Update shared on29 Jul 2025
Fair value Increased 28%The substantial increase in SoFi Technologies’ future P/E ratio despite a declining net profit margin suggests heightened growth expectations, leading analysts to raise the consensus price target from $13.70 to $17.09.
What's in the News
- SoFi partnered with Paychex to offer SoFi at Work financial wellness solutions through Paychex Flex Perks, expanding employee access to personal loans, student loan services, and financial guidance.
- SoFi expanded its alternative investment platform by adding new private market funds from Cashmere, Fundrise, and Liberty Street Advisors, allowing members access to high-growth private companies and real estate opportunities.
- Cashmere’s flagship fund is now available to SoFi Invest members with a $500 minimum investment, marking Cashmere’s first distribution through a national brokerage.
- SoFi is enhancing its platform with new crypto-powered features, including international money transfers via blockchain, and is rolling out additional money movement capabilities like Zelle, ACH, wires, and future stablecoin transfers.
- SoFi integrated Benzinga’s premium market data and research tools into its Invest platform, providing members with analyst ratings, price targets, earnings insight, and simplified investment research functionality.
Valuation Changes
Summary of Valuation Changes for SoFi Technologies
- The Consensus Analyst Price Target has significantly risen from $13.70 to $17.09.
- The Future P/E for SoFi Technologies has significantly risen from 23.33x to 31.10x.
- The Net Profit Margin for SoFi Technologies has significantly fallen from 20.63% to 18.16%.
Disclaimer
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