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GFL Stock Overview
Geneva Finance Limited lends money to individuals, companies, and other entities primarily in New Zealand and Tonga. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 0/6 |
| Past Performance | 0/6 |
| Financial Health | 2/6 |
| Dividends | 3/6 |
My Notes
Capture your thoughts, links and company narrative
Geneva Finance Limited Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | NZ$0.30 |
| 52 Week High | NZ$0.41 |
| 52 Week Low | NZ$0.18 |
| Beta | 0.084 |
| 1 Month Change | 15.38% |
| 3 Month Change | 7.14% |
| 1 Year Change | -14.29% |
| 3 Year Change | -55.88% |
| 5 Year Change | -49.15% |
| Change since IPO | -67.03% |
Recent News & Updates
Benign Growth For Geneva Finance Limited (NZSE:GFL) Underpins Stock's 32% Plummet
Jun 19
The Market Doesn't Like What It Sees From Geneva Finance Limited's (NZSE:GFL) Earnings Yet
Mar 04Recent updates
Benign Growth For Geneva Finance Limited (NZSE:GFL) Underpins Stock's 32% Plummet
Jun 19The Market Doesn't Like What It Sees From Geneva Finance Limited's (NZSE:GFL) Earnings Yet
Mar 04Is Now The Time To Put Geneva Finance (NZSE:GFL) On Your Watchlist?
May 11This Is Why We Think Geneva Finance Limited's (NZSE:GFL) CEO Might Get A Pay Rise Approved By Shareholders
Sep 08We Discuss Why Geneva Finance Limited's (NZSE:GFL) CEO May Deserve A Higher Pay Packet
Aug 17Does Geneva Finance Limited (NZSE:GFL) Have A Place In Your Dividend Portfolio?
Mar 22What Can We Learn About Geneva Finance's (NZSE:GFL) CEO Compensation?
Jan 28
Why You Might Be Interested In Geneva Finance Limited (NZSE:GFL) For Its Upcoming Dividend
Dec 05What Makes Geneva Finance Limited (NZSE:GFL) A Great Dividend Stock?
Dec 03Shareholder Returns
| GFL | NZ Consumer Finance | NZ Market | |
|---|---|---|---|
| 7D | 15.4% | -3.5% | 1.7% |
| 1Y | -14.3% | 69.2% | 6.7% |
Return vs Industry: GFL underperformed the NZ Consumer Finance industry which returned 14.6% over the past year.
Return vs Market: GFL underperformed the NZ Market which returned -1.6% over the past year.
Price Volatility
| GFL volatility | |
|---|---|
| GFL Average Weekly Movement | 14.0% |
| Consumer Finance Industry Average Movement | 6.4% |
| Market Average Movement | 4.5% |
| 10% most volatile stocks in NZ Market | 8.9% |
| 10% least volatile stocks in NZ Market | 3.0% |
Stable Share Price: GFL's share price has been volatile over the past 3 months.
Volatility Over Time: GFL's weekly volatility has increased from 9% to 14% over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2002 | 67 | Malcolm Johnston | genevafinance.co.nz |
Geneva Finance Limited lends money to individuals, companies, and other entities primarily in New Zealand and Tonga. The company operates through Corporate, New Business Consumer Finance, Insurance, Old Business Consumer Finance, and Invoice Factoring and Overseas segments. It offers personal and car loans.
Geneva Finance Limited Fundamentals Summary
| GFL fundamental statistics | |
|---|---|
| Market cap | NZ$21.64m |
| Earnings (TTM) | NZ$1.74m |
| Revenue (TTM) | NZ$71.55m |
12.5x
P/E Ratio0.3x
P/S RatioIs GFL overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| GFL income statement (TTM) | |
|---|---|
| Revenue | NZ$71.55m |
| Cost of Revenue | NZ$40.69m |
| Gross Profit | NZ$30.87m |
| Other Expenses | NZ$29.13m |
| Earnings | NZ$1.74m |
Last Reported Earnings
Mar 31, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.024 |
| Gross Margin | 43.14% |
| Net Profit Margin | 2.43% |
| Debt/Equity Ratio | 265.6% |
How did GFL perform over the long term?
See historical performance and comparisonDividends
10.0%
Current Dividend Yield77%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/07/18 22:52 |
| End of Day Share Price | 2024/07/18 00:00 |
| Earnings | 2024/03/31 |
| Annual Earnings | 2024/03/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Geneva Finance Limited is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|