LC Share Price Performance

LC Community Fair Values

AN
AnalystConsensusTarget
Consensus Narrative from 10 Analysts
Digital Banking And Hybrid Model Will Expand Consumer Access
Key Takeaways Rapid digital product innovation and expanding platform capabilities are driving long-term growth, broader customer reach, and increased engagement for LendingClub. Superior credit modeling and a hybrid marketplace/bank model support sustained earnings growth, high credit quality, and operating leverage over peers.
US$17.75
FV
12.2% undervalued intrinsic discount
0.49%
Revenue growth p.a.
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Updated narrative
AN
AnalystHighTarget
Consensus Narrative from 10 Analysts
Digital Lending And AI Will Shape Consumer Finance
Key Takeaways Investments in AI underwriting and new tech integrations are set to boost credit performance, customer engagement, and drive higher noninterest income. Scaling automation and new structured products provide operating leverage and diversify investor demand, supporting sustainable revenue and earnings growth.
US$19.50
FV
20.1% undervalued intrinsic discount
8.66%
Revenue growth p.a.
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11 days ago author updated this narrative

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Recent LC News & Updates

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LendingClub Corporation Key Details

Last Reported Earnings

Jun 30, 2025

Next Reporting Earnings

n/a

Earnings per share (EPS): 0.65
Gross Margin: 26.35%
Net Profit Margin: 5.93%
Debt/Equity Ratio: 0%

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LendingClub Corporation Competitors

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About LC

Founded: 2006
Employees: 1002
CEO: Scott Sanborn
WebsiteView website: www.lendingclub.com

LendingClub Corporation, operates as a bank holding company, that provides range of financial products and services in the United States. It offers deposit products, including savings accounts, checking accounts, and certificates of deposit. The company also provides loan products, such as consumer loans comprising unsecured personal loans, secured auto refinance loans, and patient and education finance loans; and commercial loans, including small business loans. In addition, it operates a lending marketplace platform. The company was incorporated in 2006 and is headquartered in San Francisco, California.

U.S. Market Performance

7 Days: -2.7%
3 Months: 10.7%
1 Year: 17.5%
Year to Date: 5.9%

In the last week, the market has fallen 2.7%, dragged down most by the Financials. In contrast to the last week, the market is actually up 18% over the past year. Earnings are forecast to grow by 15% annually. Market details ›

💥 How Agentic AI Could Change Every Industry

Richard Bowman

August 2025

This week, we’re diving deeper into the world of agentic AI. We’re zeroing in on the core technologies that make these intelligent agents actually reliably work. We explore what all this could mean for software, start-ups, and most importantly, the opportunities and risks each industry faces by adopting Agentic AI.

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LendingClub Stock Price