Update shared on06 Aug 2025
Fair value Increased 15%SoFi Technologies' consensus price target has increased, primarily reflecting improved net profit margins, although a higher discount rate partially offsets this, resulting in a new analyst price target of $20.11.
What's in the News
- SoFi completed a $1.5 billion follow-on equity offering of common stock at $20.85 per share, with Citigroup and Mizuho added as co-lead underwriters.
- Management raised full-year 2025 guidance, now expecting GAAP net income of ~$370 million and GAAP EPS of $0.31, with tangible book value growth of ~$640 million and at least 3.0 million new members (~30% growth).
- SoFi partnered with Paychex to integrate SoFi at Work financial wellness solutions into Paychex Flex Perks, expanding SoFi's reach among employee benefit platforms.
- SoFi expanded its alternative investment offerings, adding funds from Cashmere, Fundrise, and Liberty Street Advisors to SoFi Invest, plus new collaborations for broader access to private markets.
- Benzinga partnered with SoFi to provide market insights and institutional-grade research on SoFi Invest, enhancing members’ access to investment data and tools.
Valuation Changes
Summary of Valuation Changes for SoFi Technologies
- The Consensus Analyst Price Target has significantly risen from $17.56 to $20.11.
- The Net Profit Margin for SoFi Technologies has significantly risen from 16.26% to 18.62%.
- The Discount Rate for SoFi Technologies has risen from 7.63% to 8.09%.
Disclaimer
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