LC Share Price Performance
US$19.53
3.84 (24.47%)
10.9% undervalued intrinsic discount
US$21.91
Fair Value
Price US$19.53
AnalystConsensusTarget US$21.91
AnalystHighTarget US$20.58
AnalystLowTarget US$12.00
Fair ValueUS$21.91
Share Pricen/a
LendingClub Corporation Stock Price
- 3 Narratives written by author
- 0 Comments on narratives written by author
- 34 Fair Values set on narratives written by author
LC Community Narratives
AN
Fair Value US$21.91 10.9% undervalued intrinsic discount
Digital Banking and Hybrid Model Will Drive Wider Consumer Access Tomorrow
0users have liked this narrative
0users have commented on this narrative
20users have followed this narrative
AN
Fair Value US$19.5 0.2% overvalued intrinsic discount
Digital Lending And AI Will Shape Consumer Finance
0users have liked this narrative
0users have commented on this narrative
0users have followed this narrative
AN
Fair Value US$12 62.7% overvalued intrinsic discount
Fintech Competition And Regulations Will Pressure Margins Yet Inspire Resilience
0users have liked this narrative
0users have commented on this narrative
0users have followed this narrative
Digital Banking and Hybrid Model Will Drive Wider Consumer Access Tomorrow
Key Takeaways Rapid digital product innovation and expanding platform capabilities are driving long-term growth, broader customer reach, and increased engagement for LendingClub. Superior credit modeling and a hybrid marketplace/bank model support sustained earnings growth, high credit quality, and operating leverage over peers.Read more
0users have liked this narrative
0users have commented on this narrative
20users have followed this narrative
AN
US$21.91
10.9% undervalued intrinsic discount
AnalystConsensusTarget Fair Value
Revenue
2.65% p.a.
Profit Margin
23.5%
Future PE
10.08x
Price in 2028
US$27.4
Digital Lending And AI Will Shape Consumer Finance
Key Takeaways Investments in AI underwriting and new tech integrations are set to boost credit performance, customer engagement, and drive higher noninterest income. Scaling automation and new structured products provide operating leverage and diversify investor demand, supporting sustainable revenue and earnings growth.Read more
0users have liked this narrative
0users have commented on this narrative
0users have followed this narrative
AN
US$19.5
0.2% overvalued intrinsic discount
AnalystHighTarget Fair Value
Revenue
8.66% p.a.
Profit Margin
16.04%
Future PE
11.83x
Price in 2028
US$23.93
Fintech Competition And Regulations Will Pressure Margins Yet Inspire Resilience
Key Takeaways Intensifying competition, regulatory challenges, and shifting consumer preferences threaten revenue growth, efficiency, and the scalability of new offerings. Dependence on unsecured personal lending exposes LendingClub to credit risk, potential asset quality declines, and more volatile earnings in economic downturns.Read more
0users have liked this narrative
0users have commented on this narrative
0users have followed this narrative
AN
US$12
62.7% overvalued intrinsic discount
AnalystLowTarget Fair Value
Revenue
2.25% p.a.
Profit Margin
11.27%
Future PE
N/A
Price in 2028
US$0
Trending Discussion
Recently Updated Narratives
AN
LC: Share Repurchase Plan Will Support Stronger Returns Through 2026
Fair Value: US$21.91 10.9% undervalued intrinsic discount
20 followersusers have followed this narrative
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative
AN
Fintech Competition And Regulations Will Pressure Margins Yet Inspire Resilience
Fair Value: US$12 62.7% overvalued intrinsic discount
0 followersusers have followed this narrative
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative
AN
Digital Lending And AI Will Shape Consumer Finance
Fair Value: US$19.5 0.2% overvalued intrinsic discount
0 followersusers have followed this narrative
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative
Snowflake Analysis
LendingClub Corporation Key Details
About LC
- Founded
- 2006
- Employees
- 1002
- CEO
- WebsiteView website
LendingClub Corporation, operates as a bank holding company, that provides range of financial products and services in the United States. It offers deposit products, including savings accounts, checking accounts, and certificates of deposit. The company also provides loan products, such as consumer loans comprising unsecured personal loans, secured auto refinance loans, and patient and education finance loans; and commercial loans, including small business loans. In addition, it operates a lending marketplace platform. The company was incorporated in 2006 and is headquartered in San Francisco, California.
