Update shared on 26 Nov 2025
Analysts have maintained LendingClub’s fair value estimate at $21.91 per share, citing improved revenue growth projections, which are balanced by a slightly lower profit margin outlook and a reduced discount rate.
What's in the News
- LendingClub Corporation has announced a share repurchase program, authorizing the company to repurchase up to $100 million of its common stock through December 31, 2026. (Key Developments)
- The Board of Directors has approved a new buyback plan, scheduled for November 4, 2025. (Key Developments)
- LendingClub has provided earnings guidance for the fourth quarter of 2025, with expected pre-provision net revenue between $90 million and $100 million, which represents a 21% to 35% increase. (Key Developments)
- The company recently held an Analyst and Investor Day to discuss its strategic vision, product innovations and financial performance. (Key Developments)
Valuation Changes
- Fair Value Estimate remains unchanged at $21.91 per share.
- Discount Rate has decreased slightly from 7.85% to 7.81%.
- Revenue Growth projection has increased modestly from 2.49% to 2.65%.
- Net Profit Margin forecast has declined slightly from 24.02% to 23.50%.
- Future Price-to-Earnings (P/E) ratio has edged down from 10.17x to 10.08x.
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