Advanced AI Underwriting And Embedded Finance Will Open Markets

Published
28 May 25
Updated
15 Aug 25
AnalystConsensusTarget's Fair Value
US$40.50
17.2% undervalued intrinsic discount
15 Aug
US$33.52
Loading
1Y
175.0%
7D
9.5%

Author's Valuation

US$40.5

17.2% undervalued intrinsic discount

AnalystConsensusTarget Fair Value

Shared on10 Aug 25
Fair value Increased 16%

Analysts have raised their price target for Pagaya Technologies to $38.00, citing robust EBITDA margins driven by strong unit economics, rapid expansion via its integrated B2B2C model, and demonstrated success diversifying into new underwriting verticals. Analyst Commentary Exceptional unit economics and operating leverage are resulting in strong EBITDA margins.

Shared on01 Aug 25
Fair value Increased 13%

Analysts raised Pagaya Technologies' price target to $33.08, citing strong EBITDA margins driven by exceptional unit economics and operating leverage, effective B2B2C expansion into auto and point-of-sale lending, and high barriers to entry from embedded lender relationships. Analyst Commentary Exceptional unit economics and operating leverage are driving strong EBITDA margins.