PayPal Holdings, Inc. Stock Price

PayPal at it's surface might not seem like fanciest option available; but as you take a deeper dive into the company it has a lot more to offer than just the app we use for transactions and sending money to others. Most of their revenue comes from transactions while they also source some revenue from other added value services like: Payment Gateway Subscriptions Interest and fees from consumer loans and merchant loans Other credit products referrals partnerships One other source that recently has begun to catch traction for them is Venmo; which is quite similar to the normal services of PayPal but has been very popular with younger populations.Read more

As PayPal (PYPL) solidifies its position in the digital payments landscape, it presents a promising opportunity driven by transaction growth, profitability, and an attractive valuation. This analysis delves into how each of these areas contributes to PayPal’s robust potential as an investment.Read more

December 28, 2025 For precisely 48 hours in mid-December 2025, it looked like the "Alex Chriss Turnaround" at PayPal was about to shift into overdrive. On December 15, the payments giant finally pulled the trigger on a strategy investors had whispered about for years: it filed to become a bank.Read more

️ Business Overview Key Metrics Total: 2/17 +1 ✅ Projected Operating Margin: 17.71% +0 ⚠️ Projected 5-Year Revenue CAGR: 5.47% +1 ✅ Last 5-Year ROIC: 12.00% +1 ✅ Estimated Cost of Capital: 5.95% (lower than ROIC) +1 ✅ Last 5-Year Shares Outstanding CAGR: -6.23% -1 ❌ Projected 5-Year EPS CAGR: 7.83% (given the easiness that companies can "manipulate" these values, below 10% represents still a negative) +0 ⚠️ Projected 5-Year Dividend CAGR: N/A +1 ✅ Moody's Rating: A3 -1 ❌ Morningstar Moat: Narrow -1 ❌ Morningstar Uncertainty: High Paypal shows that it still has some competitive advantages given its solid operating margin despite the Narrow Moat rating. The fact that it also presents a solid ROIC more than double its cost of capital , shows that it can still allocate and invest its capital efficiently.Read more

Key Takeaways PayPal is the online payments household brand benefiting from the positive trend in the E-commerce industry. Venmo’s sub-brand is a growth driver, which could reach over $2 billion in annual revenue by 2027.Read more

PayPal exhibits a robust financial position with a substantial cash reserve and consistent profitability. The company's strong balance sheet enables investments in growth initiatives, irrespective of the prevailing economic conditions.Read more

Key Takeaways Payments industry is likely going to become increasingly competitive. PYPL's margin trouble will likely persist - too many competing firms + high incentive to offer lower fees.Read more

PayPal Holdings, Inc. (PYPL) has demonstrated a significant recovery in 2024, with its stock price rising approximately 48% year-to-date, outperforming the S&P 500.Read more

Key Takeaways PayPal's transformation into a commerce platform and smart wallet introduction could enhance revenue and improve merchant relationships. Expanded branded experiences, BNPL rollout, and value-added services are driving transaction volume, margin, and earnings growth.Read more