Great Southern Bancorp, Inc. operates as a bank holding company for Great Southern Bank that offers a range of financial services in the United States.
Flawless balance sheet 6 star dividend payer.
Share Price & News
How has Great Southern Bancorp's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: GSBC's share price has been volatile over the past 3 months.
7 Day Return
1 Year Return
Return vs Industry: GSBC exceeded the US Banks industry which returned -31.1% over the past year.
Return vs Market: GSBC underperformed the US Market which returned -13.6% over the past year.
Price Volatility Vs. Market
How volatile is Great Southern Bancorp's share price compared to the market and industry in the last 5 years?
Simply Wall St News
1 day ago | Simply Wall StHow Does Great Southern Bancorp's (NASDAQ:GSBC) P/E Compare To Its Industry, After The Share Price Drop?
1 week ago | Simply Wall StWhy You Might Be Interested In Great Southern Bancorp, Inc. (NASDAQ:GSBC) For Its Upcoming Dividend
2 weeks ago | Simply Wall StHow Does Great Southern Bancorp's (NASDAQ:GSBC) P/E Compare To Its Industry, After The Share Price Drop?
Is Great Southern Bancorp undervalued compared to its fair value and its price relative to the market?
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: GSBC ($37.93) is trading below our estimate of fair value ($84.13)
Significantly Below Fair Value: GSBC is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: GSBC is good value based on its PE Ratio (7.3x) compared to the Banks industry average (8.8x).
PE vs Market: GSBC is good value based on its PE Ratio (7.3x) compared to the US market (12.9x).
Price to Earnings Growth Ratio
PEG Ratio: GSBC's earnings are forecast to decline next year, so we can't calculate its PEG ratio.
Price to Book Ratio
PB vs Industry: GSBC is overvalued based on its PB Ratio (0.9x) compared to the US Banks industry average (0.8x).
How is Great Southern Bancorp forecast to perform in the next 1 to 3 years based on estimates from 3 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: GSBC's earnings are forecast to decline over the next 3 years (-10.4% per year).
Earnings vs Market: GSBC's earnings are forecast to decline over the next 3 years (-10.4% per year).
High Growth Earnings: GSBC's earnings are forecast to decline over the next 3 years.
Revenue vs Market: GSBC's revenue (0.6% per year) is forecast to grow slower than the US market (7.2% per year).
High Growth Revenue: GSBC's revenue (0.6% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: GSBC's Return on Equity is forecast to be low in 3 years time (9.9%).
How has Great Southern Bancorp performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: GSBC has high quality earnings.
Growing Profit Margin: GSBC's current net profit margins (35.9%) are higher than last year (35.5%).
Past Earnings Growth Analysis
Earnings Trend: GSBC's earnings have grown by 11.9% per year over the past 5 years.
Accelerating Growth: GSBC's earnings growth over the past year (9.7%) is below its 5-year average (11.9% per year).
Earnings vs Industry: GSBC earnings growth over the past year (9.7%) underperformed the Banks industry 10.9%.
Return on Equity
High ROE: GSBC's Return on Equity (12.2%) is considered low.
How is Great Southern Bancorp's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Inventory Level: GSBC has a low level of unsold assets or inventory.
Debt Coverage by Assets: GSBC's debt is not covered by short term assets (assets are 0.8x debt).
Financial Institutions Analysis
Asset Level: GSBC's level of assets compared to its equity is low.
Allowance for Bad Loans: GSBC has a sufficient allowance for bad loans.
Low Risk Liabilities: GSBC's liabilities are made up of primarily low risk sources of funding.
Loan Level: GSBC has an acceptable proportion of non-loan assets held.
Low Risk Deposits: GSBC's loans are broadly funded by customer deposits.
Level of Bad Loans: GSBC has an appropriate level of bad loans (0.09%)
What is Great Southern Bancorp's current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: GSBC's dividend (6.22%) is higher than the bottom 25% of dividend payers in the US market (2%).
High Dividend: GSBC's dividend (6.22%) is in the top 25% of dividend payers in the US market (5.56%)
Stability and Growth of Payments
Stable Dividend: GSBC's dividends per share have been stable in the past 10 years.
Growing Dividend: GSBC's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its reasonably low payout ratio (25.5%), GSBC's dividend payments are well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: GSBC's dividends in 3 years are forecast to be covered by earnings (58.4% payout ratio).
How experienced are the management team and are they aligned to shareholders interests?
Average board tenure
Joe Turner (54yo)
Mr. Joseph William Turner, J.D., also known as Joe, is the Co-Owner of Turner Family Limited Partnership. Mr. Turner has been the Chief Executive Officer of Great Southern BanCorp Inc. since 2000 and serve ...
CEO Compensation Analysis
Compensation vs Market: Joe's total compensation ($USD1.58M) is about average for companies of similar size in the US market ($USD2.20M).
Compensation vs Earnings: Joe's compensation has increased by more than 20% in the past year.
|Chairman of the Board||31.25yrs||US$676.65k||1.78% $9.6m|
|Independent Director||3.08yrs||US$77.88k||0.012% $64.5k|
|Independent Director||27.92yrs||US$78.13k||0.65% $3.5m|
|Independent Director||19.25yrs||US$73.08k||0.099% $533.1k|
|Independent Director||16.25yrs||US$77.88k||6.61% $35.6m|
|Independent Director||3.08yrs||US$73.38k||0.0021% $11.4k|
|Independent Director||5.25yrs||US$77.88k||0.061% $330.8k|
Experienced Board: GSBC's board of directors are seasoned and experienced ( 18.3 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: GSBC insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Great Southern Bancorp, Inc.'s company bio, employee growth, exchange listings and data sources
- Name: Great Southern Bancorp, Inc.
- Ticker: GSBC
- Exchange: NasdaqGS
- Founded: 1923
- Industry: Regional Banks
- Sector: Banks
- Market Cap: US$539.091m
- Shares outstanding: 14.21m
- Website: https://www.greatsouthernbank.com
Number of Employees
- Great Southern Bancorp, Inc.
- 1451 East Battlefield
- United States
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|GSBC||NasdaqGS (Nasdaq Global Select)||Yes||Common Stock||US||USD||Dec 1989|
Great Southern Bancorp, Inc. operates as a bank holding company for Great Southern Bank that offers a range of financial services in the United States. Its deposit products include regular savings accounts, checking accounts, money market accounts, fixed interest rate certificates with varying maturities, certificates of deposit, brokered certificates, and individual retirement accounts. The company’s loan portfolio comprises residential and commercial real estate loans, construction loans, commercial business loans, home improvement loans, and unsecured consumer loans, as well as secured consumer loans, including automobile loans, boat loans, home equity loans, loans secured by savings deposits. It also provides insurance and related services. As of December 31, 2018, the company operated 99 retail banking centers and approximately 200 automated teller machines in Missouri, Iowa, Minnesota, Kansas, Nebraska, and Arkansas; and 6 commercial and 1 mortgage loan production offices Atlanta, Chicago, Dallas, Omaha, Nebraska, as well as in Tulsa, Okla. Great Southern Bancorp, Inc. was founded in 1923 and is headquartered in Springfield, Missouri.
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/04/03 02:42|
|End of Day Share Price||2020/04/02 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.