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Digital Banking and Hybrid Model Will Drive Wider Consumer Access Tomorrow

Published
24 Sep 24
Updated
28 Oct 25
AnalystConsensusTarget's Fair Value
US$20.25
16.8% undervalued intrinsic discount
28 Oct
US$16.84
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1Y
18.8%
7D
-7.7%

Author's Valuation

US$20.2516.8% undervalued intrinsic discount

AnalystConsensusTarget Fair Value

Shared on 28 Oct 25

Fair value Increased 8.58%

Analysts have raised their price target for LendingClub from $18.65 to $20.25. They cited improved revenue growth and profit margin forecasts as key drivers for the update.

Shared on 14 Oct 25

Fair value Increased 3.90%

Digital Banking And Hybrid Model Will Expand Consumer Access

Analysts have raised their price target for LendingClub from $17.95 to $18.65, citing modest improvements in profit margin expectations even as they anticipate lower revenue growth. What's in the News LendingClub will hold an Analyst/Investor Day to discuss its strategic vision, product innovations, and financial performance (Key Developments).

Shared on 31 Jul 25

Fair value Increased 16%

Digital Banking And Hybrid Model Will Expand Consumer Access

Despite slightly lower consensus revenue growth forecasts, a significant improvement in net profit margin has driven analysts to raise LendingClub's fair value estimate, reflected in the higher price target of $17.75. What's in the News Shareholders did not approve proposed amendments to phase in declassification of the Board and remove supermajority voting requirements for amending governing documents.

Shared on 01 May 25

Fair value Decreased 9.65%

Digital Banking And Hybrid Model Will Expand Consumer Access

Shared on 23 Apr 25

Fair value Decreased 2.12%

Marketing Channels And AI Tech Will Expand Loan Opportunities

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 17 Apr 25

Marketing Channels And AI Tech Will Expand Loan Opportunities

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 09 Apr 25

Fair value Decreased 0.57%

Marketing Channels And AI Tech Will Expand Loan Opportunities

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 02 Apr 25

Fair value Decreased 0.057%

Marketing Channels And AI Tech Will Expand Loan Opportunities

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 26 Mar 25

Marketing Channels And AI Tech Will Expand Loan Opportunities

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 19 Mar 25

Marketing Channels And AI Tech Will Expand Loan Opportunities

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 11 Mar 25

Fair value Increased 15%

Marketing Channels And AI Tech Will Expand Loan Opportunities

AnalystConsensusTarget has increased revenue growth from 0.7% to 5.4%, decreased profit margin from 20.2% to 14.7% and increased future PE multiple from 11.8x to 13.0x.