjamin_Ziegler
Updated 4 Aug
Read Narrative
PYPL logo
PayPal Holdings
39.5% undervalued intrinsic discount

The Underrated Transformation of a Digital Payments Giant

View narrative
WI
WisetoWealth
WisetoWealth
Published 27 Jul
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PYPL logo
PayPal Holdings
20.8% undervalued intrinsic discount

PayPal: Undervalued Cash Flow Machine or Value Trap?

View narrative
DS
DS2invest
DS2invest
Published 17 Jul
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PYPL logo
PayPal Holdings
8.9% undervalued intrinsic discount

$PYPL Options Are Cheap

View narrative
VA
ValueInvestingSubstack
ValueInvestingSubstack
Published 23 May
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PYPL logo
PayPal Holdings
22.9% undervalued intrinsic discount

Ten Percent More Volume, One Percent More Transaction Margin

View narrative
RC
Emerging Author
rcb9
Published 5 Aug
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PYPL logo
PayPal Holdings
39.2% undervalued intrinsic discount

Paypal - A Fundamental and Historical Valuation

View narrative
AN
andre_santos
andre_santos
Published 3 Feb
Read Narrative
PYPL logo
PayPal Holdings
39.3% undervalued intrinsic discount

Why PayPal’s Growth Story Isn’t Over

View narrative
YI
yiannisz
Updated 30 Dec 2025
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PYPL logo
PayPal Holdings
33.3% undervalued intrinsic discount

The "Sleeping Giant" Stumbles, Then Wakes Up

View narrative
WE
WealthAP
Recommended Voice
WealthAP
Published 28 Dec 2025
Read Narrative
PYPL logo
PayPal Holdings
51.0% undervalued intrinsic discount

PayPal’s Strong Branding Can Take Advantage Of E-Commerce Tailwind

View narrative
ST
StjepanK
StjepanK
Updated 1 Apr 2025
Read Narrative
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Trending Discussion

VA
PYPL logo

As long time Paypal customer I can only add that the company is lying on its historical value rather than innovate and introduce new features for its P2P platform. With sharky fees for moving money in and out they fulishly ignore new competitors like Wise, Revolut and others. Competitors are also offering savings and investments for money parked in accounts. I will not invest in such company as I hardly ever use the accounts I already have with them

2
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0
RD
PYPL logo

🎉🎉🎉🎉

0
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0
RD
PYPL logo

Hello to all nice too meeting to all. ,🎉🎉🎉

0
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0

Recently Updated Narratives

RC
PYPL logo

Ten Percent More Volume, One Percent More Transaction Margin

Fair Value: US$70.89 22.9% undervalued intrinsic discount
22 fair values setusers have set this as their fair value
1 commentusers have commented on this narrative
0 likesusers have liked this narrative
BE
PYPL logo

PayPal: PayPal Doesn't Need to Grow – It Needs to Stop Falling – A Mispriced Cash Machine With a Cannibal Buyback

Fair Value: US$68 19.6% undervalued intrinsic discount
94 fair values setusers have set this as their fair value
4 commentsusers have commented on this narrative
0 likesusers have liked this narrative
WI
WisetoWealth
PYPL logo

The Underrated Transformation of a Digital Payments Giant

Fair Value: US$90.31 39.5% undervalued intrinsic discount
10 fair values setusers have set this as their fair value
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative

Snowflake Analysis

Undervalued with excellent balance sheet.

1 Risk
3 Rewards
View Full Analysis

PayPal Holdings, Inc. Key Details

US$34.1b

Revenue

US$20.3b

Cost of Revenue

US$13.8b

Gross Profit

US$8.9b

Other Expenses

US$4.9b

Earnings

Last Reported Earnings
Jun 30, 2026
Next Reporting Earnings
Oct 27, 2026
5.73
40.48%
14.36%
67.6%
View Full Analysis

About PYPL

Founded
1998
Employees
23800
CEO
Enrique Lores
WebsiteView website
www.paypal.com

PayPal Holdings, Inc. operates a technology platform that enables digital payments for merchants and consumers worldwide. The company operates a two-sided network at scale that connects merchants and consumers that enables its customers to connect, transact, and send and receive payments through online and in person, as well as transfer and withdraw funds using various funding sources, such as bank accounts, PayPal or Venmo account balance, consumer credit and debit products, credit and debit cards, and cryptocurrencies, as well as other stored value products, including gift cards and eligible rewards. It provides payment solutions under the PayPal, PayPal Credit, Braintree, Venmo, Xoom, Hyperwallet, Honey, and Paidy names. The company was founded in 1998 and is headquartered in San Jose, California.

Recent PYPL News & Updates

Seeking Alpha • Aug 28

PayPal: The Deal Is Off, So Let's Now Focus On What Matters

Summary PayPal Holdings, Inc. remains undervalued after the failed $63.5B Advent/Stripe bid, offering management the chance to refocus on operational improvements. Branded checkout, while no longer a major growth engine, provides stable, reliable cash flows that can support future initiatives if managed efficiently. Braintree continues to deliver mid-teens growth and profitable momentum, with plans to unify platforms for better merchant experience and improved monetization. Venmo is the standout growth catalyst, with 14% TPV growth and multi-product users driving significantly higher ARPA; management must capitalize on this momentum. Read the full article on Seeking Alpha

Recent updates

No updates

PayPal Holdings, Inc. Competitors

MS logo

Morgan Stanley

Symbol: NYSE:MS
Market cap: US$331.5b
GS logo

Goldman Sachs Group

Symbol: NYSE:GS
Market cap: US$303.5b
AXP logo

American Express

Symbol: NYSE:AXP
Market cap: US$218.9b
SCHW logo

Charles Schwab

Symbol: NYSE:SCHW
Market cap: US$187.3b
View more competitors

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