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SoFi Technologies, Inc. Stock Price

NasdaqGS:SOFI Community·US$32.2b Market Cap
  • 4 Narratives written by author
  • 3 Comments on narratives written by author
  • 815 Fair Values set on narratives written by author

SOFI Share Price Performance

US$24.91
9.90 (65.96%)
US$30.00
Fair Value
US$24.91
9.90 (65.96%)
17.0% undervalued intrinsic discount
US$30.00
Fair Value
Price US$24.91
AnalystHighTarget US$30.00
AnalystConsensusTarget US$26.03
yiannisz US$14.00

SOFI Community Narratives

AnalystHighTarget·
Fair Value US$30 17.0% undervalued intrinsic discount

Digital Banking And AI Will Transform Tech Ecosystems

1users have liked this narrative
0users have commented on this narrative
85users have followed this narrative
AnalystConsensusTarget·
Fair Value US$26.03 4.3% undervalued intrinsic discount

Lower Rates And Sector Sentiment Will Drive Lending And Profit Margins Forward

0users have liked this narrative
2users have commented on this narrative
310users have followed this narrative
yiannisz·
Fair Value US$14 77.9% overvalued intrinsic discount

SoFi’s Growth Engine Powers Ahead

1users have liked this narrative
1users have commented on this narrative
101users have followed this narrative
US$26.03
4.3% undervalued intrinsic discount
Revenue growth
18.87% p.a.
Profit Margin
20.03%
Future PE
43.71x
Share price in 2028
US$32.78

Updated Narratives

SOFI logo

SoFi’s Growth Engine Powers Ahead

Fair Value: US$14 77.9% overvalued intrinsic discount
101 users have followed this narrative
1 users have commented on this narrative
0 users have liked this narrative
SOFI logo

Lower Rates And Sector Sentiment Will Drive Lending And Profit Margins Forward

Fair Value: US$26.03 4.3% undervalued intrinsic discount
310 users have followed this narrative
2 users have commented on this narrative
1 users have liked this narrative
SOFI logo

Rising Blockchain Regulation And Fintech Competition Will Erode Profitability

Fair Value: US$8.92 179.2% overvalued intrinsic discount
4 users have followed this narrative
0 users have commented on this narrative
0 users have liked this narrative

Snowflake Analysis

Reasonable growth potential with proven track record.

1 Risk
2 Rewards

SoFi Technologies, Inc. Key Details

US$3.3b

Revenue

US$575.5m

Cost of Revenue

US$2.7b

Gross Profit

US$2.1b

Other Expenses

US$640.2m

Earnings

Last Reported Earnings
Sep 30, 2025
Next Reporting Earnings
n/a
0.53
82.51%
19.46%
30.9%
View Full Analysis

About SOFI

Founded
2011
Employees
5000
CEO
Anthony Noto
WebsiteView website
www.sofi.com

SoFi Technologies, Inc. provides various financial services in the United States, Latin America, Canada, and Hong Kong. It operates through three segments: Lending, Technology Platform, and Financial Services. The company offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money; and personal loans, student loans, home loans, and related services. The company also operates Galileo, a technology platform that offers services to financial and non-financial institution; and Technisys, a cloud-native digital and core banking platform that provides software licenses and associated services, including implementation and maintenance. In addition, it provides SoFi Money offers checking and savings accounts, and cash management products; and SoFi Invest, a mobile-first investment platform that offers access to trading and advisory solutions, such as investing and robo-advisory. Further, the company offers SoFi Credit Card that provides cash back rewards on every purchase; Sofi Relay, a personal finance management product that allows to track all of their financial accounts comprising credit score and spending behaviors; SoFi Protect which offers insurance product; SoFi Travel, an application that manages travel search and booking experience; SoFi At Work provides financial benefits to employees, including student loan payments made on their employees’ behalf; Lantern Credit, a financial services marketplace platform for seeking alternative products and provide product comparisons; and other lending as a service that offers pre-qualified borrower referrals and offers loans to third-party partner. The company was founded in 2011 and is based in San Francisco, California.

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