Update shared on 28 Oct 2025
Fair value Increased 8.58%Analysts have raised their price target for LendingClub from $18.65 to $20.25. They cited improved revenue growth and profit margin forecasts as key drivers for the update.
What's in the News
- LendingClub provided earnings guidance for the fourth quarter of 2025, expecting pre-provision net revenue to reach $90 million to $100 million. This represents an increase of 21% to 35% according to company guidance.
- The company held an Analyst/Investor Day to discuss its strategic vision, product innovations, and financial performance based on information shared at the company event.
Valuation Changes
- Consensus Analyst Price Target has increased from $18.65 to $20.25, reflecting a higher valuation outlook.
- The discount rate has risen slightly, from 7.78% to 7.85%.
- The revenue growth forecast has risen significantly, moving from 0.36% to 1.33%.
- Net profit margin expectation has increased from 21.42% to 24.26%.
- Future P/E ratio estimate has declined from 10.54x to 9.63x, signaling expectations of stronger earnings relative to price.
Disclaimer
AnalystConsensusTarget is a tool utilizing a Large Language Model (LLM) that ingests data on consensus price targets, forecasted revenue and earnings figures, as well as the transcripts of earnings calls to produce qualitative analysis. The narratives produced by AnalystConsensusTarget are general in nature and are based solely on analyst data and publicly-available material published by the respective companies. These scenarios are not indicative of the company's future performance and are exploratory in nature. Simply Wall St has no position in the company(s) mentioned. Simply Wall St may provide the securities issuer or related entities with website advertising services for a fee, on an arm's length basis. These relationships have no impact on the way we conduct our business, the content we host, or how our content is served to users. The price targets and estimates used are consensus data, and do not constitute a recommendation to buy or sell any stock, and they do not take account of your objectives, or your financial situation. Note that AnalystConsensusTarget's analysis may not factor in the latest price-sensitive company announcements or qualitative material.