Shared on26 Sep 25Fair value Increased 1.32%
Analysts have modestly raised SoFi’s price target to $21.28, citing anticipated interest rate cuts, improved digital lending trends, and upcoming product launches—though some caution remains on valuation relative to fundamentals. Analyst Commentary Bullish analysts are increasing price targets due to anticipated interest rate cuts, which are expected to benefit bank processors, lenders, and exchanges, notably improving SoFi's forward outlook and justifying higher valuation multiples.
Shared on11 Sep 25Fair value Increased 1.07%
Analysts raised SoFi Technologies’ price target to $21.00, citing improved digital lending conditions, new revenue streams from crypto and student lending, and a stronger balance sheet, although some warn current valuation may be stretched. Analyst Commentary Improved funding availability and lower costs in digital lending markets are expected to drive stronger lending growth, with potential for additional upside if interest rate cuts occur.
Shared on27 Aug 25Fair value Increased 3.31%
Analysts have raised SoFi Technologies' price target to $20.78, citing optimism about new revenue streams from product diversification, improved sector trends, and a stronger balance sheet, though some caution that the stock may be fairly valued following its recent rally. Analyst Commentary Product diversification, particularly expanding into a crypto trading platform and student lending following new legislation, is seen as a key growth driver and revenue catalyst.
Shared on06 Aug 25Fair value Increased 15%
SoFi Technologies' consensus price target has increased, primarily reflecting improved net profit margins, although a higher discount rate partially offsets this, resulting in a new analyst price target of $20.11. What's in the News SoFi completed a $1.5 billion follow-on equity offering of common stock at $20.85 per share, with Citigroup and Mizuho added as co-lead underwriters.
Shared on29 Jul 25Fair value Increased 28%
The substantial increase in SoFi Technologies’ future P/E ratio despite a declining net profit margin suggests heightened growth expectations, leading analysts to raise the consensus price target from $13.70 to $17.09. What's in the News SoFi partnered with Paychex to offer SoFi at Work financial wellness solutions through Paychex Flex Perks, expanding employee access to personal loans, student loan services, and financial guidance.
Shared on01 May 25Fair value Decreased 5.17%
AnalystConsensusTarget has increased shares outstanding growth rate from 0.0% to 0.0%.