FISI Stock Overview
Financial Institutions, Inc. operates as a holding company for the Five Star Bank, a chartered bank that provides banking and financial services to individuals, municipalities, and businesses in New York.
Snowflake Score | |
---|---|
Valuation | 6/6 |
Future Growth | 2/6 |
Past Performance | 2/6 |
Financial Health | 6/6 |
Dividends | 5/6 |
Rewards
Risk Analysis
No risks detected for FISI from our risk checks.
Financial Institutions, Inc. Competitors
Price History & Performance
Historical stock prices | |
---|---|
Current Share Price | US$17.85 |
52 Week High | US$23.11 |
52 Week Low | US$15.22 |
Beta | 0.89 |
1 Month Change | -0.72% |
3 Month Change | -9.85% |
1 Year Change | 11.08% |
3 Year Change | -45.25% |
5 Year Change | -37.65% |
Change since IPO | 19.00% |
Recent News & Updates
Recent updates
Financial Institutions (NASDAQ:FISI) Is Increasing Its Dividend To $0.30
Feb 24Financial Institutions Is Very Cheap, But Now Is Not The Right Time To Buy
Sep 23Financial Institutions declares $0.29 dividend
Aug 22Financial Institutions Q2 GAAP EPS, revenue beats
Jul 28Financial Institutions' (NASDAQ:FISI) Shareholders Will Receive A Bigger Dividend Than Last Year
Feb 22Here's Why I Think Financial Institutions (NASDAQ:FISI) Might Deserve Your Attention Today
Aug 12Financial Institutions: The Current Valuation Still Leaves Me Uninspired
Aug 02It's Unlikely That Financial Institutions, Inc.'s (NASDAQ:FISI) CEO Will See A Huge Pay Rise This Year
Jun 10Financial Institutions, Inc. 2021 Q1 - Results - Earnings Call Presentation
Apr 30Is Now The Time To Put Financial Institutions (NASDAQ:FISI) On Your Watchlist?
Apr 30Here's What We Like About Financial Institutions' (NASDAQ:FISI) Upcoming Dividend
Mar 13Are You An Income Investor? Don't Miss Out On Financial Institutions, Inc. (NASDAQ:FISI)
Mar 08How Much Did Financial Institutions'(NASDAQ:FISI) Shareholders Earn From Share Price Movements Over The Last Three Years?
Feb 09Financial Institutions, Inc. 2020 Q4 - Results - Earnings Call Presentation
Jan 29What You Need To Know About Financial Institutions, Inc.'s (NASDAQ:FISI) Investor Composition
Jan 14How Much Are Financial Institutions, Inc. (NASDAQ:FISI) Insiders Spending On Buying Shares?
Dec 19Shareholder Returns
FISI | US Banks | US Market | |
---|---|---|---|
7D | 1.4% | -0.03% | 0.7% |
1Y | 11.1% | 36.9% | 23.9% |
Return vs Industry: FISI underperformed the US Banks industry which returned 40.8% over the past year.
Return vs Market: FISI underperformed the US Market which returned 24.2% over the past year.
Price Volatility
FISI volatility | |
---|---|
FISI Average Weekly Movement | 4.8% |
Banks Industry Average Movement | 4.3% |
Market Average Movement | 6.1% |
10% most volatile stocks in US Market | 16.7% |
10% least volatile stocks in US Market | 3.0% |
Stable Share Price: FISI's share price has been volatile over the past 3 months.
Volatility Over Time: FISI's weekly volatility (5%) has been stable over the past year.
About the Company
Founded | Employees | CEO | Website |
---|---|---|---|
1817 | 624 | Marty Birmingham | www.fisi-investors.com |
Financial Institutions, Inc. operates as a holding company for the Five Star Bank, a chartered bank that provides banking and financial services to individuals, municipalities, and businesses in New York. The company provides checking and savings account programs, including money market accounts, certificates of deposit, sweep investments, and individual retirement and other qualified plan accounts, as well as NOW accounts. Its loan products include term loans and lines of credit; short and medium-term commercial loans for working capital, business expansion, and purchase of equipment; commercial business loans to the agricultural industry; commercial mortgage loans; one-to-four family residential mortgage loans, home improvement loans, closed-end home equity loans, and home equity lines of credit; and consumer loans, such as automobile, secured installment, and personal loans.
Financial Institutions, Inc. Fundamentals Summary
FISI fundamental statistics | |
---|---|
Market cap | US$275.42m |
Earnings (TTM) | US$38.79m |
Revenue (TTM) | US$208.19m |
7.1x
P/E Ratio0.6x
P/B RatioIs FISI overvalued?
See Fair Value and valuation analysisEarnings & Revenue
FISI income statement (TTM) | |
---|---|
Revenue | US$208.19m |
Cost of Revenue | US$0 |
Gross Profit | US$208.19m |
Other Expenses | US$169.41m |
Earnings | US$38.79m |
Last Reported Earnings
Mar 31, 2024
Next Earnings Date
n/a
Earnings per share (EPS) | 2.51 |
Gross Margin | 100.00% |
Net Profit Margin | 18.63% |
Debt/Equity Ratio | 57.8% |
How did FISI perform over the long term?
See historical performance and comparison